"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||--||0.56||--||--||--||--||--||--||--||--||--|
|Hybrid: Conservative Hybrid||--||0.24||--||--||--||--||--||--||--||--||--|
As on 02-Dec-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Nippon India Hybrid Bond Fund - Segregated Portfolio 1 - Direct Plan||Feb-20||--||--||--||--||34|
|SBI Debt Hybrid Fund - Direct Plan | Invest Online||Jan-13||17.09||12.87||9.19||0.58%||4,369|
|ICICI Prudential Regular Savings Fund - Direct Plan | Invest Now||Jan-13||12.40||11.30||10.29||0.84%||3,384|
|Kotak Debt Hybrid Fund - Direct Plan | Invest Online||Jan-13||17.44||14.51||10.78||0.48%||1,160|
|Canara Robeco Conservative Hybrid Fund - Direct Plan | Invest Online||Jan-13||13.03||12.83||10.09||0.61%||959|
|Best Performance||Worst Performance|
|Return (%)||Period||Return (%)||Period|
|Week||237.56||03-Jul-2020 - 10-Jul-2020||-21.66||05-Jun-2020 - 12-Jun-2020|
|Month||165.66||10-Jun-2020 - 10-Jul-2020||-21.28||13-May-2020 - 12-Jun-2020|
|Quarter||169.15||09-Apr-2020 - 10-Jul-2020||-20.26||13-Mar-2020 - 12-Jun-2020|
|VR MIP TRI*||10.03||6.79||0.92||1.13||--||--|
|Hybrid: Conservative Hybrid*||9.20||6.30||0.99||1.15||0.68||1.19|
The Risk Measures have been calculated using calendar month returns for the last three years.
* As on 30-Nov-2021
|Number of Stocks||0|
|Number of Bonds||1|
|Average Maturity (yrs) *||--|
|Top 10 Holdings (%)||99.50|
|Portfolio P/B Ratio *||--|
|Portfolio P/E Ratio *||--|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|8.25% Vodafone Idea 2020||Bonds/Debentures||B+||92.59 - 99.50||99.50|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Jun-2020
Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.
Experience: Prior to joining Nippon India Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.
Education: Mr. Budhia has done CA
Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
The scheme primarily aims to generate regular income in order to make regular dividend payments to unitholders while the secondary objective is growth of capital.
|Minimum Investment (₹)||5,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||--|
|Minimum No of Cheques||--|
|Minimum Withdrawal (₹)||100|
|Minimum Balance (₹)||1|
|Lock-in Period||Not Applicable|
|Fund House:||Nippon India Mutual Fund|
|Return Since Launch:||--|
|Benchmark:||CRISIL Hybrid 85+15 Conservative Index|
|Assets:||₹ 34 Cr (As on 30-Jun-2020)|
|Expense:||-- (As on )|
AMC: Nippon Life India Asset Management Ltd.
Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013
Phone: 022-68334800 / 18602660111
Email: [email protected]
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Email: [email protected]