Housing & Urban Dev Peer Comparison

NSE: HUDCO | BSE: 540530

₹180.52

₹-0.55 (-0.30%)

As on 04-Sep-2026 15:59IST

Market cap

₹36,134 Cr

Revenue (TTM)

₹13,930 Cr

P/E Ratio

8.5

P/B Ratio

1.6

Div. Yield

3.4 %

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	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Market cap (₹ Cr)	36,134	69,175	52,654	31,079	30,397
Revenue (₹ Cr)	13,930	11,606	12,582	28,683	8,692
Net Profit (₹ Cr)	4,255.25	2,692.32	1,481.31	5,734.11	2,315.08
Net Margin (%)	30.14	23.20	11.60	19.99	26.65
RoE (%)	21.27	12.37	1.76	14.36	12.45
Price to Earnings	8.49	25.69	31.21	5.42	13.13
Price-To-Book	1.58	2.98	1.73	0.72	1.54

Income Statement (₹ Cr)

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Operating Income	13,930.26	11,606.41	12,581.51	28,682.68	8,691.85
Other Income	188.89	0.38	189.52	8.96	-3.32
Total Income	13,537.35	11,150.29	13,864.19	28,849.98	8,901.68
Interest Expense	9,515.11	7,041.92	6,620.77	19,667.66	5,104.50
PBT & Exceptional Items	3,441.99	3,527.77	3,462.69	7,421.85	3,069.27
Operating Expenses	1,162.05	1,010.82	5,178.29	1,602.13	514.76
Exceptional Income/Expenses	0.00	-13.14	1,245.36	0.00	0.00
Profit before Tax	3,430.41	3,491.82	1,315.60	7,294.88	3,001.13
Taxes	-824.84	799.50	-165.71	1,560.77	686.05
Profit after Tax	4,255.25	2,692.32	1,481.31	5,734.11	2,315.08
Minority Interest	0.00	0.00	-3.69	-0.64	0.00
Share of Associate	0.00	0.00	209.44	5.19	0.00
Consolidated Profit	4,255.25	2,692.32	1,687.06	5,738.66	2,315.08

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Shareholder's Funds	21,975.46	22,522.79	28,148.66	41,428.93	19,219.13
Minority Interest	0.00	0.00	-3.69	-0.64	0.00
Non-Current Liabilities	521.61	209.35	801.47	606.49	209.12
Current Liabilities	1,44,340.98	1,04,414.91	81,553.53	2,83,173.42	74,083.82
Total Liabilities	1,67,441.07	1,29,904.30	1,11,109.47	3,25,212.95	94,095.02

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Non-Current Assets	558.71	210.57	5,028.39	1,313.14	146.16
Current Assets	1,66,057.04	1,26,880.84	1,02,788.82	3,22,897.04	93,157.56
Total Assets	1,67,441.07	1,29,904.30	1,11,109.47	3,25,212.95	94,095.02
Contingent Liabilities	64.98	31.43	1,193.55	35.15	236.00

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Cash From Operating Activities	-33,912.22	-19,894.86	-15,892.30	-8,503.83	-8,983.55
Cash Flow from Investing Activities	-884.31	-1,201.68	2,630.90	1,752.04	684.33
Cash from Financing Activities	34,793.06	21,196.71	12,392.68	6,191.79	8,719.78
Net Cash Inflow / Outflow	-3.47	100.17	-868.72	-560.00	420.56

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
ROCE (%)	8.41	8.83	7.74	8.59	9.41
ROE (%)	21.27	12.37	1.76	14.36	12.45
ROA (%)	2.88	2.34	2.68	1.79	2.63
EBIT Margin (%)	91.57	90.87	51.67	93.97	93.29
Net Margin (%)	30.14	23.20	11.60	19.99	26.65
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Revenue Growth (%)	25.95	16.34	17.78	0.65	9.77
EBIT Growth (%)	15.62	16.14	14.11	0.67	11.31
Net Profit Growth (%)	52.98	18.94	297.18	4.27	13.66
EPS Growth (%)	52.98	19.34	-40.19	4.34	13.40
Book Value Growth (%)	22.30	12.77	4.13	13.97	14.01

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Price / Earnings	8.49	25.60	144.63	5.42	13.12
Price / Book Value	1.58	2.98	1.73	0.72	1.54
Dividend Yield (%)	3.35	0.00	0.49	1.77	0.69
EV/EBITDA	13.76	16.30	16.92	11.34	12.00
Market Cap (₹ Cr)	31,910.76	60,873.74	41,409.04	27,239.53	19,716.88

	Housing & Urban Dev	Bajaj Housing Finance	Piramal Finance	LIC Housing Fin.	PNB Housing Fin
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.89	1.13	1.71	1.99	1.20
Current Ratio	1.15	1.22	1.26	1.14	1.26
Quick Ratio	1.15	1.22	1.26	1.14	1.26
Interest Coverage	1.36	1.50	1.20	1.37	1.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.