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Unrated

Union Focused Fund - Regular Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.20 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.56 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.11 -1.65 -4.40 2.54 15.81 26.27 20.18 -- -- -- --
S&P BSE 500 TRI 0.34 -1.65 -4.38 2.06 18.76 28.75 17.22 -- -- -- --
Equity: Multi Cap 0.37 -1.57 -4.05 1.99 17.68 26.33 13.30 -- -- -- --
Rank within category 19 41 44 19 49 28 7 -- -- -- --
Number of funds in category 64 65 65 64 63 61 59 43 39 33 30

As on 27-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Focused Fund - Regular Plan
Unrated
Aug-19 20.18 -- -- 2.57 183
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 9.89 7.14 14.57 1.59 33,462
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 27.06 13.89 16.46 2.05 14,861
Axis Focused 25 Fund
5 star
Jun-12 16.97 10.67 17.40 1.83 14,358
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 10.81 8.04 15.00 2.01 12,761

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.69 (01-Apr-2020 - 09-Apr-2020) -17.43 (11-Mar-2020 - 18-Mar-2020)
Month 19.25 (23-Mar-2020 - 22-Apr-2020) -33.88 (20-Feb-2020 - 23-Mar-2020)
Quarter 32.51 (23-Mar-2020 - 22-Jun-2020) -32.13 (23-Dec-2019 - 23-Mar-2020)
Year 26.48 (21-Jan-2020 - 20-Jan-2021) 2.86 (25-Sep-2019 - 24-Sep-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 10.60 22.83 0.26 0.30 -- --
Equity: Multi Cap* 8.58 22.29 0.18 0.20 0.95 -1.70
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 21
Top 10 Stocks (%) 61.47
Top 5 Stocks (%) 37.04
Top 3 Sectors (%) 53.60
Portfolio P/B Ratio 4.53
Portfolio P/E Ratio 35.77

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,57,105 1,14,363
Giant (%) 67.65 51.19
Large (%) 9.77 15.31
Mid (%) 17.29 24.27
Small (%) 5.30 9.66
Tiny (%) -- 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 25.31 9.86 8.79 9.31
down Infosys Technology 29.80 8.38 5.02 7.79
down HDFC Financial 27.47 9.66 6.25 7.52
down L&T Infotech Technology 38.69 6.58 0.00 6.58
down Larsen & Toubro Construction 16.63 6.22 4.50 5.84
down Bharti Airtel Communication -- 7.41 1.30 5.71
down ICICI Bank Financial 25.91 7.99 4.96 5.40
down Reliance Industries Ltd - Partly Paid Equity Energy -- 5.23
down Maruti Suzuki India Automobile 58.54 4.87 2.26 4.87
down Avenue Supermarts Services 190.34 4.78 0.00 4.78
down PI Industries Chemicals 53.39 5.17 2.08 3.67
down Ultratech Cement Construction 22.74 3.73 0.00 3.53
down Axis Bank Financial 54.52 3.40 0.00 3.33
down Abbott India Healthcare 46.87 3.73 1.58 2.92
down Honeywell Automation Engineering 73.54 2.55 0.00 2.55
down Sequent Scientific Healthcare 66.35 2.51 0.00 2.51
new Tata Communications Communication 41.40 2.41 0.00 2.41
down Happiest Minds Technologies Technology 73.33 2.20 0.00 2.20
down SBI Life Insurance Company Financial 60.64 3.06 0.00 2.10
down Reliance Industries Energy 30.33 9.97 0.00 2.03
down Tube Investments Of India Automobile 87.20 2.14 0.00 1.94
down United Spirits FMCG 258.04 7.36 0.00 1.87

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Vinay Paharia since 15-Jul-2019

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:

— Hardick Bora since 06-Jan-2021

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:


-1.65%

Change from previous, NAV as on 27-Jan-2021

Growth: ₹ 13.7000

Dividend: ₹ 13.7000


Investment Strategy

The scheme seek to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 05-Aug-2019
Return Since Launch: 23.66%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 183 Cr (As on 31-Dec-2020)
Expense: 2.57% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: --
Turnover: 87.00%

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM