SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan
Value Research Rating
Our Opinion
Riskometer
Low
₹12.5381 0.01%
As on 13-May-2026
Returns
Risk
This fund has Low risk.
As per SEBI's Riskometer.
Portfolio of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan
|
|
Low
|
|
0.21 |
||
|
|
Low
|
|
0.17 |
|||
|
|
Low to Moderate
|
|
0.09 |
|||
|
|
Low
|
|
-- |
|||
|
|
Low to Moderate
|
|
0.10 |
Other details of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan
Assets
₹176 Cr
Exit Load (Days)
--
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
--
Min. SIP Investment (₹)
--
Min. No of Cheques
--
About SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan
SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan is a debt mutual fund scheme of SBI Mutual Fund. Launched on January 24, 2023, it is currently managed by Ranjana Gupta. The fund has an expense ratio of 0.21% with an overall AUM (Assets Under Management) of ₹176 Cr.
SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan has a fixed tenure during which your money will remain locked in. It invests in bonds whose maturity is in line with the tenure of the fund. Upon the completion of the stated tenure, the fund will be wound up and money will be returned to investors along with accumulated gains. But they do not guarantee returns or safety of capital. The fund allows minimum lumpsum investment of ₹1 and minimum SIP of ₹--.
Investment Strategy
The scheme seeks to provide regular income and capital growth with limited interest rate risk to the investors through investments in a portfolio comprising of debt instruments such as Government Securities, PSU & Corporate Bonds and Money Market Instruments maturing on or before the maturity of the scheme.
Suitability
FMPs can be considered by investors:
- Looking for a debt fund with high predictability of returns
- Whose investment horizon matches with the fund's tenure
- Looking to earn slightly more than FDs of similar maturity
Note:
- Unlike FD, there is no guarantee of returns
- Your money gets locked-in for the fund’s tenure
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
FAQ for SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan
How to Invest in SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan can be bought from the SBI Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan Today?
The latest declared NAV of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan, is ₹12.5381 as of 14-May-2026.
What are the top holdings of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Reserve Bank of India T-Bills 364-D 21/05/2026 |
31.23
|
|
Housing & Urban Development Corporation Ltd SR C Debenture 7.68 16/05/2026 |
5.70
|
|
NTPC Ltd Bonds 8.05 05/05/2026 |
1.14
|
What is the return of SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan in the last 5 years?
Over the past five years, SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan has delivered an annualised return of --% as of 14-May-2026.
What is the minimum investment required in SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan?
The minimum investment required to start investing in SBI Fixed Maturity Plan - Series 76 (1221 Days) - Direct Plan is ₹5,000 for the lump sum option and ₹-- for the SIP (Systematic Investment Plan) option.
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.