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2 star

Aditya Birla Sun Life Equity Hybrid '95 Fund


1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.36 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.64 -0.90 -0.61 5.61 19.63 31.25 12.54 4.31 10.27 13.34 11.09
VR Balanced TRI 2.77 -0.95 0.51 5.48 20.06 30.24 16.54 11.06 14.17 12.83 10.57
Hybrid: Aggressive Hybrid 2.91 -0.82 -0.03 5.25 19.64 27.81 15.93 6.61 11.83 13.28 10.96
Rank within category 23 32 36 16 17 7 35 27 22 13 12
Number of funds in category 45 45 45 44 44 43 43 32 26 24 21

As on 15-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Equity Hybrid '95 Fund  | Invest Online
2 star
Feb-95 12.54 4.31 10.27 1.86 8,008
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 14.68 9.25 12.69 1.66 35,655
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 17.52 8.78 13.42 1.87 6,194
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 15.95 9.46 14.00 1.86 4,379
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 20.19 11.09 13.77 1.97 4,170

Best & Worst Performance

Best (Period) Worst (Period)
Week 15.46 (15-May-2009 - 22-May-2009) -14.94 (29-Mar-2000 - 05-Apr-2000)
Month 32.37 (03-Dec-1999 - 04-Jan-2000) -29.37 (20-Feb-2020 - 23-Mar-2020)
Quarter 78.28 (22-Nov-1999 - 22-Feb-2000) -34.69 (25-Feb-2000 - 26-May-2000)
Year 218.82 (22-Feb-1999 - 22-Feb-2000) -45.00 (12-Apr-2000 - 12-Apr-2001)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.24 18.31 0.03 0.03 0.97 -6.43
VR Balanced TRI 11.89 18.30 0.39 0.46 -- --
Hybrid: Aggressive Hybrid 7.45 17.49 0.16 0.18 0.91 -3.79
Rank within category 28 26 28 28 28 29
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 61
Top 10 Holdings (%) 34.81
Top 5 Holdings (%) 23.40
Top 3 Sectors (%) 48.61
Portfolio P/B Ratio 4.10
Portfolio P/E Ratio 35.54
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.75% Uttar Pradesh Power Corporation 20/10/2025 Debenture AA- 0.91 - 1.28 1.15
equal 9.75% Uttar Pradesh Power Corporation 20/10/2027 Debenture AA- 0.81 - 1.12 1.04
equal 7.20% Power Grid Corporation 2027 Debenture AAA 0.60 - 0.88 0.80
equal First Business Receivable Trust Securitised Debt AAA 0.10 - 0.17 0.78
equal 6.88% REC 20/03/2025 Debenture AAA 0.00 - 0.75 0.72
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.51 - 0.72 0.65
equal 9.08% Union Bank of India 31/12/2099 Bonds AA 0.51 - 0.71 0.64
equal 8.30% REC 25/03/2029 Non Convertible Debenture AAA 0.48 - 0.70 0.63
equal 6.39% National Bank Agr. Rur. Devp 2030 Debenture AAA 0.00 - 0.50 0.50
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.34 - 0.50 0.47
equal 10.15% Uttar Pradesh Power Corporation 20/01/2022 Debenture A+ 0.36 - 0.50 0.44
equal 10.15% Uttar Pradesh Power Corporation 20/01/2025 Debenture A+ 0.35 - 0.49 0.44
equal 10.15% Uttar Pradesh Power Corporation 20/01/2026 Debenture A+ 0.34 - 0.48 0.44
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.27 - 0.38 0.35
equal 8.25% Gujarat State 24/12/2024 State Development Loan SOV 0.00 - 0.37 0.35
equal 7.54% IRFC 31/10/2027 Debenture AAA 0.00 - 0.37 0.34
equal 7.70% REC 2027 Non Convertible Debenture AAA 0.25 - 0.37 0.33
equal 7.55% REC 26/09/2023 Debenture AAA 0.00 - 0.35 0.33
equal 8.97% Shriram Transport Finance 15/03/2021 Debenture AA+ 0.00 - 0.36 0.31
equal 8.70% REC 28/09/2028 Zero Coupon Bonds AAA 0.22 - 0.32 0.28
equal 10.99% Union Bank of India 31/08/2050 Bonds AA- 0.00 - 0.28 0.26
equal 7.22% LIC Housing Fin. 19/11/2021 Non Convertible Debenture AAA 0.20 - 0.29 0.26
equal 10.15% Uttar Pradesh Power Corporation 20/01/2028 Debenture A+ 0.21 - 0.47 0.22
equal 8.37% REC 2028 Debenture AAA 0.16 - 0.23 0.21
new 8.73% Union Bank of India Debenture AA 0.00 - 0.20 0.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 27.31 8.33 5.16 6.36
equal Infosys Technology 30.81 6.26 1.96 6.26
equal ICICI Bank Financial 26.92 6.80 3.04 4.13
equal Reliance Industries Energy 32.12 6.88 0.00 3.65
equal HDFC Financial 29.31 2.99 0.00 2.99
down Kotak Mahindra Bank Financial 40.77 3.08 0.81 2.91
down Ultratech Cement Construction 26.27 2.68 0.00 2.57
equal Axis Bank Financial 58.21 2.46 0.00 2.07
down Whirlpool Cons Durable 96.13 2.44 1.24 1.99
down Crompton Greaves Consumer Electricals Cons Durable 50.40 1.87 0.36 1.87
equal Tata Consultancy Services Technology 38.85 1.78 0.00 1.78
equal Cholamandalam Invest. & Fin. Financial 26.78 1.76 0.73 1.76
down Eris Lifesciences Healthcare 26.81 1.88 0.91 1.68
equal Hindustan Unilever FMCG 78.84 2.36 0.00 1.64
down Atul Chemicals 32.48 1.69 0.22 1.48
down Pfizer Healthcare 46.99 2.40 0.65 1.46
equal Bajaj Finance Financial 65.52 1.36 0.29 1.36
equal Voltas Cons Durable 72.53 1.28 0.00 1.28
equal Aarti Industries Chemicals 46.35 1.23 0.00 1.23
equal IRB InvIT Fund Construction -- 1.35 0.89 1.23
down Jubilant FoodWorks Services 268.17 1.21 0.00 1.19
down Gland Pharma Healthcare 50.13 1.38 0.00 1.15
down Bandhan Bank Financial 21.83 1.42 0.00 1.14
down Shree Cement Construction 51.73 1.27 0.00 1.14
equal Hindalco Inds. Metals 40.43 1.11 0.51 1.11

