Unum Group (UNM) Financials

$96.10

$-0.47 (-0.49%)

As on 04-Sep-2026 13:44EDT

Market cap

$15,174 Mln

Revenue (TTM)

$13,246 Mln

P/E Ratio

22.2

P/B Ratio

1.4

Div. Yield

2 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	13,246.20	13,054.40	12,790.10	12,308.70	11,875.00	11,837.70
Cost of Revenue	8,517.40	8,065.30	8,046.00	8,276.40	7,945.20	8,520.40
Gross Profit	4,728.80	4,989.10	4,744.10	4,032.30	3,929.80	3,317.30
Operating Expenses	3,823.70	4,055.60	2,492.80	2,392.20	2,179.80	2,056.70
Operating Profit (EBIT)	905.10	933.50	2,251.30	1,640.10	1,750.00	1,260.60
Other Income	--	--	--	--	--	--
Profit before Tax	905.10	933.50	2,251.30	1,640.10	1,750.00	1,260.60
Provision for Tax	202.40	195.00	472.20	356.30	342.80	279.60
Profit after Tax (Net Income)	702.70	738.50	1,779.10	1,283.80	1,407.20	981.00
Minority Interest	--	--	--	--	--	--
Consolidated Profit	213.80	738.50	1,779.10	1,283.80	1,314.20	824.20

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	10,809.50	11,119.10	10,961.10	9,651.40	8,735.00	11,416.40
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	52,573.90	52,975.30	50,716.70	3,430.40	52,423.70	3,900.60
Current Liabilities	101.80	--	676.00	-9,448.60	367.50	-11,514.70
Total Liabilities	63,587.00	64,094.40	62,353.80	63,255.20	61,526.20	70,115.60

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	61,656.00	62,506.40	60,732.00	118.10	59,924.90	45,612.00
Current Assets	1,829.20	1,588.00	1,621.80	970.90	1,601.30	13,902.20
Total Assets	65,314.40	64,094.40	62,353.80	63,255.20	61,526.20	70,115.60
Total Debt*	3,763.80	3,903.00	3,861.20	3,430.40	3,429.80	3,464.80
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	687.70	1,513.20	1,202.80	1,418.70	1,387.50
Cash Flow from Investing Activities	--	548.90	-344.40	-725.90	-955.90	-1,340.60
Cash from Financing Activities	--	-1,241.20	-1,152.00	-450.10	-418.60	-168.90
Net Cash Inflow / Outflow	--	--	--	--	44.20	-122.00

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	4.29	4.39	9.79	6.57	7.00	4.80
Cash EPS ($)	4.31	5.13	10.43	7.12	7.55	5.39
Adjusted Book Value ($)	68.28	66.17	60.35	49.37	43.48	55.90
Dividend per Share ($)	1.95	--	--	--	--	--
Cash Flow per Share ($)	--	4.09	8.33	6.15	7.06	6.79
Free Cash Flow per Share ($)	--	3.31	7.64	5.46	6.55	6.25

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	4.95	12.75	10.17	10.41	6.74
ROE (%)	6.41	6.69	17.26	13.96	13.97	8.80
ROA (%)	1.07	1.17	2.83	2.06	2.14	1.39
EBIT Margin (%)	5.54	8.75	19.17	14.91	16.32	12.21
Net Margin (%)	5.30	5.66	13.91	10.43	11.85	8.29
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	3.26	0.02	0.04	0.04	0.00	-0.10
EBIT Growth (%)	-65.51	-53.42	33.65	-5.34	34.10	25.46
Net Profit Growth (%)	-53.74	-58.49	38.58	-8.77	43.45	23.71
EPS Growth (%)	-48.71	-0.55	0.49	-0.06	0.46	0.24
Book Value Growth (%)	4.09	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	22.24	17.63	7.46	6.89	5.86	5.12
Price / Book Value	1.36	1.17	1.21	0.92	0.94	0.44
Dividend Yield (%)	1.95	--	--	--	--	--
EV/EBITDA	--	-15.26	-8.26	-13.54	-12.05	4.48
Close Price ($)	89.40	77.50	73.03	45.22	41.03	24.57
High Price ($)	93.22	84.48	77.63	52.15	46.64	31.98
Low Price ($)	68.28	66.81	44.83	36.27	24.23	21.87
Market Cap ($ Cr)	15,173.71	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	0.35	0.35	0.35	0.36	0.39	0.30
Short term debt to equity ratio	--	0.00	0.03	0.00	0.00	0.00
Current Ratio	17.97	--	2.40	-0.10	4.36	-1.21
Quick Ratio	17.97	--	--	-5.73	--	-1.59
Interest Coverage	5.29	5.47	12.19	9.42	10.28	7.81

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	12.31	10.95	11.41	86.54	12.48	105.08
Asset Turnover	0.20	0.21	0.20	0.20	0.18	0.17
Receivable days	--	40.41	172.93	180.04	214.09	381.01
Inventory Days	--	--	-2,412.05	-2,344.91	-200.92	-195.89
Payable days	--	--	--	8.42	8.04	6.82
Cash Conversion Cycle	--	--	--	-2,173.29	5.13	178.30

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)