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Value Research Rating
Analyst’s Choice
Riskometer
Moderate
₹13.9045
As on 22-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan
|
|
Moderate
|
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0.12 |
||
|
|
Low
|
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0.15 |
|||
|
|
Low to Moderate
|
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0.09 |
|||
|
|
Low to Moderate
|
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0.17 |
|||
|
|
Low to Moderate
|
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0.17 |
₹27 Cr
--
5,000
--
--
--
Investment Strategy
The scheme seeks to provide regular income and capital growth with limited interest rate risk to the investors through investments in a portfolio comprising of debt instruments such as Government Securities, PSU & Corporate Bonds and Money Market Instruments maturing on or before the maturity of the scheme.
Suitability
"Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from three months to five years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan has a fixed tenure during which your money will remain locked in. It invests in bonds whose maturity is in line with the tenure of the fund. Upon the completion of the stated tenure, the fund will be wound up and money will be returned to investors along with accumulated gains. But they do not guarantee returns or safety of capital.
Mutual funds can be bought directly from the website of the fund house. For instance, SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan is ₹13.9045 as of 23-Apr-2025.
The AUM of SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan Fund is ₹27 Cr as of 31-Mar-2025
The riskometer level of SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
Rajasthan State SDL 6.84 11/03/2030 |
70.77
|
|
GOI Sec 19/09/2029 |
8.58
|
|
GOI Sec 12.06 12/06/2028 |
5.91
|
|
GOI Sec 22/04/2030 |
3.93
|
|
GOI Sec 06/05/2029 |
3.49
|
As of 31-Mar-2025, SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan had invested 96.03% in Debt and 3.97% in Cash & Cash Eq. See More
SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan is 4 years 11 months old. It has delivered 6.86% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
11.41%
|
8.34%
|
--
|
--
|
--
|
6.86%
|
No, There is no lock in period in SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan.
The expense ratio of SBI Fixed Maturity Plan - Series 34 (3682 Days) - Direct Plan is 0.12.
