What does it do?
It is a traditional standalone personal accident policy that cannot be bought online. It covers accidental death, permanent total disability, permanent partial disability and temporary total disability. The cover does not end here. It includes other accompanying expenses such as broken bone, transportation of mortal remains, ambulance charges and family transportation benefit. Home or vehicle modification required in case of permanent partial disablement is also covered. It also provides a daily cash allowance for each day of hospitalisation. Another useful allowance is fee for private tuition if the insured is unable to attend school or college.
Pros
A high sum insured of upto Rs 25 lakh is available.
