India Shelter Fin Peer Comparison

NSE: INDIASHLTR | BSE: 544044

₹643.45

₹-0.05 (-0.01%)

As on 09-Oct-2026IST

Market cap

₹7,028 Cr

Revenue (TTM)

₹1,601 Cr

P/E Ratio

13.3

P/B Ratio

2.1

Div. Yield

1.6 %

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	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	7,028	30,344	30,252	19,447	14,726
Revenue (₹ Cr)	1,601	28,683	8,692	3,817	7,418
Net Profit (₹ Cr)	528.85	5,734.11	2,315.08	1,140.96	-7,235.56
Net Margin (%)	33.02	19.99	26.65	29.77	-96.96
RoE (%)	17.31	14.36	12.45	15.98	-9.77
Price to Earnings	13.29	5.29	13.07	17.04	--
Price-To-Book	2.13	0.71	1.53	2.50	0.83

Income Statement (₹ Cr)

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Operating Income	1,528.39	28,837.11	8,504.52	3,672.58	8,166.16
Other Income	0.19	12.87	397.16	34.29	924.09
Total Income	1,528.58	28,849.98	8,901.68	3,706.87	9,090.25
Interest Expense	455.80	19,770.55	5,011.16	1,364.39	5,618.36
PBT & Exceptional Items	653.29	7,100.15	2,970.61	1,421.83	-2,285.25
Operating Expenses	407.11	1,857.56	853.43	888.63	5,668.71
Exceptional Income/Expenses	--	--	--	-15.92	-6,499.17
Profit before Tax	653.29	7,103.47	2,970.61	1,405.91	-8,784.42
Taxes	150.14	1,499.23	679.37	310.03	-1,639.86
Profit after Tax	503.15	5,604.24	2,291.24	1,095.88	-7,144.56
Minority Interest	--	4.11	--	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	503.15	5,603.66	2,291.24	1,095.88	-7,144.56

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	3,198.12	41,428.93	19,219.13	7,540.89	18,991.47
Minority Interest	--	4.11	--	--	--
Non-Current Liabilities	4,892.94	1,94,140.73	48,332.51	16,030.17	36,692.93
Current Liabilities	1,523.23	88,578.19	26,519.39	3,827.57	15,989.85
Total Liabilities	9,614.98	3,25,212.95	94,095.02	27,398.63	74,243.42

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	8,941.12	3,21,669.49	89,897.19	25,871.55	58,211.06
Current Assets	667.87	2,482.47	4,173.84	1,527.08	12,996.27
Total Assets	9,614.98	3,25,212.95	94,095.02	27,398.63	74,243.42
Contingent Liabilities	7.47	35.15	236.00	8.41	673.15

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	-1,185.00	-8,503.83	-8,983.55	-2,807.88	-7,465.88
Cash Flow from Investing Activities	-105.37	1,752.04	684.33	308.62	-1,540.13
Cash from Financing Activities	1,237.79	6,191.79	8,719.78	2,335.52	14,683.81
Net Cash Inflow / Outflow	-52.58	-560.00	420.56	-163.74	5,677.80

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	12.96	8.59	9.41	11.31	-4.70
ROE (%)	17.23	14.41	12.74	15.83	-36.49
ROA (%)	5.80	1.76	2.59	4.33	-10.13
EBIT Margin (%)	73.38	93.60	94.63	76.74	41.90
Net Margin (%)	32.92	19.43	25.74	29.56	-78.60
Cash Profit Margin (%)	33.73	19.86	27.72	30.71	-86.41

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	31.12	2.63	10.95	18.18	-5.30
EBIT Growth (%)	29.66	1.84	13.46	18.80	36.93
Net Profit Growth (%)	33.15	2.97	18.34	20.18	-295.28
EPS Growth (%)	32.10	2.97	18.06	18.99	-181.13
Book Value Growth (%)	17.68	13.97	14.01	18.24	-18.37

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	16.16	4.86	8.61	17.88	0.00
Price / Book Value	2.58	0.66	1.03	2.61	0.97
Dividend Yield (%)	1.34	2.02	1.06	0.00	0.00
EV/EBITDA	12.59	11.25	10.88	13.18	17.17
Market Cap (₹ Cr)	8,132.42	27,239.53	19,716.88	19,597.62	17,099.94

	India Shelter Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	1.98	6.69	3.71	2.50	2.93
Short term debt to equity ratio	0.42	1.99	1.20	0.47	0.73
Current Ratio	0.44	0.03	0.16	0.40	0.81
Quick Ratio	0.44	0.03	0.16	0.40	0.81
Interest Coverage	2.43	1.36	1.59	2.03	-0.56

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.