Kotak FMP Series 292 - 1735 Days - Regular Plan

Fund Card download factsheet
  • Debt
  • FMP

Value Research Rating

Unrated

Our Opinion

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Riskometer

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Low

₹13.0467 0.02%

As on 02-Apr-2026

Returns

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Calculate SIP Returns of Kotak FMP Series 292 - 1735 Days - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk

info

This fund has Low risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Kotak FMP Series 292 - 1735 Days - Regular Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Fund name
Rating
Our Opinion
Risk info
Return (%)
Expense Ratio (%) info
Kotak FMP Series 292 - 1735 Days - Regular Plan
Unrated
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Low
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--
Unrated
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Low
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0.20
Unrated
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Low
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0.32
Unrated
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Low
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0.32
Unrated
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Low to Moderate
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0.32

Other details of Kotak FMP Series 292 - 1735 Days - Regular Plan

Assets

info

₹481 Cr

Exit Load (Days)

info

--

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

--

Min. SIP Investment (₹)

--

Min. No of Cheques

--

About Kotak FMP Series 292 - 1735 Days - Regular Plan

Kotak FMP Series 292 - 1735 Days - Regular Plan is a debt mutual fund scheme of Kotak Mahindra Mutual Fund. Launched on August 13, 2021, it is currently managed by Deepak Agrawal and Manu Sharma. The fund has an expense ratio of --% with an overall AUM (Assets Under Management) of ₹481 Cr.

Kotak FMP Series 292 - 1735 Days - Regular Plan has a fixed tenure during which your money will remain locked in. It invests in bonds whose maturity is in line with the tenure of the fund. Upon the completion of the stated tenure, the fund will be wound up and money will be returned to investors along with accumulated gains. But they do not guarantee returns or safety of capital. The fund allows minimum lumpsum investment of ₹10 and minimum SIP of ₹--.

Investment Strategy

The scheme seeks to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk.

Suitability

FMPs can be considered by investors:

  • Looking for a debt fund with high predictability of returns
  • Whose investment horizon matches with the fund's tenure
  • Looking to earn slightly more than FDs of similar maturity

Note:

  • Unlike FD, there is no guarantee of returns
  • Your money gets locked-in for the fund’s tenure
  • Not suitable for long-term wealth creation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
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FAQ for Kotak FMP Series 292 - 1735 Days - Regular Plan

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Kotak FMP Series 292 - 1735 Days - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Kotak FMP Series 292 - 1735 Days - Regular Plan can be bought from the Kotak Mahindra Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

The latest declared NAV of Kotak FMP Series 292 - 1735 Days - Regular Plan, is ₹13.0467 as of 05-Apr-2026.

Company Percentage of Portfolio

Uttar Pradesh State SDL 8.03 11/05/2026

40.77

Tamilnadu State SDL 8.01 11/05/2026

19.34

Telangana State SDL 6.72 22/04/2026

4.17

GOI Sec 5.63 12/04/2026

3.12

Reserve Bank of India T-Bills 91-D 07/05/2026

3.09
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Over the past five years, Kotak FMP Series 292 - 1735 Days - Regular Plan has delivered an annualised return of --% as of 05-Apr-2026.

The minimum investment required to start investing in Kotak FMP Series 292 - 1735 Days - Regular Plan is ₹5,000 for the lump sum option and ₹-- for the SIP (Systematic Investment Plan) option.