What does it do?
It is a fixed benefit policy and comes in three variants- Classic, Supreme and Elite. Classic is the lowest variant offering low sum insured and Elite is the top most variant. This policy covers hospitalisation expenses, surgeries, 9 critical illnesses and post hospitalisation expenses. Each benefit is fixed at the amount stated in policy document. The policy will pay the specified lump sum if a claim is made.
Pros
Cover for postoperative physiotherapy and kidney dialysis is useful.
This policy can be bought online and allows lifelong renewal.
Premium paid towards this policy is deductible under Section 80D of the Income Tax Act.
