PNC Financial Services Group Inc (PNC) Key Ratios
$245.60
As on 04-Sep-2026 16:15EDT
Market cap
$97,813 Mln
Revenue (TTM)
$35,152 Mln
P/E Ratio
13.4
P/B Ratio
1.5
Div. Yield
2.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.35 | 7.63 | 3.84 | 9.59 | 14.47 |
| EBIT | 18.24 | 27.77 | 22.94 | 5.63 | 6.16 |
| Net Profit | 15.85 | 25.70 | 23.31 | 6.66 | -6.42 |
| EPS | 17.97 | 23.23 | 22.11 | 6.81 | -4.90 |
| Book Value | -- | -- | 12.73 | 10.72 | 3.92 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 22.53 | 26.96 | 26.71 | 24.98 | 21.49 |
| Net Margin
| -- | -- | 21.70 | -- | -- |
| Return on equity
| 11.58 | 11.40 | 12.16 | 12.06 | 11.16 |
| Return on Capital
| 5.24 | 5.53 | -- | 5.93 | 4.91 |
| Return on Assets
| 1.09 | 1.09 | 1.21 | 1.22 | 1.05 |
| Debt to Equity (x)
| -- | -- | 1.34 | 0.94 | 1.13 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
5.93
|
4.91
|
4.89
|
6.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
12.16
Higher than Peers by 2.30
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
12.16
|
12.06
|
11.16
|
11.52
|
11.90
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
1.21
Higher than Peers by 0.25
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
1.21
|
1.22
|
1.05
|
1.00
|
1.08
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
26.71
Higher than Peers by 6.02
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
26.71
|
24.98
|
21.49
|
21.12
|
31.75
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
21.70
Higher than Peers by 1.68
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
21.70
|
20.42
|
17.48
|
17.49
|
25.67
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
3.84
Lower than Peers by 7.19
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
3.84
|
0.01
|
0.06
|
0.36
|
0.19
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
22.94
Higher than Peers by 34.81
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
22.94
|
17.18
|
7.51
|
-9.86
|
6.94
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
23.31
Higher than Peers by 16.26
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
23.31
|
17.78
|
5.58
|
-7.66
|
6.47
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
22.11
Higher than Peers by 16.41
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
22.11
|
0.19
|
0.06
|
-0.07
|
0.12
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
9.20
Higher than Peers by 0.49
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
9.20
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.34
Higher than Peers by 1.13
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
1.34
|
0.94
|
1.13
|
1.42
|
1.28
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.63
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
0.63
|
0.25
|
0.36
|
0.52
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.08
Lower than Peers by 0.22
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
0.08
|
0.11
|
0.15
|
0.23
|
0.19
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.08
Lower than Peers by 0.27
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
0.08
|
--
|
--
|
0.37
|
0.29
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.89
Higher than Peers by 0.14
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
1.89
|
0.78
|
0.56
|
0.65
|
3.09
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
962.71
|
19.87
|
20.25
|
27.21
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
0.06
|
0.06
|
0.06
|
0.06
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
1,794.14
|
71.30
|
73.64
|
96.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
--
|
-1,526.59
|
-1,663.29
|
-8,177.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
13,817.26
|
--
|
516.19
|
29,861.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
--
|
--
|
-2,105.84
|
-37,942.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.35
Higher than Peers by 0.51
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
13.35
|
11.86
|
13.07
|
11.13
|
10.56
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.48
Higher than Peers by 0.18
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
1.48
|
1.36
|
1.41
|
1.22
|
1.39
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
2.80
Higher than Peers by 0.34
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
2.80
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
--
|
10.03
|
11.06
|
6.09
|
5.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
97,813
Higher than Peers by 97,485
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
PNC Financial Services Group Inc (PNC)
|
97,813
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|