Kapil Raj Finance Peer Comparison

BSE: 539679

₹3.13

₹0.07 (2.29%)

As on 06-Oct-2026IST

Market cap

₹34 Cr

Revenue (TTM)

₹1 Cr

P/E Ratio

52.1

P/B Ratio

2.5

Div. Yield

0 %

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	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	34	31,582	29,110	23,756	20,310
Revenue (₹ Cr)	1	404	10,285	5,303	6,380
Net Profit (₹ Cr)	0.66	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	72.68	74.72	14.02	21.20	18.97
RoE (%)	4.70	1.41	10.08	16.25	16.14
Price to Earnings	52.12	73.29	20.08	21.07	16.77
Price-To-Book	2.52	1.08	1.81	3.16	2.46

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	--	305.08	10,011.20	3,247.93	5,752.33
Other Income	0.19	1.13	19.94	3.06	3.81
Total Income	0.19	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.00	0.16	3,540.93	1,273.78	1,954.98
PBT & Exceptional Items	-0.01	265.52	1,665.63	633.32	708.87
Operating Expenses	0.20	38.87	4,557.21	1,242.18	3,030.07
Exceptional Income/Expenses	--	--	--	--	--
Profit before Tax	-0.01	368.47	1,665.63	633.32	708.87
Taxes	0.00	56.38	461.76	154.79	177.47
Profit after Tax	-0.01	312.09	1,203.87	478.53	531.40
Minority Interest	--	--	16.68	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	-0.01	312.09	1,216.15	478.53	531.40

Liabilities (₹ Cr)

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	13.57	31,090.77	12,432.19	4,304.10	6,955.97
Minority Interest	--	--	16.68	--	--
Non-Current Liabilities	-0.01	3,937.57	16,817.88	12,012.16	10,906.12
Current Liabilities	0.03	72.05	24,908.37	5,084.86	11,117.30
Total Liabilities	13.65	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	11.66	34,144.57	44,123.36	19,271.23	26,187.41
Current Assets	1.95	955.82	10,051.76	2,129.90	2,791.98
Total Assets	13.65	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-0.02	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	-0.09	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	0.08	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	-0.03	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	-0.08	1.21	11.25	11.18	9.55
ROE (%)	-0.06	1.02	10.04	11.86	7.90
ROA (%)	-0.06	0.92	2.39	2.59	1.80
EBIT Margin (%)	--	87.63	54.68	61.85	47.39
Net Margin (%)	-4.43	101.92	12.00	14.72	9.23
Cash Profit Margin (%)	--	102.84	14.70	17.87	10.32

Growth Ratios

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	--	-20.37	13.15	40.42	11.34
EBIT Growth (%)	50.04	-24.27	-9.84	55.60	-26.89
Net Profit Growth (%)	50.06	-18.93	-45.22	71.27	-63.25
EPS Growth (%)	46.67	-18.93	-44.43	71.23	-63.33
Book Value Growth (%)	0.68	3.76	7.66	12.13	5.63

Valuation Ratios

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	0.00	10.24	16.19	29.37	28.63
Price / Book Value	5.88	1.03	1.58	3.29	2.20
Dividend Yield (%)	0.00	0.43	1.72	0.12	0.00
EV/EBITDA	-7,174.72	119.45	9.40	13.99	12.59
Market Cap (₹ Cr)	--	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	Kapil Raj Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	3.65	2.96
Short term debt to equity ratio	--	--	1.53	0.98	1.50
Current Ratio	55.79	13.27	0.40	0.42	0.25
Quick Ratio	55.79	13.27	0.40	0.42	0.25
Interest Coverage	-105.63	2,306.84	1.47	1.50	1.36

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.