Global Trust Bank Financials

NSE: GLOBLTRUST | BSE: 500161

₹ --

₹ -- (--%)

As on --

Market cap

₹14 Cr

Revenue (TTM)

₹540 Cr

P/E Ratio

--

P/B Ratio

5.8

Div. Yield

0 %

Annual
Quarterly

Income Statement ( Cr)	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Interest Earned	539.60	724.22	897.50	646.41	491.36	394.08
Other Income	191.36	229.23	164.65	233.07	146.57	127.04
Total Income	730.95	953.46	1,062.15	879.48	637.93	521.12
Interest Expended	517.41	635.85	697.17	507.19	438.46	322.79
Operating Expenses	177.10	169.58	164.21	124.26	94.91	71.27
Operating Profit before Prov. & Cont.	36.44	148.02	200.77	248.03	104.56	127.05
Provisions and Contingencies	309.09	182.66	109.94	--	--	--
Profit Before Tax	-272.65	-34.64	90.83	248.03	104.56	127.05
Taxes	0.05	-74.90	10.50	139.41	33.70	46.92
Profit after Tax	-272.70	40.26	80.33	108.62	70.86	80.13
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	-272.70	40.26	80.33	108.62	70.86	80.13

Liabilities ( Cr)	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Shareholder's Funds	2.44	394.32	588.41	528.14	290.25	241.72
Minority Interest	--	--	--	--	--	--
Deposits	6,920.92	6,443.08	7,734.23	6,198.85	4,096.80	3,285.37
Borrowings	26.42	64.24	599.70	398.66	483.04	36.38
Other Liabilities & Provisions	451.13	405.88	549.62	405.57	330.24	218.02
Total Liabilities	7,400.91	7,307.52	9,471.96	7,531.22	5,200.33	3,781.49

Assets ( Cr)	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Cash and Balance with Reserve Bank of India	727.03	484.27	666.14	514.10	473.73	306.26
Balances with Banks and Money at Call	77.82	127.61	68.91	223.74	106.64	87.36
Investments	2,498.74	2,900.10	3,864.92	2,925.84	1,961.87	1,215.11
Advances	3,276.11	3,032.62	4,099.69	3,211.01	2,118.44	1,755.85
Net Block	300.80	320.20	379.44	338.29	324.51	275.63
Other Assets	520.42	442.71	392.87	318.24	215.14	141.28
Miscellaneous Exp. Not Written Off	--	--	--	--	--	--
Total Assets	7,400.91	7,307.52	9,471.96	7,531.22	5,200.33	3,781.49

Cashflow ( Cr)	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Cash From Operating Activities	187.68	-115.86	57.28	34.21	125.77	271.41
Cash Flow from Investing Activities	-14.15	27.53	-87.17	-53.36	-50.57	-141.15
Cash from Financing Activities	19.43	-20.06	27.11	176.61	111.56	-15.60
Net Cash Inflow / Outflow	192.96	-108.39	-2.79	157.47	186.76	114.66

Financials Ratios	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Adjusted EPS ()	-22.47	3.32	6.62	8.95	6.81	7.71
Cash EPS ()	-20.09	5.38	7.89	9.47	7.23	10.31
Adjusted Book Value ()	0.20	32.49	48.49	43.52	27.91	23.24
Dividend per Share ()	--	1.00	1.50	2.20	2.00	1.80
Cash Flow per Share ()	15.46	-9.55	4.72	2.82	12.09	26.10
Free Cash Flow per Share ()	-22.86	-37.40	-8.88	-9.84	3.66	8.01

Profitability Ratios	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Yield on Advances	16.47	23.88	21.89	20.13	23.19	22.44
Yield on Investments	12.41	14.47	10.46	10.48	11.09	12.93
Interest Spread	9.02	14.11	13.53	12.44	13.62	12.73
NIM (%)	0.34	1.35	2.30	2.03	1.13	2.12
ROE (%)	-137.46	8.19	14.39	26.54	26.64	37.67
ROA (%)	-3.71	0.48	0.94	1.71	1.58	2.49
Cost to Income Ratio	82.93	53.39	44.99	33.38	47.58	35.94

Growth Ratios	Mar-03	Mar-02	Mar-01	Mar-00	Mar-99	Mar-98	Mar-97	Mar-96	Mar-95	Mar-94	Mar-93
Revenue Growth (%)	-25.49	-19.31	38.84	31.56	24.69	10.44
EBIT Growth (%)	-75.38	-26.27	-19.06	137.21	-17.70	22.33
Net Profit Growth (%)	-777.36	-49.88	-26.04	53.29	-11.57	39.60
EPS Growth (%)	-777.36	-49.88	-26.04	31.36	-11.57	39.60
Book Value Growth (%)	-99.38	-32.99	11.41	81.96	20.08	31.56