Groww Gilt Fund - Regular Plan

Name: Groww Gilt Fund - Regular Plan
Brand: Groww Mutual Fund

Fund Card

Value Research Rating

Unrated

Our Opinion

Riskometer

Moderate

₹9.7680 -0.17%

As on 09-Apr-2026

Returns

Calculate SIP Returns of Groww Gilt Fund - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Moderate risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of Groww Gilt Fund - Regular Plan

Asset Allocation

Credit Rating Weightage

Portfolio Breakdown

Peer Comparison

Fund name	Rating	Risk		Expense Ratio (%)
Groww Gilt Fund - Regular Plan	Unrated	Moderate	loading...	1.53
SBI Gilt Fund - Regular Plan Invest Online		Moderate	loading...	0.96
ICICI Prudential Gilt Fund Invest Now		Moderate	loading...	1.10
HDFC Gilt Fund - Regular Plan Invest Online		Moderate	loading...	0.93
Baroda BNP Paribas Gilt Fund - Regular Plan Invest Online		Moderate	loading...	0.45

Detailed Comparison

Other details of Groww Gilt Fund - Regular Plan

Assets

₹35 Cr

Exit Load (Days)

Min. Investment (₹)

500

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

500

Min. No of Cheques

More Details

About Groww Gilt Fund - Regular Plan

Groww Gilt Fund - Regular Plan is a debt mutual fund scheme of Groww Mutual Fund. Launched on May 09, 2025, it is currently managed by Kaustubh Sule. The fund has an expense ratio of 1.53% with an overall AUM (Assets Under Management) of ₹35 Cr.

Groww Gilt Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹500.

Investment Strategy

The scheme seeks to generate credit risk-free returns by predominantly investing in sovereign securities issued by the Central Government and/or State Government(s) and/or any security guaranteed by the Government of India, and/or reverse repos in such securities as per applicable RBI Regulations and Guidelines. The Scheme may also be investing in Reverse repo, Triparty repo on Government securities or treasury bills and/or other similar instruments as may be notified from time to time.

Suitability

Gilt funds are avoidable for most investors because:

They may undergo sharp declines in investment value, which is typically not favoured by fixed-income investors
Short Duration funds are a better choice for debt allocation in a portfolio

Capital Gains Taxation

If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
If investment is made before 1 April 2023:

Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.

No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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FAQ for Groww Gilt Fund - Regular Plan

How to Invest in Groww Gilt Fund - Regular Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Groww Gilt Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Groww Gilt Fund - Regular Plan can be bought from the Groww Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of Groww Gilt Fund - Regular Plan Today?

The latest declared NAV of Groww Gilt Fund - Regular Plan, is ₹9.7680 as of 10-Apr-2026.

What are the top holdings of Groww Gilt Fund - Regular Plan?

Company	Percentage of Portfolio
Reserve Bank of India T-Bills 91-D 09/04/2026	43.33
GOI Sec 6.90 15/04/2065	24.45
Reserve Bank of India T-Bills 91-D 11/06/2026	14.31

What is the return of Groww Gilt Fund - Regular Plan in the last 5 years?

Over the past five years, Groww Gilt Fund - Regular Plan has delivered an annualised return of --% as of 10-Apr-2026.

What is the minimum investment required in Groww Gilt Fund - Regular Plan?

The minimum investment required to start investing in Groww Gilt Fund - Regular Plan is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.