• 100% of your mutual fund investments are not in direct plans. Direct plans have returns that are higher by about 0.5%-1.5% and therefore more suitable if you manage your investments yourself. see details

• But do check our analysts' view on the direct/growth plans of your funds before switching into them.

• You are not tracking the following investments here -
  

  - National Pension System (NPS) Add don't show again

  - Public Provident Fund (PPF) Add don't show again

  - Other fixed income investments Add don't show again

• 99.83% of your investments are in equities (59.36% through mutual funds and 40.47% directly through stocks). These investments are generally suitable only for the long-term (5+ years) as they can be volatile.

• 0.31% of your investments are in fixed income asset types (0.31% through mutual funds). These investments have lower volatility and lower returns than equity.

see details

Asset Allocation
% of total portfolio

• 100.00% of your mutual fund investments, which is 59.53% of your total investments, is invested in funds which we believe are avoidable. Note that not all of them may be inherently bad but we believe that you don't miss out on much by ignoring them. Our selection of Analysts' Choice funds provides a set of good alternatives for every investing need.see details

• None of your direct stock investments suffer from solvency issues.see details

Can your direct stock holdings face solvency issues? (Z-score)
% of direct stock holdings

• 100.00% (₹ 1,93,636) of your mutual fund investments are free of lock-in and can be liquidated without any exit loads.see details

• None of your direct stock investments suffer from poor liquidity.see details

Redeemable Vs locked-in
% of fund investments

Applicability of exit load
% of fund investments

Liquidity of direct stock investments (?)
% of direct stock holdings