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JM Liquid Fund download report

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
JM Liquid-G 1.35 0.01 0.09 0.27 0.87 1.77 3.45 4.11 5.34 6.00 6.94
CCIL T Bill Liquidity Weight 0.59 0.04 0.04 -0.01 0.29 0.85 1.92 2.78 3.34 3.74 4.29
Debt: Liquid 1.32 0.01 0.09 0.26 0.84 1.72 3.33 4.02 5.24 5.87 6.82
Rank within category 11 6 19 9 8 5 6 23 16 10 9
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 20-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
JM Liquid Fund
4 star
 Dec-97 3.45 4.11 5.34 0.25% 2,464
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 3.43 4.18 5.38 0.24% 30,885
Axis Liquid Fund
4 star
 Oct-09 3.45 4.22 5.41 0.23% 28,934
Baroda BNP Paribas Liquid Fund
4 star
 Feb-09 3.47 4.19 5.38 0.26% 6,968
Mirae Asset Cash Management Fund  | Invest Online
4 star
 Jan-09 3.44 4.18 5.36 0.27% 3,378

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.76 13-Jan-2000 - 20-Jan-2000 -0.12 29-Feb-2000 - 07-Mar-2000
Month 2.07 14-Jan-2000 - 14-Feb-2000 0.23 19-Nov-2020 - 19-Dec-2020
Quarter 4.09 19-Nov-1999 - 21-Feb-2000 0.73 21-Oct-2020 - 20-Jan-2021
Year 14.16 09-Jan-1998 - 11-Jan-1999 3.17 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
JM Liquid-G 4.11 0.36 1.60 7.75 0.86 1.16
CCIL T Bill Liquidity Weight 2.86 0.36 -1.85 -5.13 -- --
Debt: Liquid 4.02 0.37 1.27 6.61 0.86 1.07
Rank within category 24 14 20 24 12 26
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 41 41 15 47
Modified Duration (yrs) 0.08 0.11 0.06 0.10
Average Maturity (yrs) 0.09 0.11 0.03 0.10
Yield to Maturity (%) 3.99 6.00 3.27 4.03
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new NTPC 88-D 02/05/2022 Commercial Paper A1+ 0.00 - 6.09 6.09
new Reserve Bank of India 91-D 07/07/2022 Treasury Bills SOV 0.00 - 4.23 4.23
new Chennai Petroleum Corporation 28-D 02/05/2022 Commercial Paper A1+ 0.00 - 4.06 4.06
up Bank of Baroda 2022 Certificate of Deposit A1+ 0.00 - 4.05 4.05
new Reserve Bank of India 182-D 07/07/2022 Treasury Bills SOV 0.00 - 3.43 3.43
new ICICI Securities 199-D 16/05/2022 Commercial Paper A1+ 0.00 - 3.04 3.04
new SIDBI 2022 Commercial Paper A1+ 0.00 - 3.03 3.03
up Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 2.64 2.64
new Reserve Bank of India 91-D 23/06/2022 Treasury Bills SOV 0.00 - 2.42 2.42
new LIC Housing Fin. 353-D 07/07/2022 Commercial Paper A1+ 0.00 - 2.22 2.22
equal Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 3.67 2.03
equal L&T Finance 175-D 04/05/2022 Commercial Paper A1+ 0.00 - 3.67 2.03
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 4.31 2.03
equal Reliance Retail Ventures 91-D 17/05/2022 Commercial Paper A1+ 0.00 - 3.67 2.03
equal HDFC Bank 24/05/2022 Certificate of Deposit A1+ 0.00 - 3.67 2.02
equal Indusind Bank 24/05/2022 Certificate of Deposit A1+ 0.00 - 3.66 2.02
equal National Bank Agr. Rur. Devp 90-D 25/05/2022 Commercial Paper A1+ 0.00 - 4.30 2.02
new Bajaj Finance 49-D 31/05/2022 Commercial Paper A1+ 0.00 - 2.02 2.02
equal Reserve Bank of India 364-D 09/06/2022 Treasury Bills SOV 0.00 - 3.66 2.02
equal IDFC First Bank 2022 Certificate of Deposit A1+ 0.00 - 3.66 2.02
new Reliance Jio Infocomm 157-D 13/06/2022 Commercial Paper A1+ 0.00 - 2.02 2.02
equal Axis Bank 15/06/2022 Certificate of Deposit A1+ 0.00 - 3.66 2.02
new Axis Bank 20/06/2022 Certificate of Deposit A1+ 0.00 - 2.02 2.02
equal Indian Bank 29/06/2022 Certificate of Deposit A1+ 0.00 - 3.65 2.02
equal Birla Group Holdings 91-D 24/06/2022 Commercial Paper A1+ 0.00 - 3.65 2.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Shalini Tibrewala since 23-Dec-1997

