Hartford Financial Services Group (HIG) Key Ratios
$140.18
As on 03-Sep-2026 15:45EDT
Market cap
$36,866 Mln
Revenue (TTM)
$29,033 Mln
P/E Ratio
9.5
P/B Ratio
1.9
Div. Yield
1.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.51 | 3.95 | 6.31 | 7.30 | 6.51 |
| EBIT | -43.18 | -51.47 | 9.89 | 20.93 | 10.99 |
| Net Profit | 51.64 | 30.45 | 34.51 | 29.50 | 15.22 |
| EPS | 51.64 | 32.81 | 39.23 | 34.82 | 20.89 |
| Book Value | -- | -- | 21.48 | 16.71 | 5.52 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 14.94 | 13.72 | 15.73 | 17.55 | 14.59 |
| Net Margin
| -- | -- | 15.03 | -- | -- |
| Return on equity
| 19.51 | 16.62 | 22.61 | 21.66 | 19.58 |
| Return on Capital
| 13.23 | 10.98 | -- | 17.37 | 15.36 |
| Return on Assets
| 4.07 | 3.56 | 4.52 | 4.60 | 4.12 |
| Debt to Equity (x)
| -- | -- | 0.22 | 0.23 | 0.27 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
17.37
|
15.36
|
6.96
|
4.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
22.61
Higher than Peers by 11.42
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
22.61
|
21.66
|
19.58
|
17.29
|
11.56
|
|
Peer Median
|
11.18
|
--
|
--
|
--
|
--
|
ROA
4.52
Higher than Peers by 3.90
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
4.52
|
4.60
|
4.12
|
3.50
|
2.43
|
|
Peer Median
|
0.62
|
--
|
--
|
--
|
--
|
EBIT Margin
15.73
Higher than Peers by 5.09
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
15.73
|
17.55
|
14.59
|
12.69
|
10.35
|
|
Peer Median
|
10.64
|
--
|
--
|
--
|
--
|
Net Margin
15.03
Higher than Peers by 8.23
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
15.03
|
13.57
|
11.79
|
10.29
|
8.32
|
|
Peer Median
|
6.80
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
6.31
Lower than Peers by 1.40
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
6.31
|
0.07
|
0.08
|
0.11
|
0.01
|
|
Peer Median
|
7.70
|
--
|
--
|
--
|
--
|
EBIT Growth
9.89
Lower than Peers by 1.53
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
9.89
|
28.84
|
24.64
|
36.52
|
-22.13
|
|
Peer Median
|
11.42
|
--
|
--
|
--
|
--
|
Net Profit Growth
34.51
Higher than Peers by 18.44
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
34.51
|
23.30
|
24.24
|
37.66
|
-23.28
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
EPS Growth
39.23
Higher than Peers by 20.42
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
39.23
|
0.30
|
0.27
|
0.46
|
-0.18
|
|
Peer Median
|
18.81
|
--
|
--
|
--
|
--
|
Book Value Growth
14.10
Higher than Peers by 0.03
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
14.10
|
--
|
--
|
--
|
--
|
|
Peer Median
|
14.06
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.22
Lower than Peers by 0.33
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
0.22
|
0.23
|
0.27
|
0.28
|
2.83
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
--
|
--
|
--
|
2.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
18.15
Higher than Peers by 15.34
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
18.15
|
17.65
|
16.69
|
0.33
|
24.79
|
|
Peer Median
|
2.81
|
--
|
--
|
--
|
--
|
Quick Ratio
18.15
Higher than Peers by 13.07
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
18.15
|
--
|
--
|
1.93
|
29.81
|
|
Peer Median
|
5.09
|
--
|
--
|
--
|
--
|
Interest Coverage
26.22
Higher than Peers by 20.56
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
26.22
|
24.92
|
19.34
|
15.52
|
10.62
|
|
Peer Median
|
5.66
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
24.14
Lower than Peers by 24.56
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
24.14
|
22.35
|
22.73
|
52.24
|
54.52
|
|
Peer Median
|
48.71
|
--
|
--
|
--
|
--
|
Asset Turnover
0.30
Higher than Peers by 0.18
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
0.30
|
0.34
|
0.35
|
0.34
|
0.29
|
|
Peer Median
|
0.12
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
79.58
|
129.50
|
184.85
|
191.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
--
|
-920.78
|
-578.79
|
-188.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
14.69
|
10.01
|
11.36
|
12.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
--
|
-801.29
|
-405.30
|
-10.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.47
Lower than Peers by 8.86
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
9.47
|
10.15
|
10.46
|
9.79
|
13.45
|
|
Peer Median
|
18.33
|
--
|
--
|
--
|
--
|
Price / Book Value
1.92
Higher than Peers by 0.00
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
1.92
|
2.05
|
1.98
|
1.60
|
1.79
|
|
Peer Median
|
1.92
|
--
|
--
|
--
|
--
|
Dividend Yield
1.69
Higher than Peers by 0.39
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
1.69
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.30
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
--
|
7.25
|
7.77
|
2.66
|
7.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
36,866
Higher than Peers by 35,465
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hartford Financial Services Group (HIG)
|
36,866
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,401
|
--
|
--
|
--
|
--
|