N.B.I. Ind Fin Peer Comparison

NSE: NBIFIN

₹1,826.70

₹40.30 (2.26%)

As on 04-Nov-2026IST

Market cap

₹540 Cr

Revenue (TTM)

₹22 Cr

P/E Ratio

38.9

P/B Ratio

0.2

Div. Yield

0 %

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	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	540	28,551	29,495	23,121	17,252
Revenue (₹ Cr)	22	372	10,285	5,967	6,775
Net Profit (₹ Cr)	13.89	271.50	1,445.41	1,309.97	1,586.60
Net Margin (%)	64.19	71.82	14.02	21.90	23.40
RoE (%)	0.47	1.32	10.08	17.28	18.93
Price to Earnings	38.87	71.62	20.35	17.65	10.87
Price-To-Book	0.20	0.92	1.83	2.91	1.93

Income Statement (₹ Cr)

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	19.86	397.33	9,509.41	4,731.14	6,058.92
Other Income	0.00	6.13	15.30	12.92	3.62
Total Income	19.86	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	0.00	0.57	3,785.61	1,730.09	1,905.13
PBT & Exceptional Items	16.70	356.98	1,270.22	1,257.41	1,033.20
Operating Expenses	3.16	42.03	4,162.31	1,647.01	3,061.13
Exceptional Income/Expenses	0.00	--	--	--	--
Profit before Tax	16.70	474.08	1,270.22	1,257.41	1,033.20
Taxes	4.27	40.40	277.05	308.26	255.56
Profit after Tax	12.43	433.68	993.16	949.15	777.64
Minority Interest	0.00	--	6.48	--	--
Share of Associate	0.00	--	--	--	--
Consolidated Profit	12.43	433.68	1,003.32	949.15	777.64

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	2,638.35	29,221.15	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	--	6.48	--	--
Non-Current Liabilities	86.32	3,498.26	29,293.66	17,582.63	11,521.13
Current Liabilities	14.96	254.55	29,722.88	8,769.12	13,462.67
Total Liabilities	2,739.64	32,973.97	75,691.91	33,637.47	33,153.91

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	2,678.03	31,857.51	66,236.38	29,572.62	29,933.70
Current Assets	61.61	1,116.45	8,837.38	3,982.61	2,892.35
Total Assets	2,739.64	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	8.03	--	136.28	7.07	4.00

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	6.01	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-5.22	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	-0.15	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	0.63	-6.15	1,965.17	575.26	-119.91

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	0.56	1.57	8.35	11.68	9.98
ROE (%)	0.42	1.44	7.11	16.60	10.59
ROA (%)	0.40	1.27	1.54	3.45	2.52
EBIT Margin (%)	84.08	90.97	56.39	65.46	49.54
Net Margin (%)	62.59	107.49	10.43	20.01	12.83
Cash Profit Margin (%)	62.59	110.13	13.67	22.38	13.88

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	42.52	30.24	-5.01	45.67	5.33
EBIT Growth (%)	53.79	35.20	-2.04	54.17	10.10
Net Profit Growth (%)	46.49	38.96	-17.50	98.35	46.34
EPS Growth (%)	46.49	38.96	-25.66	70.10	45.90
Book Value Growth (%)	-20.24	-6.01	24.70	67.97	12.59

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	37.64	63.11	23.50	16.81	23.80
Price / Book Value	0.18	0.94	1.52	2.23	2.38
Dividend Yield (%)	0.05	0.63	0.80	0.12	0.00
EV/EBITDA	27.90	75.70	13.94	12.25	13.62
Market Cap (₹ Cr)	467.89	27,369.52	23,577.62	15,957.18	18,508.79

	N.B.I. Ind Fin	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	3.69	3.36	3.04
Short term debt to equity ratio	--	0.00	1.74	1.02	1.65
Current Ratio	4.12	4.39	0.30	0.45	0.21
Quick Ratio	4.12	4.39	0.30	0.45	0.21
Interest Coverage	0.00	834.33	1.34	1.73	1.54

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.