Housing & Urban Dev Peer Comparison
NSE: HUDCO | BSE: 540530
₹153.06
As on 04-Nov-2026IST
Market cap
₹30,679 Cr
Revenue (TTM)
₹14,752 Cr
P/E Ratio
6.9
P/B Ratio
1.3
Div. Yield
3.9 %
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
30,679 | 67,800 | 45,975 | 28,193 | 28,603 |
Revenue (₹ Cr) |
14,752 | 12,102 | 13,369 | 8,987 | 28,698 |
Net Profit (₹ Cr) |
4,456.46 | 2,806.33 | 1,725.97 | 2,350.04 | 5,890.55 |
Net Margin (%) |
29.87 | 23.19 | 12.70 | 26.16 | 20.52 |
RoE (%) |
19.84 | 12.10 | 1.89 | 11.91 | 13.82 |
Price to Earnings |
6.88 | 24.16 | 24.21 | 12.00 | 4.85 |
Price-To-Book |
1.34 | 2.82 | 1.49 | 1.39 | 0.65 |
Income Statement (₹ Cr)
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Operating Income
|
14,751.65 | 12,102.13 | 13,369.15 | 8,987.14 | 28,697.65 |
|
Other Income
|
167.87 | 0.75 | 218.77 | -5.26 | 8.65 |
|
Total Income
|
13,537.35 | 11,150.29 | 13,864.19 | 8,901.68 | 28,849.98 |
|
Interest Expense
|
10,224.75 | 7,380.61 | 6,879.07 | 5,252.19 | 19,696.34 |
|
PBT & Exceptional Items
|
3,609.93 | 3,676.51 | 3,815.26 | 3,106.62 | 7,635.20 |
|
Operating Expenses
|
1,084.84 | 1,019.48 | 5,546.31 | 623.07 | 1,374.76 |
|
Exceptional Income/Expenses
|
0.00 | -13.14 | 1,326.36 | 0.00 | 0.00 |
|
Profit before Tax
|
3,598.16 | 3,638.89 | 1,672.46 | 3,038.10 | 7,511.09 |
|
Taxes
|
-858.30 | 832.56 | -53.51 | 688.06 | 1,620.54 |
|
Profit after Tax
|
4,456.46 | 2,806.33 | 1,725.97 | 2,350.04 | 5,890.55 |
|
Minority Interest
|
0.00 | 0.00 | -10.36 | 0.00 | -0.66 |
|
Share of Associate
|
0.00 | 0.00 | 183.21 | 0.00 | 5.97 |
|
Consolidated Profit
|
4,456.46 | 2,806.33 | 1,898.82 | 2,350.04 | 5,895.86 |
Liabilities (₹ Cr)
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
22,957.31 | 24,023.30 | 30,941.86 | 20,249.19 | 43,879.35 |
|
Minority Interest
|
0.00 | 0.00 | -10.36 | 0.00 | -0.66 |
|
Non-Current Liabilities
|
552.53 | 233.70 | 987.30 | 123.99 | 620.18 |
|
Current Liabilities
|
1,71,525.26 | 1,18,954.53 | 87,590.47 | 81,264.92 | 2,85,672.57 |
|
Total Liabilities
|
1,67,441.07 | 1,29,904.30 | 1,11,109.47 | 94,095.02 | 3,25,212.95 |
Assets (₹ Cr)
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
613.52 | 208.79 | 5,033.43 | 121.70 | 1,201.22 |
|
Current Assets
|
1,94,167.51 | 1,42,939.72 | 1,12,066.80 | 1,01,294.63 | 3,28,514.25 |
|
Total Assets
|
1,67,441.07 | 1,29,904.30 | 1,11,109.47 | 94,095.02 | 3,25,212.95 |
|
Contingent Liabilities
|
64.98 | 31.43 | 1,193.55 | 236.00 | 35.15 |
Cashflow (₹ Cr)
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-33,912.22 | -19,894.86 | -15,892.30 | -8,983.55 | -8,503.83 |
|
Cash Flow from Investing Activities
|
-884.31 | -1,201.68 | 2,630.90 | 684.33 | 1,752.04 |
|
Cash from Financing Activities
|
34,793.06 | 21,196.71 | 12,392.68 | 8,719.78 | 6,191.79 |
|
Net Cash Inflow / Outflow
|
-3.47 | 100.17 | -868.72 | 420.56 | -560.00 |
Ratios
Profitability Ratios
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
ROCE (%)
|
8.41 | 8.83 | 7.74 | 9.41 | 8.59 |
|
ROE (%)
|
19.84 | 12.10 | 1.89 | 11.91 | 13.82 |
|
ROA (%)
|
2.59 | 2.17 | 1.56 | 2.51 | 1.81 |
|
EBIT Margin (%)
|
92.57 | 91.16 | 52.41 | 92.30 | 94.78 |
|
Net Margin (%)
|
29.87 | 23.19 | 12.70 | 26.16 | 20.52 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
25.42 | 17.34 | 19.49 | 10.03 | 0.17 |
|
EBIT Growth (%)
|
19.27 | 17.99 | 14.32 | 9.34 | 1.00 |
|
Net Profit Growth (%)
|
59.00 | 18.86 | 239.68 | 9.37 | 6.67 |
|
EPS Growth (%)
|
59.00 | 19.26 | -28.09 | 9.16 | 6.78 |
|
Book Value Growth (%)
|
22.30 | 12.77 | 4.13 | 14.01 | 13.97 |
Valuation Ratios
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Price / Earnings
|
6.88 | 24.07 | 82.01 | 11.99 | 4.85 |
|
Price / Book Value
|
1.34 | 2.82 | 1.49 | 1.39 | 0.65 |
|
Dividend Yield (%)
|
3.95 | 0.00 | 0.57 | 0.74 | 1.92 |
|
EV/EBITDA
|
12.45 | 15.46 | 15.16 | 11.47 | 11.15 |
|
Market Cap (₹ Cr)
|
31,910.76 | 60,873.74 | 41,409.04 | 19,716.88 | 27,239.53 |
Solvency Ratios
| Housing & Urban Dev | Bajaj Housing Finance | Piramal Finance | PNB Housing Fin | LIC Housing Fin. | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.89 | 1.13 | 0.58 | 1.20 | 1.99 |
|
Current Ratio
|
1.13 | 1.20 | 1.28 | 1.25 | 1.15 |
|
Quick Ratio
|
1.13 | 1.20 | 1.28 | 1.25 | 1.15 |
|
Interest Coverage
|
1.35 | 1.49 | 1.24 | 1.58 | 1.38 |