What does it do?
Apart from inpatient hospitalisation treatment, it covers two outpatient treatments including accident related dental treatment and vaccination expenses after animal bite. It covers non-allopathic treatments like Ayurvedic, Unani and homeopathy, with a condition that the treatment iss availed as an inpatient. There are other benefits for treatments that do not require an overnight stay in a hospital, treatments taken at home, organ donor expenses in case of a transplant and daily cash allowance for accompanying an insured child.
Pros
There are no sub-limits under inpatient benefit and the policy allows lifelong renewal.
It covers non-allopathic treatments and provides OPD benefits.
Premium paid towards this policy is deductible under Section 80D of Income Tax Act.
