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HDFC Liquid Fund

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.46 0.00 0.06 0.28 0.71 1.52 3.78 5.75 6.23 6.91 7.61
CCIL T Bill Liquidity Weight 0.29 0.01 0.01 0.18 0.43 1.07 2.84 3.75 3.97 4.39 4.68
Debt: Liquid 0.47 0.00 0.06 0.28 0.74 1.53 3.64 5.62 6.14 6.82 7.54
Rank within category 31 33 20 26 32 31 24 27 25 24 22
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Liquid Fund  | Invest Online
3 star
 Oct-00 3.78 5.75 6.23 0.30 62,050
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.95 5.88 6.35 0.32 39,319
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 3.95 5.93 6.39 0.32 31,306
Axis Liquid Fund
4 star
 Oct-09 3.93 5.91 6.38 0.25 23,572
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.91 5.93 6.39 0.32 19,338

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.49 24-Mar-2020 - 31-Mar-2020 -0.18 17-Mar-2020 - 24-Mar-2020
Month 0.97 22-Mar-2012 - 23-Apr-2012 0.15 23-Feb-2020 - 24-Mar-2020
Quarter 2.63 24-Jul-2013 - 23-Oct-2013 0.70 21-Oct-2020 - 20-Jan-2021
Year 9.77 26-Jul-2013 - 27-Jul-2014 3.77 27-Feb-2020 - 26-Feb-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.69 0.48 2.12 3.49 0.99 1.95
CCIL T Bill Liquidity Weight 3.72 0.36 -2.62 -5.07 -- --
Debt: Liquid 5.56 0.64 2.00 3.31 0.98 1.82
Rank within category 26 15 26 25 25 22
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 84 170 79 36
Modified Duration (yrs) 0.06 0.15 0.06 --
Average Maturity (yrs) 0.06 0.16 0.06 --
Yield to Maturity (%) 3.56 5.41 2.97 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 18/02/2021 Treasury Bills SOV 0.00 - 14.47 14.47
equal Reserve Bank of India 25/02/2021 Treasury Bills SOV 0.00 - 9.09 9.09
new Bajaj Finance 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 4.03 4.03
equal Reserve Bank of India 364-D 11/02/2021 Treasury Bills SOV 0.00 - 3.69 3.69
new Reserve Bank of India 182-D 11/03/2021 Treasury Bills SOV 0.00 - 3.32 3.32
equal Reserve Bank of India 91-D 25/03/2021 Treasury Bills SOV 0.00 - 3.30 3.30
equal NTPC 17/02/2021 Commercial Paper A1+ 0.00 - 3.22 3.22
equal NTPC 26/02/2021 Commercial Paper A1+ 0.00 - 3.22 3.22
down National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 3.74 3.22
equal Export-Import Bank 18/02/2021 Certificate of Deposit A1+ 0.00 - 2.33 2.33
new Reserve Bank of India 364-D 18/02/2021 Treasury Bills SOV 0.00 - 2.33 2.33
equal Reserve Bank of India 182-D 25/03/2021 Treasury Bills SOV 0.00 - 2.20 2.20
new Infina Finance 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.93 1.93
new Aditya Birla Finance 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.85 1.85
up Reserve Bank of India 364-D 30/03/2021 Treasury Bills SOV 0.00 - 1.68 1.68
equal L&T Finance 2021 Commercial Paper A1+ 0.00 - 1.61 1.61
equal Reliance Industries 22/02/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
new Motilal Oswal Finevest 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
equal Reserve Bank of India 91-D 18/03/2021 Treasury Bills SOV 0.00 - 1.61 1.61
up Reliance Industries 84-D 22/03/2021 Commercial Paper A1+ 0.00 - 1.60 1.60
new Indian Oil Corp. 40-D 15/02/2021 Commercial Paper A1+ 0.00 - 1.45 1.45
new Reserve Bank of India 91-D 11/03/2021 Treasury Bills SOV 0.00 - 1.37 1.37
new IIFL Finance 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.21 1.21
new IRFC 87-D 12/04/2021 Commercial Paper A1+ 0.00 - 1.20 1.20
new JM Financial Products 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.13 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Anupam Joshi since 27-Oct-2015

Education: Mr. Joshi is a PGDM in Business Management.

Experience: Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Funds Managed:

Invest Online
--

Change from previous, NAV as on 28-Feb-2021

Growth: ₹ 4,006.9895

Dividend Weekly: ₹ 1,031.5433

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Dividend Monthly: ₹ 1,026.8111

Dividend Daily: ₹ 1,019.8200

Investment Strategy

The scheme seeks to generate income through a portfolio comprising money market and debt instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 5,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 17-Oct-2000
Return Since Launch: 7.05%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 62,050 Cr (As on 31-Jan-2021)
Expense: 0.30% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily25-Feb-20210.0127

 24-Feb-20210.1140
 23-Feb-20210.1330
 22-Feb-20210.0832
 21-Feb-20210.0650
 18-Feb-20210.2315
 17-Feb-20210.1159
 16-Feb-20210.1488
 15-Feb-20210.1078
 14-Feb-20210.0965
 12-Feb-20210.1856
 11-Feb-20210.0806
 10-Feb-20210.0942
 09-Feb-20210.0880
 08-Feb-20210.0730
 07-Feb-20210.0896
 05-Feb-20210.1669
 04-Feb-20210.0995
 03-Feb-20210.0852
 02-Feb-20210.0817
 01-Feb-20210.0848
 31-Jan-20210.1009
 29-Jan-20210.1816
 28-Jan-20210.0981
 27-Jan-20210.0905
Dividend Monthly22-Feb-20212.5815

 25-Jan-20212.1052
 28-Dec-20201.9872
 01-Dec-20203.0488
 26-Oct-20202.6808
 28-Sep-20202.3275
 31-Aug-20203.1002
 27-Jul-20202.4982
 29-Jun-20203.1480
 26-May-20204.0369
 27-Apr-202010.5420
 24-Feb-20202.9131
 27-Jan-20202.7418
 30-Dec-20193.5250
 25-Nov-20192.8154
 29-Oct-20193.2618
 30-Sep-20193.8829
 26-Aug-20193.4424
 29-Jul-20194.6036
 24-Jun-20193.8784
 27-May-20193.9916
 30-Apr-20195.4188
 25-Mar-20193.9812
 25-Feb-20193.8716
 28-Jan-20194.0468
Dividend Weekly22-Feb-20210.6766

 15-Feb-20210.6248
 08-Feb-20210.6147
 01-Feb-20210.6749
 25-Jan-20210.5829
 18-Jan-20210.5776
 11-Jan-20210.3017
 04-Jan-20210.6511
 28-Dec-20200.6010
 21-Dec-20200.5214
 14-Dec-20200.4920
 07-Dec-20200.3803
 01-Dec-20200.6134
 23-Nov-20200.5559
 17-Nov-20200.7018
 09-Nov-20200.6307
 02-Nov-20200.5597
 26-Oct-20200.6123
 19-Oct-20200.6956
 12-Oct-20200.6609
 05-Oct-20200.7214
 28-Sep-20200.6152
 21-Sep-20200.5845
 14-Sep-20200.4863
 07-Sep-20200.6498

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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