1 LakhInvestment Grown to
₹ 10000Monthly SIP Grown to
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||2.25||-0.38||0.27||1.27||-0.45||6.25||19.93||8.81||9.20||9.04||8.80|
|Hybrid: Conservative Hybrid||2.65||-0.11||-0.09||1.18||0.69||5.82||17.08||6.38||7.42||8.30||8.35|
|Rank within category||11||31||25||19||11||15||15||14||21||10||8|
|Number of funds in category||34||36||36||36||34||34||34||31||31||28||26|
As on 14-May-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Franklin India Debt Hybrid Fund | Invest Online Now||Sep-00||16.76||7.10||7.18||2.30||189|
|ICICI Prudential Regular Savings Fund | Invest Now||Mar-04||17.66||8.76||9.91||1.71||3,205|
|SBI Debt Hybrid Fund | Invest Online||Mar-01||23.24||8.45||8.40||1.19||1,358|
|Canara Robeco Conservative Hybrid Fund - Regular Plan | Invest Online||Apr-01||17.62||10.03||8.92||1.93||524|
|Kotak Debt Hybrid Fund - Regular Plan | Invest Online||Dec-03||22.39||9.94||9.60||2.24||499|
|Best Performance||Worst Performance|
|Return (%)||Period||Return (%)||Period|
|Week||4.78||12-May-2009 - 19-May-2009||-5.24||11-Mar-2020 - 18-Mar-2020|
|Month||7.29||11-May-2009 - 10-Jun-2009||-11.96||20-Feb-2020 - 23-Mar-2020|
|Quarter||15.64||09-Mar-2009 - 10-Jun-2009||-9.63||23-Dec-2019 - 23-Mar-2020|
|Year||26.44||31-Jan-2014 - 02-Feb-2015||-11.44||03-Dec-2007 - 02-Dec-2008|
|VR MIP TRI||8.99||6.79||0.68||0.78||--||--|
|Hybrid: Conservative Hybrid||6.25||6.48||0.38||0.48||0.73||-1.47|
|Rank within category||12||15||16||20||22||17|
|Number of funds in category||31||31||31||31||31||31|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 30-Apr-2021
|Number of Stocks||24|
|Number of Bonds||13|
|Average Maturity (yrs)||2.95|
|Top 10 Holdings (%)||63.28|
|Portfolio P/B Ratio||3.06|
|Portfolio P/E Ratio||25.16|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|5.15% GOI 2025||GOI Securities||SOV||0.00 - 18.34||18.34|
|6.95% HDFC 27/04/2023||Debenture||AAA||9.16 - 10.99||10.99|
|Reserve Bank of India 91-D 29/07/2021||Treasury Bills||SOV||0.00 - 10.51||10.51|
|7.17% GOI 2028||GOI Securities||SOV||0.00 - 5.24||5.16|
|6.18% GOI 2024||GOI Securities||SOV||3.79 - 4.40||4.39|
|5.22% GOI 15/06/2025||GOI Securities||SOV||0.00 - 13.79||3.16|
|9.25% Power Finance Corp.||Additional Tier 2 Bond||AAA||2.42 - 2.92||2.91|
|LIC Housing Fin. 355-D 14/12/2021||Commercial Paper||A1+||0.00 - 2.59||2.59|
|National Bank Agr. Rur. Devp 18/02/2022||Commercial Paper||A1+||0.00 - 2.57||2.57|
|6.79% GOI 15/05/2027||GOI Securities||SOV||0.00 - 3.89||2.17|
|8.80% REC 14/05/2029||Debenture||AAA||2.00 - 3.53||2.05|
|7.32% GOI 28/01/2024||GOI Securities||SOV||0.00 - 1.13||1.13|
|8.85% REC 16/04/2029||Non Convertible Debenture||AAA||1.06 - 3.27||1.06|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
|Company||Sector||P/E||3Y High||3Y Low||% Assets|
|Power Grid Corporation||Energy||11.87||1.21||0.00||1.21|
|Gujarat State Petronet||Energy||9.60||1.71||0.79||1.21|
|Dr. Reddy's Lab||Healthcare||44.28||1.20||0.52||1.18|
|Kansai Nerolac Paints||Chemicals||56.47||1.21||0.62||0.99|
|State Bank of India||Financial||13.87||0.75||0.22||0.56|
|Kotak Mahindra Bank||Financial||33.88||1.91||0.49||0.50|
|Mahindra & Mahindra||Automobile||--||1.43||0.34||0.34|
|Aditya Birla Fashion and Retail||Services||--||0.55||0.17||0.33|
|Aditya Birla Fashion and Retail||Services||--||0.03|
Indicates a new holding since last portfolio
As on 30-Apr-2021
Education: Mr. Natarajan has done B.E. (Chemical Engineering), PGDIM & CFA
Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with kotak Institutional Equity, JM Financial and Nomura.
Education: Mr. Reddy is a B.Tech in Mechanical Engineering from Jawaharlal Nehru Technical University, Hyderabad and also holds a PGDM from IIM-A.
Experience: Prior to joining Franklin Templeton Mutual Fund he was associated with ICICI Pru Life Insurance Company Ltd. as Head-Equity (Jun 2004-Feb 2016), HSBC Capital Markets as Equity analyst (Apr 2003-May 2004), ABN Amro Asia Equities as Equity Analyst (Feb 2000-Mar 2003), UTI as Buy Side Analyst (Jun 1997-Feb 2000) and Crompton Greaves as Design Executive (Aug 1993-Jun 1995).
Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.
Experience: Prior to joining Franklin Templeton Mutual Fund, he has worked with Sundaram Mutual Fund, ICICI Bank, Infosys Technologies and Thermax.
Education: Mr. Sharma is a B.Com (H), CS and CA.
Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
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The Scheme seeks to provide regular income through a portfolio of predominantly fixed income securities with a maximum with a maximum exposure of 20% to equities. exposure of 25% to equities.
|Minimum Investment (₹)||10,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||500|
|Minimum No of Cheques||12|
|Minimum Withdrawal (₹)||1,000|
|Minimum Balance (₹)||1,000|
|Lock-in Period||Not Applicable|
|Exit Load||For units in excess of 10% of the investment,1% will be charged for redemption within 365 days|
|Fund House:||Franklin Templeton Mutual Fund|
|Return Since Launch:||9.48%|
|Benchmark:||CRISIL Hybrid 85+15 Conservative TRI|
|Assets:||₹ 189 Cr (As on 30-Apr-2021)|
|Expense:||2.30% (As on 30-Apr-2021)|
|Plan||Record Date||Dividend (₹ / Unit)|
AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.
Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096