Bandhan Bond Fund Income Plan - Regular Plan

Value Research Rating

1 star

Our Opinion

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Riskometer

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Moderate

₹65.1561 0.07%

As on 20-May-2025

Returns

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Calculate SIP Returns of Bandhan Bond Fund Income Plan - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Bandhan Bond Fund Income Plan - Regular Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Bandhan Bond Fund Income Plan - Regular Plan
1 star
unlock fund advisor
Moderate
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1.98
4 star
unlock fund advisor
Moderate
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1.03
4 star
unlock fund advisor
Moderately High
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1.47
3 star
unlock fund advisor
Moderate
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1.16
3 star
unlock fund advisor
Moderate
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1.66

Other details of Bandhan Bond Fund Income Plan - Regular Plan

Assets

info

₹493 Cr

Exit Load (Days)

info

1.00 (365)

Min. Investment (₹)

1,000

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

6

Investment Strategy

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Suitability

"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Bandhan Bond Fund Income Plan - Regular Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Bond Fund Income Plan - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Bond Fund Income Plan - Regular Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Bandhan Bond Fund Income Plan - Regular Plan, is ₹65.1561 as of 21-May-2025.

Company Percentage of Portfolio

GOI Sec 7.30 19/06/2053

51.79

National Bank For Agriculture & Rural Development SR 23A Debenture 7.40 30/01/2026

10.16

Tata Capital Financial Services Ltd SR D STRPP I NCD 8.098 22/01/2027

8.61

HDFC Bank Ltd CD 25/07/2025

6.79

Bajaj Housing Finance Ltd Debenture 8.04 18/01/2027

5.13
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Over the past five years, Bandhan Bond Fund Income Plan - Regular Plan has delivered an annualised return of 4.85% as of 21-May-2025.

The minimum investment required to start investing in Bandhan Bond Fund Income Plan - Regular Plan is ₹1,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.