Tata AIG Wellsurance Family

Objective

This policy aims to provide a fixed insurance cover in case of medical emergencies.

Our View

This is not a substitute for a basic health insurance policy. Anyone covered under a basic health insurance policy may buy it to widen the scope of insurance coverage. A critical Illness policy is a must if your family history evidences any such disease. Depending on your budget, you may go for this plan as it also offers daily cash benefits along with cover for critical illness.

Suited for

Any individual between 18 and 65 years of age can buy this policy for his family as an add-on to existing health insurance cover.

What does it do?

This is a fixed benefit cover which means that it will provide a pre-stated amount in case a covered medical emergency strikes. It is available in three variants- Classic, Supreme and Elite. All three variants offer hospitalisation benefit in the form of daily cash, ambulance charges and convalescence (recovery) benefit. It also pays a pre-fixed amount if insured member contracts any of the covered critical illness. Education benefit in the event of death or permanent total disability of parent is another useful feature.


Eligibility

Entry Age (years)

18; 6 months for children
65; 18 yrs (23 yrs in case studying for higher education) for children
Life long renewal
Family on an individual sum insured basis

Sum Insured (Rs)

As stated in the policy document. Children will be covered for 50% of basic sum insured
As stated in the policy document. Children will be covered for 50% of basic sum insured
1
15 days
Insurer may cancel the policy by providing a 15 days prior notice. Insured person may also cancel the policy at any time. Insurer will refund a proportionate premium as stated in the policy document

Customer Service

Registered Office:TATA AIG Insurance, 9th Floor, Piramal Towers, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400 01
1800-266-7780
TAG to 5616181

Additions to the Plan

Cost Details