Capital One Financial (COF) Peer Comparison
$204.47
As on 05-Nov-2026 11:45EST
Market cap
$125,672 Mln
Revenue (TTM)
$79,149 Mln
P/E Ratio
12.6
P/B Ratio
1.2
Div. Yield
1.5 %
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
125,672 | 217,064 | 25,044 | 21,731 | 12,058 |
Revenue ($ Mln) |
79,149 | 85,496 | 18,922 | 6,113 | 16,044 |
Net Profit ($ Mln) |
10,867.00 | 12,255.00 | 3,333.00 | 737.86 | 1,489.00 |
Net Margin (%) |
13.73 | 14.33 | 17.61 | 12.07 | 9.28 |
RoE (%) |
9.79 | 35.12 | 20.18 | 6.68 | 9.74 |
Price to Earnings |
12.55 | 18.24 | 8.03 | 30.47 | 9.07 |
Price-To-Book |
1.17 | 6.22 | 1.65 | 2.02 | 0.91 |
Income Statement ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
79,149.00 | 85,496.00 | 18,922.00 | 6,113.38 | 16,044.00 |
|
Cost of Revenue
|
26,435.00 | 12,643.00 | 9,139.00 | 1,426.99 | 8,050.00 |
|
Gross Profit
|
32,779.00 | 66,974.00 | 9,756.00 | 3,583.04 | 6,318.00 |
|
Operating Expenses
|
36,000.00 | 49,296.00 | 5,417.00 | 3,779.37 | 6,104.00 |
|
Operating Profit (EBIT)
|
16,714.00 | 23,557.00 | 4,366.00 | 907.03 | 1,890.00 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
13,188.00 | 15,470.00 | 4,366.00 | 907.03 | 1,890.00 |
|
Provision for Tax
|
2,694.00 | 3,215.00 | 1,033.00 | 169.16 | 401.00 |
|
Profit after Tax (Net Income)
|
10,867.00 | 12,255.00 | 3,333.00 | 737.86 | 1,489.00 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
2,057.00 | 2,429.00 | 730.00 | 0.00 | 300.00 |
Liabilities ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
109,656.00 | 35,797.00 | 16,550.00 | 11,295.14 | 14,970.00 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
81,120.00 | 273,063.00 | 105,919.00 | 5,146.62 | 21,474.00 |
|
Current Liabilities
|
482,091.00 | 1,415.00 | 0.00 | 51,325.02 | 166,841.00 |
|
Total Liabilities
|
669,009.00 | 300,052.00 | 119,095.00 | 50,660.48 | 196,002.00 |
Assets ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
529,598.00 | 39,888.00 | 106,568.00 | 25,160.35 | 167,789.00 |
|
Current Assets
|
143,269.00 | 270,387.00 | 15,901.00 | 42,606.43 | 35,496.00 |
|
Total Assets
|
669,009.00 | 300,052.00 | 119,095.00 | 50,660.48 | 196,002.00 |
|
Total Debt*
|
49,774.00 | 59,953.00 | 17,025.00 | 3,978.94 | 25,030.00 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
27,718.00 | 18,428.00 | 9,851.00 | -3,742.46 | 3,628.00 |
|
Cash Flow from Investing Activities
|
-444.00 | -22,891.00 | -4,854.00 | -6,719.11 | -5,163.00 |
|
Cash from Financing Activities
|
-8,852.00 | 11,210.00 | -4,735.00 | 13,109.33 | 1,956.00 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
1.81 | 12.55 | 11.10 | 4.35 | 2.42 |
|
ROE (%)
|
9.79 | 35.12 | 20.18 | 6.68 | 9.74 |
|
ROA (%)
|
1.41 | 2.63 | 2.43 | 0.91 | 0.65 |
|
EBIT Margin (%)
|
15.34 | 22.25 | 16.83 | 9.64 | 8.25 |
|
Net Margin (%)
|
13.73 | 14.33 | 17.61 | 12.07 | 9.28 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
24.75 | 8.72 | -1.80 | 37.62 | 4.91 |
|
EBIT Growth (%)
|
639.91 | 41.34 | -31.39 | 47.13 | 57.50 |
|
Net Profit Growth (%)
|
667.99 | 16.26 | -6.77 | 15.25 | 135.23 |
|
EPS Growth (%)
|
475.47 | 19.40 | 5.89 | 0.80 | 137.49 |
|
Book Value Growth (%)
|
1.09 | 13.54 | 14.13 | 22.32 | 0.86 |
Valuation Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
62.40 | 23.50 | 8.41 | 73.22 | 16.71 |
|
Price / Book Value
|
1.35 | 7.60 | 1.78 | 3.36 | 0.92 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
18.88 | 16.94 | 5.40 | 39.23 | 2.74 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 1.03 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.01 | 0.04 | 0.00 | 0.00 | 0.42 |
|
Current Ratio
|
0.30 | 191.09 | 0.21 | 0.83 | 0.21 |
|
Quick Ratio
|
0.30 | 191.09 | -- | 0.83 | 0.21 |
|
Interest Coverage
|
1.81 | 2.96 | 2.12 | 1.66 | 1.31 |
Operating Efficiency Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | SoFi Technologies Inc (SOFI) | Ally Financial (ALLY) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
4.46 | 265.72 | 0.00 | 0.00 | 899.26 |
|
Asset Turnover
|
0.10 | 0.18 | 0.14 | 0.08 | 0.07 |
|
Receivable days
|
15.89 | 274.84 | 1,792.09 | 56.71 | 2,074.31 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
7.56 | 386.96 | -- | 34.26 | 4,789.18 |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |