Our Opinion
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Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
---|---|---|---|---|---|---|
Bandhan Bond Fund Income Plan - Regular Plan
|
Moderate
|
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1.98 |
|||
Moderate
|
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1.03 |
||||
Moderately High
|
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1.47 |
||||
Moderate
|
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1.16 |
||||
Moderate
|
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1.66 |
₹493 Cr
1.00 (365)
1,000
500
100
6
Investment Strategy
The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.
Suitability
"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By Value Research
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Bond Fund Income Plan - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Bond Fund Income Plan - Regular Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Bandhan Bond Fund Income Plan - Regular Plan, is ₹65.1561 as of 21-May-2025.
Company | Percentage of Portfolio |
---|---|
GOI Sec 7.30 19/06/2053 |
51.79
|
National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026 |
10.16
|
Tata Capital Financial Services Ltd SR D STRPP I NCD 8.098 22/01/2027 |
8.61
|
HDFC Bank Ltd CD 25/07/2025 |
6.79
|
Bajaj Housing Finance Ltd Debenture 8.04 18/01/2027 |
5.13
|
Over the past five years, Bandhan Bond Fund Income Plan - Regular Plan has delivered an annualised return of 4.85% as of 21-May-2025.
The minimum investment required to start investing in Bandhan Bond Fund Income Plan - Regular Plan is ₹1,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.