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Unrated

UTI Annual Interval Fund Sr II Reg


1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.23 Lakh

Analyst's Choice?

Suitability:

Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from 3 months to 5 years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

If you are looking to invest for a defined tenure during which you are sure you will not need to redeem your money, you may consider investing in an FMP of a matching duration. But avoid them if your investment horizon is more than 3 years. We believe that retail investors who are looking to invest for 3 years or more should have at least some portion of their money in equity because of its ability to earn much higher returns. That makes FMPs unsuitable.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.61 0.02 0.10 0.47 1.20 2.44 5.45 6.35 7.07 7.80 7.84
CCIL T Bill Liquidity Weight 0.45 0.00 0.04 0.33 0.88 1.81 4.08 4.15 4.44 4.78 4.70
Debt: FMP 0.56 0.01 0.09 0.41 1.16 2.51 5.53 6.46 7.01 7.61 7.76
Rank within category 6 3 4 2 6 12 13 14 8 6 7
Number of funds in category 23 23 23 23 23 23 23 23 23 23 20

As on 14-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.65 (01-Oct-2013 - 08-Oct-2013) -0.28 (09-Jul-2013 - 16-Jul-2013)
Month 1.73 (06-Sep-2013 - 08-Oct-2013) -0.02 (08-Nov-2010 - 08-Dec-2010)
Quarter 3.34 (30-Jul-2013 - 29-Oct-2013) 0.74 (23-Sep-2010 - 23-Dec-2010)
Year 11.47 (08-Aug-2008 - 10-Aug-2009) 5.30 (15-Dec-2009 - 15-Dec-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.18 0.33 1.56 3.23 0.36 1.09
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: FMP 6.30 0.52 1.77 3.42 0.47 1.39
Rank within category 14 13 15 13 13 13
Number of funds in category 23 23 23 23 23 23

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 5 1 5
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) 0.00 0.05 0.00 --
Yield to Maturity (%) -- -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 364-D 17/09/2020 Treasury Bills SOV 0.00 - 38.45 38.45
new 8.93% Power Grid Corporation 20/10/2020 Bonds AAA 0.00 - 8.10 8.10
new 8.37% REC 14/08/2020 Bonds AAA 0.00 - 8.03 8.03
new 7.46% Power Finance Corp. 2020 Bonds AAA 0.00 - 7.98 7.98
new 8.35% LIC Housing Fin. 23/10/2020 Debenture AAA 0.00 - 2.01 2.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

*As on 31-Dec-2019

Fund Manager

— Sunil Patil since 07-Aug-2014

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:


0.02%

Change from previous, NAV as on 14-Feb-2020

Growth: ₹ 26.4808

Dividend: ₹ 10.0794


Investment Strategy

The scheme seeks to generate returns and reduce interest rate volatility by investing in a portfolio of fixed income securities.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) --
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 2%

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 13-Aug-2007
Return Since Launch: 8.09%
Benchmark: CRISIL Low Duration Debt
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 5 Cr (As on 31-Jan-2020)
Expense: 0.12% (As on 30-Sep-2019)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend16-Dec-20190.0506

 22-Oct-20190.0250
 24-Sep-20190.1050
 19-Jun-20190.1094
 18-Mar-20190.1070
 19-Dec-20180.0790
 15-Oct-20180.0307
 18-Sep-20180.4501
 18-Dec-20170.0041
 09-Oct-20170.5679
 19-Dec-20160.0023
 28-Sep-20160.1421
 20-Jun-20160.1640
 21-Mar-20160.1283
 21-Dec-20150.1010
 28-Sep-20150.1596
 23-Jun-20150.1562
 24-Mar-20150.1589
 24-Dec-20140.1682
 22-Sep-20140.1762
 25-Jun-20140.1888
 24-Mar-20140.1831
 26-Dec-20130.2189
 16-Sep-20130.1933
 29-May-20130.1492

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

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