SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
Riskometer 
Moderate
₹66.3243 0.20%
As on 25-Jun-2026
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Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
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Fund name
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Rating |
Our Opinion |
Risk
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Return (%) |
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Base Expense Ratio (%)
|
|---|---|---|---|---|---|---|
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SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
|
 |
Moderate
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0.54 |
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Moderate
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0.33 |
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Moderate
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0.14 |
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|
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Moderate
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0.12 |
Other details of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
Assets
₹1,665 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
500
Min. SIP Investment (₹)
500
Min. No of Cheques
12
About SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
SBI Constant Maturity 10-Year Gilt Fund - Regular Plan is a debt mutual fund scheme of SBI Mutual Fund. Launched on December 30, 2000, it is currently managed by Sudhir Agrawal. The fund has an expense ratio of 0.54% with an overall AUM (Assets Under Management) of ₹1,665 Cr.
SBI Constant Maturity 10-Year Gilt Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India, such that the duration of its portfolio is equal to 10 years. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to provide returns to the investors generated through investments predominantly in Government securities issued by the Central Government and/or State Government such that the Average Maturity of the portfolio is around 10 years.
Suitability
Gilt funds with 10-year Constant Duration are suitable for investors:
- Looking to invest in government securities, which carry no credit risk
- Who understand that a constant 10 year duration means sharp swings in value as interest rates move
- Who can withstand higher volatility and risk in their debt portfolio
Note:
- Most investors can skip these funds and stick to core debt funds instead
- Unlike FD, there is no guarantee of returns
- Not suitable for long term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
Name change of multiple schemes in SBI Mutual Fund
1 min read•By News Desk
FAQ for SBI Constant Maturity 10-Year Gilt Fund - Regular Plan
How to Invest in SBI Constant Maturity 10-Year Gilt Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Constant Maturity 10-Year Gilt Fund - Regular Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan Today?
The latest declared NAV of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan, is ₹66.3243 as of 28-Jun-2026.
What are the top holdings of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.48 06/10/2035 |
59.06
|
|
GOI Sec 7.18 24/07/2037 |
14.53
|
|
GOI Sec 6.79 07/10/2034 |
13.01
|
|
Maharashtra State SDL 7.57 25/03/2036 |
11.89
|
What is the return of SBI Constant Maturity 10-Year Gilt Fund - Regular Plan in the last 5 years?
Over the past five years, SBI Constant Maturity 10-Year Gilt Fund - Regular Plan has delivered an annualised return of 5.88% as of 28-Jun-2026.
What is the minimum investment required in SBI Constant Maturity 10-Year Gilt Fund - Regular Plan?
The minimum investment required to start investing in SBI Constant Maturity 10-Year Gilt Fund - Regular Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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