Shriram Balanced Advantage Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Very High
₹16.3199 -1.07%
As on 11-May-2026
Returns
Risk
This fund has Very High risk.
As per SEBI's Riskometer.
Portfolio of Shriram Balanced Advantage Fund - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Shriram Balanced Advantage Fund - Regular Plan
|
|
|
Very High
|
|
2.43 |
|
 |
|
Very High
|
|
1.34 |
||
 |
|
Very High
|
|
1.39 |
||
|
|
Very High
|
|
1.53 |
||
|
|
Very High
|
|
2.01 |
Other details of Shriram Balanced Advantage Fund - Regular Plan
Assets
₹52 Cr
Exit Load (Days)
1.00 (90)
Min. Investment (₹)
500
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
500
Min. No of Cheques
24
About Shriram Balanced Advantage Fund - Regular Plan
Shriram Balanced Advantage Fund - Regular Plan is a hybrid mutual fund scheme of Shriram Mutual Fund. Launched on July 05, 2019, it is currently managed by Amit Modani, Prateek Nigudkar, Deepak Ramaraju and Sudip Suresh More. The fund has an expense ratio of 2.43% with an overall AUM (Assets Under Management) of ₹52 Cr.
Shriram Balanced Advantage Fund - Regular Plan invests in a mix of equity and fixed-income securities. The proportion of the two is dynamically managed and may keep varying depending on the market outlook of the fund manager. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to generate capital appreciation with relatively lower volatility over a longer tenure of time. The Scheme will accordingly invest in equities, arbitrage opportunities, derivative strategies and debt and money market instruments.
Suitability
Dynamic Asset Allocation funds are suitable for investors:
- Looking to invest in a portfolio of equity and debt for moderate returns
- Who prefer to let fund manager decide how much to invest in equity and in debt
- Aiming for long-term wealth creation
- With a 5+ year investment horizon
- Who are new/unfamiliar with market's ups and downs
Note:
- Invest only through SIP
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Shriram Balanced Advantage Fund - Regular Plan
FAQ for Shriram Balanced Advantage Fund - Regular Plan
How to Invest in Shriram Balanced Advantage Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Shriram Balanced Advantage Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Shriram Balanced Advantage Fund - Regular Plan can be bought from the Shriram Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Shriram Balanced Advantage Fund - Regular Plan Today?
The latest declared NAV of Shriram Balanced Advantage Fund - Regular Plan, is ₹16.3199 as of 12-May-2026.
What are the top holdings of Shriram Balanced Advantage Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
National Bank For Agriculture & Rural Development SR 25A Debenture 7.70 30/09/2027 |
8.09
|
|
REC Ltd SERIES GOI-V Debenture 8.54 15/11/2028 |
4.93
|
|
Export-Import Bank Of India SR Z01 Debenture 7.45 12/04/2028 |
3.93
|
|
GOI GOI Sec 6.54 17/01/2032 |
3.86
|
|
LIC Housing Finance Ltd Debenture 7.835 11/05/2027 |
2.08
|
What is the return of Shriram Balanced Advantage Fund - Regular Plan in the last 5 years?
Over the past five years, Shriram Balanced Advantage Fund - Regular Plan has delivered an annualised return of 6.33% as of 12-May-2026.
What is the minimum investment required in Shriram Balanced Advantage Fund - Regular Plan?
The minimum investment required to start investing in Shriram Balanced Advantage Fund - Regular Plan is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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