UnitedHealth Group Incorporated (DE) (UNH) Key Ratios
$384.22
As on 14-Sep-2026 15:43EDT
Market cap
$348,518 Mln
Revenue (TTM)
$450,129 Mln
P/E Ratio
25.2
P/B Ratio
3.6
Div. Yield
2.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.28 | 0.37 | 6.46 | 8.90 | 10.59 |
| EBIT | -12.49 | 55.22 | -30.03 | -11.03 | 0.56 |
| Net Profit | -12.85 | 63.52 | -34.98 | -13.81 | -3.76 |
| EPS | -12.29 | 61.72 | -32.69 | -11.41 | 0.52 |
| Book Value | -- | -- | 3.46 | 7.99 | 8.70 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 6.29 | 7.20 | 4.77 | 4.18 | 5.99 |
| Net Margin
| -- | -- | 3.14 | -- | -- |
| Return on equity
| 18.56 | 21.55 | 13.85 | 12.91 | 15.88 |
| Return on Capital
| 10.41 | 12.48 | -- | 7.05 | 8.84 |
| Return on Assets
| 5.87 | 6.97 | 3.36 | 3.97 | 5.04 |
| Debt to Equity (x)
| -- | -- | 0.71 | 0.83 | 0.83 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
--
|
7.05
|
8.84
|
15.35
|
15.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.85
Higher than Peers by 2.44
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
13.85
|
12.91
|
15.88
|
26.88
|
26.91
|
|
Peer Median
|
11.41
|
--
|
--
|
--
|
--
|
ROA
3.36
Higher than Peers by 0.58
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
3.36
|
3.97
|
5.04
|
8.62
|
8.79
|
|
Peer Median
|
2.78
|
--
|
--
|
--
|
--
|
EBIT Margin
4.77
Higher than Peers by 1.29
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
4.77
|
4.18
|
5.99
|
8.71
|
8.77
|
|
Peer Median
|
3.48
|
--
|
--
|
--
|
--
|
Net Margin
3.14
Higher than Peers by 0.87
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
3.14
|
2.69
|
3.60
|
6.02
|
6.21
|
|
Peer Median
|
2.27
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
6.46
Lower than Peers by 3.75
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
6.46
|
0.12
|
0.08
|
0.15
|
0.13
|
|
Peer Median
|
10.21
|
--
|
--
|
--
|
--
|
EBIT Growth
-30.03
Lower than Peers by 19.28
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
-30.03
|
-22.01
|
-25.90
|
13.80
|
18.63
|
|
Peer Median
|
-10.75
|
--
|
--
|
--
|
--
|
Net Profit Growth
-34.98
Lower than Peers by 27.09
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
-34.98
|
-16.31
|
-35.64
|
11.24
|
16.40
|
|
Peer Median
|
-7.89
|
--
|
--
|
--
|
--
|
EPS Growth
-32.69
Lower than Peers by 25.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
-32.69
|
-0.15
|
-0.35
|
0.13
|
0.17
|
|
Peer Median
|
-6.98
|
--
|
--
|
--
|
--
|
Book Value Growth
4.39
Lower than Peers by 0.85
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
4.39
|
--
|
--
|
--
|
--
|
|
Peer Median
|
5.24
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.71
Higher than Peers by 0.01
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
0.71
|
0.83
|
0.83
|
0.76
|
0.74
|
|
Peer Median
|
0.70
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.04
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
0.04
|
0.06
|
0.05
|
0.06
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.78
Lower than Peers by 0.52
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
0.78
|
0.79
|
0.83
|
0.79
|
0.77
|
|
Peer Median
|
1.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.78
Lower than Peers by 0.52
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
0.78
|
--
|
--
|
1.48
|
--
|
|
Peer Median
|
1.30
|
--
|
--
|
--
|
--
|
Interest Coverage
5.48
Lower than Peers by 0.30
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
5.48
|
4.67
|
6.14
|
9.97
|
13.59
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
10.28
Lower than Peers by 0.30
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
10.28
|
11.78
|
12.11
|
10.49
|
9.39
|
|
Peer Median
|
10.58
|
--
|
--
|
--
|
--
|
Asset Turnover
1.07
Lower than Peers by 0.27
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
1.07
|
1.47
|
1.40
|
1.43
|
1.42
|
|
Peer Median
|
1.34
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
--
|
41.28
|
39.89
|
34.11
|
32.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
--
|
--
|
-80.60
|
-89.27
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
--
|
73.09
|
59.05
|
57.73
|
79.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
--
|
--
|
-99.76
|
-112.89
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
25.25
No difference
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
25.25
|
24.92
|
32.55
|
21.99
|
24.95
|
|
Peer Median
|
25.25
|
--
|
--
|
--
|
--
|
Price / Book Value
3.58
Higher than Peers by 1.67
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
3.58
|
3.19
|
5.06
|
5.55
|
6.46
|
|
Peer Median
|
1.92
|
--
|
--
|
--
|
--
|
Dividend Yield
2.28
Higher than Peers by 0.54
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
2.28
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.74
|
--
|
--
|
--
|
--
|
EV/EBITDA
15.41
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
15.41
|
15.21
|
18.40
|
14.59
|
16.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
348,518
Higher than Peers by 343,597
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UnitedHealth Group Incorporated (DE) (UNH)
|
348,518
|
--
|
--
|
--
|
--
|
|
Peer Median
|
4,921
|
--
|
--
|
--
|
--
|