Our Opinion
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Our Opinion
Riskometer
Very High
₹10.8400 -0.28%
As on 02-Apr-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
PGIM India Retirement Fund - Direct Plan
|
|
Very High
|
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0.70 |
||
 |
|
Very High
|
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0.73 |
||
|
|
Very High
|
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0.45 |
||
 |
|
Very High
|
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0.96 |
||
|
|
Very High
|
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0.57 |
₹95 Cr
--
5,000
1,000
1,000
5
About PGIM India Retirement Fund - Direct Plan
PGIM India Retirement Fund - Direct Plan is a equity mutual fund scheme of PGIM India Mutual Fund. Launched on April 15, 2024, it is currently managed by Puneet Pal, Vinay Paharia, Anandha Padmanabhan Anjeneyan and Vivek Sharma. The fund has an expense ratio of 0.70% with an overall AUM (Assets Under Management) of ₹95 Cr.
PGIM India Retirement Fund - Direct Plan is mandated to invest at least 25 per cent of its assets each in large, mid and small-cap stocks. Note that it carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Suitability
Multi-cap funds are suitable for investors:
Note:
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of PGIM India Retirement Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, PGIM India Retirement Fund - Direct Plan can be bought from the PGIM India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of PGIM India Retirement Fund - Direct Plan, is ₹10.8400 as of 05-Apr-2026.
| Company | Percentage of Portfolio |
|---|---|
|
5.63
|
|
|
4.52
|
|
|
4.06
|
|
|
2.06
|
|
|
2.01
|
Over the past five years, PGIM India Retirement Fund - Direct Plan has delivered an annualised return of --% as of 05-Apr-2026.
The minimum investment required to start investing in PGIM India Retirement Fund - Direct Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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