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Dhaval Shah since 23-Nov-2016

Education: Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience: Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Funds Managed:

— Pranay Sinha since 17-Aug-2015

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining BSLAMC , he has worked with BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:

— Satyabrata Mohanty since 27-Apr-2020

Education: Mr. Mohanty is a B.Com (H), Chartered Accountant and CFA.

Experience: He has been part of Birla group since last 17 years. He has over 12 years of experience in Finance and Research. He has handled responsibilities across Fund Management (Equity & Debt), Trading and Credit Research functions. Prior to joining BSLAMC, he has worked with Aditya Birla Management Corporation Ltd & joined ABG as a management Trainee.

Funds Managed:


-0.90%

Change from previous, NAV as on 15-Jan-2021

Growth: ₹ 881.5900

Dividend: ₹ 138.3600


Investment Strategy

The scheme seeks to generate long term growth of capital and current income, through a portfolio investing in equity, debt and money market securities. The secondary objective is income generation and distribution of dividend.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 10-Feb-1995
Return Since Launch: 19.05%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 8,008 Cr (As on 31-Dec-2020)
Expense: 1.86% (As on 31-Dec-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 83.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Dec-20201.5900

 30-Sep-20201.7300
 25-Jun-20201.5600
 30-Mar-20201.5318
 31-Dec-20192.0187
 30-Sep-20192.0187
 28-Jun-20192.0541
 29-Mar-20192.0896
 31-Dec-20182.0541
 28-Sep-20182.1692
 29-Jun-20182.5234
 23-Mar-20185.1000
 22-Dec-20174.6000
 22-Sep-20173.9000
 23-Jun-20174.6000
 17-Mar-20174.3500
 26-Dec-20163.5000
 30-Sep-20163.8000
 30-Jun-20162.4600
 18-Mar-20162.6500
 23-Dec-20152.8500
 22-Sep-20157.5000
 26-Jun-20157.5000
 09-Mar-20154.5000
 01-Oct-20147.0000

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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