RSD Finance Peer Comparison

BSE: 539875

₹91.35

₹4.35 (5.00%)

As on 01-Oct-2026IST

Market cap

₹115 Cr

Revenue (TTM)

₹38 Cr

P/E Ratio

9.1

P/B Ratio

0.5

Div. Yield

0 %

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	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	115	31,129	28,950	24,006	19,887
Revenue (₹ Cr)	38	404	10,285	5,303	6,380
Net Profit (₹ Cr)	14.61	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	32.66	74.72	14.02	21.20	18.97
RoE (%)	5.79	1.41	10.08	16.25	16.14
Price to Earnings	9.15	72.24	19.97	21.29	16.42
Price-To-Book	0.51	1.06	1.80	3.19	2.40

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	37.83	403.54	10,284.59	5,303.14	6,379.52
Other Income	6.89	5.87	25.57	15.03	3.80
Total Income	135.64	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.10	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	21.90	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	22.72	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	20.14	362.26	1,950.48	1,497.38	1,612.11
Taxes	5.53	56.33	505.07	369.75	401.27
Profit after Tax	14.61	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	-2.01	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	12.60	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	219.12	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	-2.01	0.00	4.05	0.00	0.00
Non-Current Liabilities	12.11	3,407.06	141.91	115.58	137.71
Current Liabilities	2.61	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	292.47	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	17.67	169.20	1,233.12	446.49	827.99
Current Assets	248.17	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	292.47	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-0.14	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	4.78	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	-5.78	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	-1.13	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	12.86	1.21	11.25	11.18	9.55
ROE (%)	5.79	1.41	10.08	16.25	16.14
ROA (%)	5.22	0.91	2.34	4.21	4.05
EBIT Margin (%)	35.29	88.46	59.60	64.20	56.04
Net Margin (%)	32.66	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	-65.27	30.99	4.76	50.20	11.86
EBIT Growth (%)	-42.27	33.57	33.65	58.09	64.71
Net Profit Growth (%)	-21.91	42.45	85.35	95.19	524.34
EPS Growth (%)	-11.18	-86.84	68.98	74.92	521.96
Book Value Growth (%)	6.58	3.76	7.66	12.13	5.63

Valuation Ratios

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	9.15	72.24	19.30	21.29	16.39
Price / Book Value	0.51	1.06	1.80	3.19	2.40
Dividend Yield (%)	0.00	0.55	0.65	0.08	0.00
EV/EBITDA	3.93	83.76	12.31	12.74	11.32
Market Cap (₹ Cr)	159.11	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	RSD Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.10	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.01	--	2.89	0.98	1.50
Current Ratio	95.27	1,357.85	1.24	1.26	1.29
Quick Ratio	95.27	1,357.85	1.24	1.26	1.29
Interest Coverage	213.00	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.