Star Criticare Plus Insurance

Objective

This policy aims to provide for hospitalisation expenses and pays a lump sum for critical illnesses covered herein.

Our View

Each benefit is capped to sub-limits. Policyholder should look for policies without limits. Even senior citizens should go for plans specially designed for them to enjoy a wider coverage till lifetime.

Suited for

Anyone between 18 and 65 years of age can buy this policy.

What does it do?

This is a triple-benefit policy that covers medical expenses for non-allopathic treatments, treatments taken in a hospital and any stated critical illness. All benefits have been capped to certain limits.

Pros

It offers a family discount on including two or more members under the same policy.Premium paid under the policy qualifies for deduction under section 80D of Income Tax Act. It covers non-allopathic treatment expenses as well.

Cons

The policy covers only up to 70 years of age.There is a co-payment clause for those entering between age 60 and 65.


Eligibility

Entry Age (years)

18
65
70
Individual

Sum Insured (Rs)

2 lakh (for senior citizens); 10 lakh for others
2 lakh
1
Premium paid is eligible for tax benefit under section 80D of the Income Tax Act
Family discount of 5% upto 2 members and 10% for more than 2 members
15 days

Customer Service

Star Health and Allied Insurance Company Limited
Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034.
1800 425 2255 (24 hour helpline) / 044 2826 3300
STAR to 56677

Additions to the Plan

Cost Details