Education: Ms. Tibrewala is a B.Com (H), ACA and CS.

Experience: She has been associated with JM Financials since 2003.

Funds Managed:

— Naghma Khoja since 21-Oct-2021

Education: She is B.Com, CA and CFA

Experience: Before joining JM Financial AMC, she was associated with Karvy Capital Limited.

Funds Managed:

0.01%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 58.0588

IDCW Weekly: ₹ 11.0076

More

IDCW Quarterly: ₹ 32.8617

IDCW Daily: ₹ 10.4302

Bonus: ₹ 18.5906

Investment Strategy

The scheme seeks to provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: JM Financial Mutual Fund
Launch Date: 31-Dec-1997
Return Since Launch: 7.47%
Benchmark: CRISIL Liquid Fund BI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,464 Cr (As on 30-Apr-2022)
Expense: 0.25% (As on 30-Apr-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily20-May-20220.0014

 19-May-20220.0013
 18-May-20220.0013
 17-May-20220.0016
 16-May-20220.0012
 15-May-20220.0012
 14-May-20220.0012
 13-May-20220.0012
 12-May-20220.0012
 11-May-20220.0012
 10-May-20220.0010
 09-May-20220.0008
 08-May-20220.0012
 07-May-20220.0003
 03-May-20220.0011
 02-May-20220.0012
 01-May-20220.0011
 30-Apr-20220.0011
 29-Apr-20220.0007
 28-Apr-20220.0009
 27-Apr-20220.0010
 26-Apr-20220.0007
 25-Apr-20220.0010
 24-Apr-20220.0010
 23-Apr-20220.0010
IDCW Weekly17-May-20220.0092

 10-May-20220.0036
 03-May-20220.0074
 26-Apr-20220.0073
 19-Apr-20220.0080
 12-Apr-20220.0064
 05-Apr-20220.0098
 29-Mar-20220.0075
 22-Mar-20220.0077
 15-Mar-20220.0081
 08-Mar-20220.0070
 01-Mar-20220.0075
 22-Feb-20220.0071
 15-Feb-20220.0081
 08-Feb-20220.0073
 01-Feb-20220.0075
 25-Jan-20220.0062
 18-Jan-20220.0069
 11-Jan-20220.0072
 04-Jan-20220.0078
 28-Dec-20210.0078
 21-Dec-20210.0069
 14-Dec-20210.0074
 07-Dec-20210.0071
 30-Nov-20210.0075
IDCW Quarterly30-Mar-20090.1831

 24-Dec-20031.9000
 19-Sep-20030.0098
 12-Sep-20030.0090
 05-Sep-20030.0091
 29-Aug-20030.0102
 22-Aug-20030.0101
 15-Aug-20030.0102
 09-Aug-20030.0104
 01-Aug-20030.0101
 25-Jun-20030.0101
 18-Jul-20030.0100
 11-Jul-20030.0108
 04-Jul-20030.0103
 28-Jun-20030.0107
 20-Jun-20030.0110
 13-Jun-20030.0113
 07-Jun-20030.0107
 31-May-20030.0108
 23-May-20030.0116
 17-May-20030.0106
 10-May-20030.0106
 03-May-20030.0100
 26-Apr-20030.0113
 19-Apr-20030.0109

Contact Information

AMC: JM Financial Asset Management Ltd.

Address: Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025

Phone: 022-33797777 / 1800-103-8345

Fax: 022-26528388

Website: http://www.JMFinancialmf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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