Market cap
$23,385 Mln
Revenue (TTM)
$9,572 Mln
P/E Ratio
11.2
P/B Ratio
1.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.41 | 0.16 | -0.16 | 2.95 | 7.49 |
| EBIT | -- | -- | -20.51 | -12.17 | -8.90 |
| Net Profit | 10.70 | 10.90 | 6.40 | -1.05 | -3.20 |
| EPS | 10.83 | 15.82 | 11.28 | 1.76 | -1.05 |
| Book Value | -- | -- | 10.75 | 8.48 | -32.02 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 27.38 | 33.86 | 22.36 | 28.55 | 25.11 |
| Net Margin
| -- | -- | 23.97 | -- | -- |
| Return on equity
| 11.61 | 7.81 | 12.53 | 11.68 | 10.72 |
| Return on Capital
| 9.47 | 6.50 | -- | 8.93 | 8.58 |
| Return on Assets
| 1.31 | 1.39 | 1.21 | 1.36 | 1.22 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.26 | 0.36 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
8.93
|
8.58
|
10.89
|
2.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
12.53
Higher than Peers by 2.56
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
12.53
|
11.68
|
10.72
|
12.43
|
2.54
|
|
Peer Median
|
9.97
|
--
|
--
|
--
|
--
|
ROA
1.21
Higher than Peers by 0.23
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
1.21
|
1.36
|
1.22
|
1.35
|
1.41
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
22.36
Higher than Peers by 1.16
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
22.36
|
28.55
|
25.11
|
28.48
|
38.44
|
|
Peer Median
|
21.20
|
--
|
--
|
--
|
--
|
Net Margin
23.97
Higher than Peers by 3.56
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
23.97
|
22.44
|
20.20
|
22.66
|
30.01
|
|
Peer Median
|
20.41
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.16
Lower than Peers by 11.05
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
-0.16
|
0.03
|
0.02
|
0.22
|
0.13
|
|
Peer Median
|
10.90
|
--
|
--
|
--
|
--
|
EBIT Growth
-20.51
Lower than Peers by 10.75
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
-20.51
|
16.53
|
-9.70
|
-9.35
|
-10.54
|
|
Peer Median
|
-9.76
|
--
|
--
|
--
|
--
|
Net Profit Growth
6.40
Lower than Peers by 0.62
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
6.40
|
13.89
|
-8.73
|
-7.62
|
-10.95
|
|
Peer Median
|
7.02
|
--
|
--
|
--
|
--
|
EPS Growth
11.28
Higher than Peers by 5.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
11.28
|
0.18
|
-0.07
|
-0.07
|
-0.09
|
|
Peer Median
|
5.57
|
--
|
--
|
--
|
--
|
Book Value Growth
-2.15
Lower than Peers by 10.99
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
-2.15
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.84
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
0.26
|
0.36
|
0.13
|
0.15
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.25
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
0.25
|
0.04
|
0.03
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.32
Higher than Peers by 0.02
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
0.32
|
0.30
|
0.27
|
0.28
|
0.01
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.32
Lower than Peers by 0.02
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
0.32
|
--
|
--
|
0.30
|
0.01
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
2.54
Higher than Peers by 0.77
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
2.54
|
1.32
|
1.03
|
1.65
|
9.10
|
|
Peer Median
|
1.77
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
5.29
Lower than Peers by 1.65
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
5.29
|
5.94
|
6.10
|
6.71
|
6.83
|
|
Peer Median
|
6.94
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
0.05
|
0.06
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
21.73
|
23.11
|
22.45
|
20.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
--
|
-329.21
|
-213.49
|
-9,248.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
--
|
--
|
22,591.14
|
84,254.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
--
|
--
|
-22,782.19
|
-93,483.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.20
Lower than Peers by 1.14
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
11.20
|
11.06
|
11.37
|
8.70
|
9.04
|
|
Peer Median
|
12.34
|
--
|
--
|
--
|
--
|
Price / Book Value
1.34
Higher than Peers by 0.06
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
1.34
|
1.25
|
1.20
|
1.04
|
1.27
|
|
Peer Median
|
1.28
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
--
|
-3.44
|
-2.46
|
-5.11
|
-5.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
23,385
Higher than Peers by 23,121
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Regions Financial (RF)
|
23,385
|
--
|
--
|
--
|
--
|
|
Peer Median
|
264
|
--
|
--
|
--
|
--
|