Guidewire Software (GWRE) Key Ratios
$159.78
As on 04-Sep-2026 13:43EDT
Market cap
$16,889 Mln
Revenue (TTM)
$1,421 Mln
P/E Ratio
104
P/B Ratio
12.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.74 | 26.93 | 24.92 | 17.32 | 13.40 |
| EBIT | -70.37 | -55.90 | 345.07 | 43.92 | 50.29 |
| Net Profit | -72.60 | -64.19 | 361.81 | 44.71 | 51.52 |
| EPS | -- | -- | -- | -- | -- |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Jul-25 | Jul-24 |
| EBIT-Margin
| -3.64 | -9.66 | 12.18 | 5.21 | -2.05 |
| Net Margin
| -- | -22.68 | 11.25 | -- | -- |
| Return on equity
| -1.31 | -4.03 | 11.21 | 4.99 | -0.48 |
| Return on Capital
| -1.03 | -3.09 | -- | 3.53 | -0.36 |
| Return on Assets
| -0.89 | -2.68 | 5.39 | 2.82 | -0.29 |
| Debt to Equity (x)
| -- | -- | 0.51 | 0.49 | 0.33 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
3.53
|
-0.36
|
-6.26
|
-9.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.21
Lower than Peers by 0.02
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
11.21
|
4.99
|
-0.48
|
-8.44
|
-12.04
|
|
Peer Median
|
11.23
|
--
|
--
|
--
|
--
|
ROA
5.39
Higher than Peers by 1.58
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
5.39
|
2.82
|
-0.29
|
-5.21
|
-7.86
|
|
Peer Median
|
3.81
|
--
|
--
|
--
|
--
|
EBIT Margin
12.18
Higher than Peers by 2.74
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
12.18
|
5.21
|
-2.05
|
-14.07
|
-25.88
|
|
Peer Median
|
9.44
|
--
|
--
|
--
|
--
|
Net Margin
11.25
Higher than Peers by 1.55
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
11.25
|
5.81
|
-0.62
|
-12.36
|
-22.68
|
|
Peer Median
|
9.70
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
24.92
Higher than Peers by 9.71
Year on year growth in net sales
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
24.92
|
0.23
|
0.08
|
0.11
|
0.09
|
|
Peer Median
|
15.21
|
--
|
--
|
--
|
--
|
EBIT Growth
345.07
Higher than Peers by 314.71
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
345.07
|
411.47
|
84.22
|
39.42
|
-145.73
|
|
Peer Median
|
30.36
|
--
|
--
|
--
|
--
|
Net Profit Growth
361.81
Higher than Peers by 330.11
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
361.81
|
1,243.77
|
94.54
|
38.01
|
-171.30
|
|
Peer Median
|
31.69
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.51
--
Total debt / Net worth
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
0.51
|
0.49
|
0.33
|
0.37
|
0.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
0.01
|
0.30
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2.44
Higher than Peers by 0.84
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
2.44
|
2.77
|
1.55
|
2.95
|
3.71
|
|
Peer Median
|
1.61
|
--
|
--
|
--
|
--
|
Quick Ratio
2.44
Higher than Peers by 0.87
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
2.44
|
--
|
1.53
|
2.92
|
3.71
|
|
Peer Median
|
1.58
|
--
|
--
|
--
|
--
|
Interest Coverage
13.05
Lower than Peers by 1.09
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
13.05
|
4.74
|
-2.98
|
-18.97
|
-10.81
|
|
Peer Median
|
14.14
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
25.59
Higher than Peers by 7.77
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
25.59
|
24.80
|
24.70
|
28.33
|
27.99
|
|
Peer Median
|
17.82
|
--
|
--
|
--
|
--
|
Asset Turnover
0.48
Higher than Peers by 0.05
Sales / Average Total Assets
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
0.48
|
0.49
|
0.46
|
0.42
|
0.35
|
|
Peer Median
|
0.43
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
82.06
|
92.88
|
97.62
|
94.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
14.44
|
13.30
|
4.54
|
10.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
17.84
|
22.92
|
30.66
|
28.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
78.66
|
83.26
|
71.50
|
76.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
104.03
Higher than Peers by 53.83
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
104.03
|
--
|
--
|
--
|
--
|
|
Peer Median
|
50.20
|
--
|
--
|
--
|
--
|
Price / Book Value
12.71
Higher than Peers by 5.03
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
12.71
|
--
|
--
|
--
|
--
|
|
Peer Median
|
7.68
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
83.52
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
83.52
|
-5.04
|
-253.80
|
3.41
|
2.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
16,889
Higher than Peers by 15,764
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Jul-25
|
Jul-24
|
Jul-23
|
Jul-22
|
|---|---|---|---|---|---|
|
Guidewire Software (GWRE)
|
16,889
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,126
|
--
|
--
|
--
|
--
|