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Clear AllValue Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹10,195 Cr
Revenue (TTM)
₹6,626 Cr
Net Profit (TTM)
₹494 Cr
ROE
14.3 %
ROCE
13.9 %
P/E Ratio
20.6
P/B Ratio
1.6
Industry P/E
30.09
EV/EBITDA
6.4
Div. Yield
0 %
Debt to Equity
0.5
Book Value
₹33.1
EPS
₹2.5
Face value
10
Shares outstanding
1,942,714,414
CFO
₹5,853.38 Cr
EBITDA
₹780.79 Cr
Net Profit
₹3,257.26 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Ujjivan SF Bank
| -0.9 | -16.8 | -1.5 | 50.3 | 30.3 | 10.6 | -- |
|
BSE Bankex
| -9.3 | -13.0 | -8.9 | 5.8 | 10.2 | 9.5 | 12.9 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
|---|---|---|---|---|---|---|
|
Ujjivan SF Bank
| 54.5 | -40.7 | 96.2 | 55.9 | -53.0 | -25.9 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Ujjivan SF Bank
|
52.5 | 10,195.4 | 6,626.4 | 494.1 | 7.3 | 8 | 20.6 | 1.6 |
| 901.6 | 67,482.4 | 17,887.8 | 2,313.1 | 11.3 | 13 | 29.2 | 3.6 | |
| 158.1 | 25,517.8 | 21,694.6 | 1,007.3 | 15.4 | 4.1 | 25.3 | 1.0 | |
| 236.7 | 1,077.8 | 1,006.9 | 135.6 | 10.2 | 9.7 | 8 | 0.8 | |
| 33.6 | 30,403.7 | 35,123.2 | 4,787.0 | 3.9 | 12.5 | 6.2 | 0.9 | |
| 56.2 | 6,402.4 | 6,601.9 | -67.5 | 2.1 | -1.1 | -- | 1.1 | |
| 23.3 | 1,200.0 | 3,435.5 | -373.1 | -5.6 | -20.2 | -- | 0.7 | |
| 347.2 | 3,657.4 | 5,138.4 | 310.1 | 3.2 | 7.4 | 11.8 | 0.9 | |
| 127.5 | 1,350.9 | 2,029.3 | 68.5 | -0.3 | 3.4 | 19.7 | 0.7 | |
| 11.8 | 2,105.2 | 3,421.7 | -960.0 | -9.5 | -35.8 | -- | 0.7 |
Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, and NRI accounts; and... fixed, recurring, TASC fixed, and tax saver fixed deposits. The company's loan products include group loans, such as business, family, agriculture and allied, education, GL top-up, emergency, and loyalty loans; individual loans comprising individual business, livestock, agriculture, and bazar loans, as well as home improvement loans, open market livestock and home improvement loans; housing loans; vehicle loans; and gold loans. Its loan products also comprise micro and small enterprise loans, which include loan against property, secured enterprise and business loans, overdraft against property, and business edge term loans; business edge overdrafts; loan against rent receivables; emergency credit line guarantee scheme; personal loans; and financial institutions group loans. The company also offers mobile, phone, net, SMS, and missed call banking services; debit and credit cards; and insurance products, such as credit life, endowment, term, PAR, POS, ULIP, motor, property, home content, health, and personal accident insurance. In addition, it is involved in retail forex and trade. The company was incorporated in 2016 and is headquartered in Bengaluru, India. Read more
Incorporated
2016
Chairman
Banavar Anantharamaiah Prabhakar
Managing Director
Sanjeev Nautiyal
Group
Ujjivan
Headquarters
Bengaluru, Karnataka
Website
Looking for more details about Ujjivan Small Finance Bank Ltd.’s IPO? Explore our IPO Details page.
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The share price of Ujjivan Small Finance Bank Ltd is ₹52.49 (NSE) and ₹52.48 (BSE) as of 19-Mar-2026 IST. Ujjivan Small Finance Bank Ltd has given a return of 30.35% in the last 3 years.
The P/E ratio of Ujjivan Small Finance Bank Ltd is 20.64 times as on 19-Mar-2026, a 31 discount to its peers’ median range of 30.09 times.
The P/B ratio of Ujjivan Small Finance Bank Ltd is 1.59 times as on 19-Mar-2026, a 81 premium to its peers’ median range of 0.88 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
9.17
|
1.11
|
|
2024
|
1.79
|
0.56
|
|
2023
|
4.59
|
1.25
|
|
2022
|
0.00
|
1.00
|
|
2021
|
635.34
|
1.77
|
The 52-week high and low of Ujjivan Small Finance Bank Ltd are Rs 68.00 and Rs 32.88 as of 20-Mar-2026.
Ujjivan Small Finance Bank Ltd has a market capitalisation of ₹ 10,195 Cr as on 19-Mar-2026. As per SEBI classification, it is a Small Cap company.
Before investing in Ujjivan Small Finance Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
₹-3.12
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