Capital One Financial (COF) Peer Comparison
$216.60
As on 02-Sep-2026 16:00EDT
Market cap
$133,688 Mln
Revenue (TTM)
$78,615 Mln
P/E Ratio
11.7
P/B Ratio
1.1
Div. Yield
1.4 %
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
133,688 | 223,629 | 24,959 | 39,827 | 23,326 |
Revenue ($ Mln) |
78,615 | 84,073 | 19,896 | 9,666 | 5,583 |
Net Profit ($ Mln) |
10,520.00 | 11,445.00 | 3,518.00 | 471.15 | 636.26 |
Net Margin (%) |
13.38 | 13.61 | 17.68 | 4.87 | 11.40 |
RoE (%) |
9.25 | 33.78 | 20.90 | 2.03 | 5.90 |
Price to Earnings |
11.71 | 20.62 | 8.16 | -- | 36.86 |
Price-To-Book |
1.15 | 6.70 | 1.71 | 1.76 | 2.24 |
Income Statement ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
78,615.00 | 84,073.00 | 19,896.00 | 9,665.97 | 5,582.62 |
|
Cost of Revenue
|
26,579.00 | 13,158.00 | 6,307.00 | 974.34 | 1,314.19 |
|
Gross Profit
|
32,779.00 | 66,974.00 | 9,756.00 | 6,300.00 | 3,583.04 |
|
Operating Expenses
|
35,512.00 | 48,064.00 | 8,900.00 | 6,739.86 | 3,530.70 |
|
Operating Profit (EBIT)
|
16,524.00 | 22,851.00 | 4,689.00 | 1,951.78 | 737.74 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
12,998.00 | 14,764.00 | 4,614.00 | 665.80 | 737.74 |
|
Provision for Tax
|
2,850.00 | 3,319.00 | 1,096.00 | 195.48 | 101.48 |
|
Profit after Tax (Net Income)
|
10,520.00 | 11,445.00 | 3,518.00 | 471.15 | 636.26 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.81 | 0.00 |
|
Consolidated Profit
|
5,143.00 | 5,297.00 | 1,787.00 | -55.83 | 0.00 |
Liabilities ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
113,793.00 | 34,280.00 | 16,897.00 | 23,545.00 | 11,076.23 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.81 | 0.00 |
|
Non-Current Liabilities
|
74,275.00 | 99,477.00 | 100,683.00 | 31,663.00 | 3,842.16 |
|
Current Liabilities
|
485,767.00 | 174,446.00 | 4,350.00 | 5,768.00 | 46,029.16 |
|
Total Liabilities
|
669,009.00 | 300,052.00 | 119,095.00 | 60,685.00 | 50,660.48 |
Assets ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
612,497.00 | 37,905.00 | 105,737.00 | 57,874.00 | 2,234.40 |
|
Current Assets
|
61,338.00 | 270,619.00 | 16,193.00 | 3,103.00 | 7,351.89 |
|
Total Assets
|
669,009.00 | 300,052.00 | 119,095.00 | 60,685.00 | 50,660.48 |
|
Total Debt*
|
45,371.00 | 59,049.00 | 16,432.00 | 33,179.00 | 3,405.14 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
27,718.00 | 18,428.00 | 9,851.00 | -3,927.00 | -3,742.46 |
|
Cash Flow from Investing Activities
|
-444.00 | -22,891.00 | -4,854.00 | -2,532.00 | -6,719.11 |
|
Cash from Financing Activities
|
-8,852.00 | 11,210.00 | -4,735.00 | 8,103.00 | 13,109.33 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
1.81 | 12.55 | 11.10 | -0.30 | 4.35 |
|
ROE (%)
|
9.25 | 33.78 | 20.90 | 2.03 | 5.90 |
|
ROA (%)
|
1.44 | 2.45 | 2.50 | 0.95 | 1.12 |
|
EBIT Margin (%)
|
21.02 | 27.18 | 23.57 | 20.19 | 11.37 |
|
Net Margin (%)
|
13.38 | 13.61 | 17.68 | 4.87 | 11.40 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
36.91 | 9.38 | 2.42 | 88.18 | 34.18 |
|
EBIT Growth (%)
|
3,259.46 | 77.97 | 10.56 | 9,306.06 | 101.00 |
|
Net Profit Growth (%)
|
-48.36 | 12.80 | 7.03 | 153,069.48 | 13.30 |
|
EPS Growth (%)
|
522.28 | 15.65 | 17.38 | 35,467.06 | -2.52 |
|
Book Value Growth (%)
|
-16.51 | 9.38 | 13.10 | 128.37 | 41.41 |
Valuation Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
62.40 | 23.50 | 8.41 | -809.34 | 73.22 |
|
Price / Book Value
|
1.35 | 7.60 | 1.78 | 2.40 | 3.36 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
18.88 | 16.94 | 5.40 | 58.81 | 39.23 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.39 | 1.66 | 0.97 | 1.16 | 0.25 |
|
Short term debt to equity ratio
|
0.01 | 0.06 | 0.26 | 0.24 | 0.04 |
|
Current Ratio
|
0.13 | 1.55 | 3.72 | 0.54 | 0.16 |
|
Quick Ratio
|
0.13 | 1.55 | 3.72 | 0.54 | 0.16 |
|
Interest Coverage
|
1.78 | 2.82 | 2.46 | 1.52 | 1.58 |
Operating Efficiency Ratios
| Capital One Financial (COF) | American Express (AXP) | Synchrony Financial (SYF) | Rocket Companies Inc (RKT) | SoFi Technologies Inc (SOFI) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
4.37 | 265.61 | 461.88 | 15.95 | 0.00 |
|
Asset Turnover
|
0.11 | 0.18 | 0.14 | 0.19 | 0.10 |
|
Receivable days
|
15.89 | 274.84 | 1,792.09 | 70.95 | 56.71 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
7.56 | 386.96 | -- | 146.95 | 34.26 |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |