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Star Accident Care Insurance

Will be updated soon.
Entry Age (years) 
Minimum18; 3 years for children
Maximum Policy Renewal Age (years)70
Sum Insured (Rs) 
Maximum5 lakh
Minimum1 lakh
Policy Term (years)1
Tax BenefitNot Available
DiscountOffers discount on premium for including two or more members.
5% for group of 2 to 100
10% for a group of 101 to 1000
12.5% for a group of 1001 to 5000
15% for a group of 5001 to 10000
20% for bigger groups
No Claim Bonus5% increase in Sum Insured would be applicable for every claim free year till it reaches to a maximum of 50% of initial Sum Insured. Not valid for group policies.
Customer Service 
AddressStar Health and Allied Insurance Company Limited
Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034.
Mail to[email protected], [email protected]
Call to1800 425 2255/ / 044 2826 3300
SMSSTAR to 56677
Additions to the Plan
Scope of Cover
Cashless Facilityavailable at empanelled hospitals
Reimbursement Facilityavailable if treatment taken in non network hospital
Accidental Death (AD)Covered; pays Sum Insured
Permanent Total Disablement [PTD]Covered
Permanent Partial Disablement [PPD]Covered
Temporary Total Disablement weekly benefit of 1% of the Sum Insured subject to a maximum of Rs 5000 per week upto 100 weeks
Family Transportation to hospital (NA for group policies)Rs 1000
Transportation of Mortal RemainsRs 3000
Education Fund (NA for group policies)Rs 5000 for one child and Rs 10000 for two children(maximum 2 children)
Medical ExpensesCovered on payment of additional premium
Exclusions and Waiting Period
Pre-existing conditionNot coveerd
Physically or mentally challenged peopleNot covered
General ExclusionsAccident as a result of drunkenness or addictionNuclear, Chemical and biological terrorismSuicide
Annual Premium
Monthly Income (R)Class IClass IIClass III
Sum Insured Rs 1 lakh
4167 and above125175200
Sum Insured Rs 2 lakh
8334 and above250350400
Sum Insured Rs 3 lakh
13000 and above375525600
Sum Insured Rs 4 lakh
16667 and above500700800
Sum Insured Rs 5 lakh
20834 and above6258751000
Premiums depend upon nature of occupation and level of risk involved. Occupation class I is low risk category, Occupation class II is medium risk category and Occupation class III is high risk category. Premiums are exclusive of service tax.