What does it do?
This health insurance plan covers hospitalisation expenses if treatment is taken as an inpatient. It covers medical expenses, room rent, boarding, nursing care, surgeon, anesthetist and specialist fees up to the sum insured. This policy also provides for ambulance charges upto maximum of Rs 3,000 per hospitalisation for transporting insured person from residence or place of accident to hospital and from hospital to residence.
Pros
It covers relevant medical expenses from 60 days prior and 90 days post hospitalisation.
This policy can be purchased online.
Cons
The deductible limit applies each time hospitalisation services are accessed.
