Principal Financial Group (PFG) Key Ratios
$111.69
As on 06-Nov-2026 11:38EST
Market cap
$23,755 Mln
Revenue (TTM)
$12,134 Mln
P/E Ratio
15.9
P/B Ratio
2
Div. Yield
2.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -96.88 | -96.69 | -23.21 | -4.88 | -2.73 |
| EBIT | -- | -- | 101.04 | -3.66 | -4.29 |
| Net Profit | 77.08 | 244.19 | -23.06 | -4.83 | -2.75 |
| EPS | 57.94 | 208.64 | 30.43 | 13.85 | 7.60 |
| Book Value | -- | -- | 11.43 | 8.08 | -2.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 8.73 | 14.72 | 13.64 | 9.08 | 11.72 |
| Net Margin
| -- | -- | 16.20 | -- | -- |
| Return on equity
| 10.16 | 15.25 | 16.73 | 10.32 | 14.28 |
| Return on Capital
| 6.86 | 9.06 | -- | 7.64 | 10.44 |
| Return on Assets
| 0.36 | 0.63 | 0.58 | 0.36 | 0.51 |
| Debt to Equity (x)
| -- | -- | 0.37 | 0.33 | 0.37 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
--
|
7.64
|
10.44
|
2.51
|
17.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
16.73
Higher than Peers by 3.24
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
16.73
|
10.32
|
14.28
|
5.87
|
36.07
|
|
Peer Median
|
13.49
|
--
|
--
|
--
|
--
|
ROA
0.58
Lower than Peers by 2.69
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
0.58
|
0.36
|
0.51
|
0.20
|
1.57
|
|
Peer Median
|
3.26
|
--
|
--
|
--
|
--
|
EBIT Margin
13.64
Lower than Peers by 13.22
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
13.64
|
9.08
|
11.72
|
5.41
|
34.14
|
|
Peer Median
|
26.86
|
--
|
--
|
--
|
--
|
Net Margin
16.20
Lower than Peers by 5.05
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
16.20
|
7.58
|
9.74
|
4.56
|
27.13
|
|
Peer Median
|
21.24
|
--
|
--
|
--
|
--
|
Revenue Growth
-23.21
Lower than Peers by 34.73
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
-23.21
|
-0.03
|
0.18
|
-0.22
|
0.22
|
|
Peer Median
|
11.52
|
--
|
--
|
--
|
--
|
EBIT Growth
101.04
Higher than Peers by 92.37
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
101.04
|
-24.95
|
155.77
|
-87.66
|
213.31
|
|
Peer Median
|
8.67
|
--
|
--
|
--
|
--
|
Net Profit Growth
-23.06
Lower than Peers by 36.14
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
-23.06
|
-24.56
|
152.09
|
-86.90
|
201.03
|
|
Peer Median
|
13.07
|
--
|
--
|
--
|
--
|
EPS Growth
30.43
Higher than Peers by 20.42
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
30.43
|
-0.22
|
1.58
|
-0.87
|
2.32
|
|
Peer Median
|
10.01
|
--
|
--
|
--
|
--
|
Book Value Growth
5.78
Lower than Peers by 4.24
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
5.78
|
--
|
--
|
--
|
--
|
|
Peer Median
|
10.01
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.37
Higher than Peers by 0.02
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
0.37
|
0.33
|
0.37
|
0.37
|
2.38
|
|
Peer Median
|
0.35
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.02
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
0.02
|
0.00
|
0.01
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.27
Lower than Peers by 2.42
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
0.27
|
3.21
|
5.24
|
4.82
|
0.53
|
|
Peer Median
|
2.69
|
--
|
--
|
--
|
--
|
Quick Ratio
0.27
Lower than Peers by 2.39
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
0.27
|
--
|
--
|
7.75
|
5.14
|
|
Peer Median
|
2.66
|
--
|
--
|
--
|
--
|
Interest Coverage
246.25
Higher than Peers by 236.75
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
246.25
|
644.64
|
726.77
|
388.84
|
4,989.17
|
|
Peer Median
|
9.50
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
179.07
Higher than Peers by 157.77
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
179.07
|
152.09
|
144.23
|
180.09
|
150.05
|
|
Peer Median
|
21.30
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.16
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
0.04
|
0.05
|
0.05
|
0.04
|
0.06
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
--
|
549.64
|
542.09
|
680.52
|
300.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
--
|
--
|
-2,402.03
|
-3,582.65
|
-2,846.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
--
|
772.07
|
785.36
|
942.22
|
575.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
--
|
--
|
-2,645.31
|
-3,844.34
|
-3,121.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.90
Lower than Peers by 3.37
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
15.90
|
16.55
|
11.39
|
29.85
|
4.30
|
|
Peer Median
|
19.27
|
--
|
--
|
--
|
--
|
Price / Book Value
2.01
Lower than Peers by 1.10
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
2.01
|
1.65
|
1.61
|
1.70
|
1.98
|
|
Peer Median
|
3.11
|
--
|
--
|
--
|
--
|
Dividend Yield
2.86
Higher than Peers by 0.39
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
2.86
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.47
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
--
|
-5.94
|
-23.51
|
-47.24
|
-3.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
23,755
Higher than Peers by 22,323
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Principal Financial Group (PFG)
|
23,755
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,432
|
--
|
--
|
--
|
--
|