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Mangal Credit Key Ratios

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NSE: MANCREDIT | BSE: 505850

₹226.94

up-down-arrow ₹-1.39 (-0.61%)

As on 07-Sep-2026IST

Market cap

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₹476 Cr

Revenue (TTM)

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₹78 Cr

P/E Ratio

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26.4

P/B Ratio

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2.7

Div. Yield

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0.3 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 4.02 53.11 48.70 46.28 45.32
EBIT 4.96 67.70 55.00 49.52 46.84
Net Profit 3.91 89.80 36.66 31.53 30.54
EPS 3.90 75.86 35.36 23.16 23.79
Book Value -- -- 10.86 8.34 7.26
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 72.5272.8676.4774.4971.52
Net Margin info 34.3439.9423.18--31.69
Return on equity info 8.777.6210.8810.078.97
Return on Assets info 4.434.654.164.204.43

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
--
12.13
10.32
9.25
8.47
Peer Median
--
3.50
10.64
0.87
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

10.88

Lower than Peers by 3.95

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
10.88
10.07
8.97
7.26
5.91
Peer Median
14.83
1.79
26.31
0.65
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.16

Lower than Peers by 1.40

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
4.16
4.20
4.43
4.65
4.78
Peer Median
5.55
1.68
2.48
0.49
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

76.47

Higher than Peers by 40.54

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
76.47
74.49
71.52
71.56
70.22
Peer Median
35.93
37.67
54.90
27.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

23.18

Higher than Peers by 10.10

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
23.18
26.36
31.69
36.98
41.05
Peer Median
13.08
15.34
15.32
22.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

No difference

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
0.00
28.85
33.92
39.71
44.35
Peer Median
0.00
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

48.70

Higher than Peers by 27.11

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
48.70
49.35
56.15
45.45
29.29
Peer Median
21.59
48.89
42.20
46.88
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

55.00

Higher than Peers by 32.45

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
55.00
55.56
56.05
48.23
18.69
Peer Median
22.55
11.00
51.15
16.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

36.66

Higher than Peers by 19.65

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
36.66
23.91
33.26
30.13
6.49
Peer Median
17.01
-21.65
36.20
63.86
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

35.36

Higher than Peers by 24.53

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
35.36
23.91
31.56
30.13
6.49
Peer Median
10.83
-21.88
36.23
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
--
10.86
9.96
5.68
6.16
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
--
1.46
1.11
0.77
0.27
Peer Median
--
0.01
1.40
0.02
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
--
0.95
0.67
0.70
0.27
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.50

Lower than Peers by 0.72

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
1.50
0.09
0.07
2.04
3.33
Peer Median
2.21
3.35
1.02
3.58
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.50

Lower than Peers by 0.65

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
1.50
0.09
0.07
2.04
3.33
Peer Median
2.14
3.66
5.14
4.69
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.70

Lower than Peers by 18.47

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
1.70
1.99
2.51
3.36
5.87
Peer Median
20.17
7.04
1.66
4.19
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

26.44

Lower than Peers by 4.20

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
26.44
25.26
20.44
24.54
31.90
Peer Median
30.64
80.10
52.43
85.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.67

Lower than Peers by 1.06

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
2.67
2.42
1.75
1.73
1.83
Peer Median
3.73
1.44
11.30
0.98
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.33

Higher than Peers by 0.26

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
0.33
0.44
0.54
0.50
0.50
Peer Median
0.08
--
0.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.01

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
11.01
13.55
14.10
16.91
20.32
Peer Median
--
5.87
13.03
1.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

476

Lower than Peers by 1,06,302

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
Mangal Credit
476
330
216
194
194
Peer Median
1,06,778
18
12,900
9
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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