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4 star

DSP Flexi Cap Fund


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.84 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.41 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 31.23 -0.50 1.63 -2.86 -1.19 11.54 38.25 22.58 18.50 13.41 16.22
S&P BSE 500 TRI 30.36 -0.80 1.01 -2.82 0.68 11.49 37.96 19.12 17.93 12.93 15.53
Equity: Flexi Cap 30.44 -0.64 0.89 -2.77 1.12 13.16 37.61 18.44 16.41 12.23 15.46
Rank within category 26 17 1 35 59 39 28 6 8 7 9
Number of funds in category 56 65 64 64 64 60 56 43 35 31 26

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Flexi Cap Fund  | Invest Online
4 star
Apr-97 38.25 22.58 18.50 1.90% 7,345
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 42.44 25.28 21.05 1.81% 24,212
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 48.84 25.18 20.83 1.93% 21,677
Axis Focused 25 Fund
4 star
Jun-12 32.79 20.58 20.38 1.78% 20,404
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 47.57 29.00 22.88 1.85% 17,220

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 18.42 14-May-2009 - 21-May-2009 -22.03 15-Jan-2008 - 22-Jan-2008
Month 33.51 03-Dec-1999 - 04-Jan-2000 -35.77 20-Feb-2020 - 23-Mar-2020
Quarter 67.83 22-Nov-1999 - 22-Feb-2000 -46.03 22-Feb-2000 - 23-May-2000
Year 154.66 24-Apr-2003 - 23-Apr-2004 -53.97 13-Mar-2000 - 13-Mar-2001

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 22.68 21.60 0.87 0.92 0.95 3.71
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Flexi Cap 19.01 21.00 0.73 0.79 0.93 0.40
Rank within category 6 32 10 11 27 8
Number of funds in category 44 44 44 44 44 44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Top 10 Stocks (%) 42.00
Top 5 Stocks (%) 27.21
Top 3 Sectors (%) 52.26
Portfolio P/B Ratio 5.26
Portfolio P/E Ratio 34.59

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,04,244 1,51,972
Giant (%) 46.48 52.99
Large (%) 14.21 17.99
Mid (%) 31.14 22.49
Small (%) 8.17 6.95
Tiny (%) -- 0.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 23.44 9.13 5.50 9.13
up HDFC Bank Financial 24.50 8.05 6.02 6.63
up Avenue Supermarts Services 226.32 4.03 1.65 4.03
equal Ultratech Cement Construction 33.27 4.24 1.91 3.77
up Bajaj Finance Financial 85.76 9.60 2.95 3.65
up Infosys Technology 34.93 4.26 0.00 3.63
up Bajaj Finserv Financial 65.91 3.59 0.00 3.52
up Axis Bank Financial 20.63 5.04 1.43 2.75
equal Kotak Mahindra Bank Financial 38.01 5.04 0.00 2.62
up Motherson Sumi Systems Automobile 33.61 2.49 0.00 2.27
up SBI Cards & Payments Services Financial 89.23 2.22 0.00 2.22
up HCL Technologies Technology 27.55 2.45 0.00 2.16
equal Gujarat Gas Energy 31.06 2.93 0.00 2.11
up Radico Khaitan FMCG 49.41 2.11 0.00 2.11
up Emami FMCG 43.61 2.01 0.00 2.01
equal Dr. Reddy's Lab Healthcare 39.01 3.11 0.00 1.99
equal Century Plyboards (India) FMCG 49.17 1.69 0.00 1.69
up Polycab India Engineering 43.12 1.65 0.00 1.65
equal Max Financial Services Financial 111.89 1.74 0.00 1.43
equal Can Fin Homes Financial 16.21 1.62 0.00 1.42
equal HDFC Life Insurance Insurance 123.96 1.69 0.00 1.37
up ICICI Lombard General Insurance Company Insurance 55.66 2.62 1.16 1.36
equal Minda Industries Automobile 70.14 1.88 0.81 1.35
equal KNR Constructions Construction 20.10 1.74 0.65 1.35
equal Alkem Laboratories Healthcare 24.22 3.49 1.24 1.34

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Abhishek Ghosh since 01-Jan-2021

Education: Mr. Ghosh is a MBA Finance, BE (Electronics)

Experience: Prior to joining DSP Mutual Fund, he has worked with Motilal Oswal Securities, IDFC securities Ltd, BNP Paribas, B&K Securities, Edelweiss Securities.

Funds Managed:

— Atul Bhole since 01-Jun-2016

Education: Mr. Bhole is a B.Com (H), Chartered Accountant and MMS.

Experience: Prior to joining DSP Mutual Fund he has worked with Tata Mutual Fund, JP Morgan Services Pvt. Ltd. and SBI Treasury.

Interviews:

Funds Managed:


-0.50%

Change from previous, NAV as on 03-Dec-2021

IDCW: ₹ 58.7450

Growth: ₹ 66.6340


Investment Strategy

The scheme seeks to generate long-term capital appreciation, from a portfolio which is substantially constituted of equity and equity related securities and may also invest a certain portion of its corpus in debt and money market securities, in order to meet liquidity requirements from time to time. In Picking out individual investment opportunities for the portfolio, the investment manager will seek both value & growth.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 29-Apr-1997
Return Since Launch: 19.81%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 7,345 Cr (As on 31-Oct-2021)
Expense: 1.90% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: 31.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW12-Mar-20215.5000

 12-Mar-20204.8600
 11-Apr-20195.0000
 08-Mar-201816.0000
 10-Mar-20175.3000
 11-Mar-20165.6000
 13-Mar-20156.8000
 21-Feb-20144.2500
 26-Apr-20134.2500
 21-Dec-20120.5000
 16-Mar-20121.1000
 04-Feb-20113.5000
 19-Mar-20106.5000
 20-Nov-20093.0000
 25-Jan-20087.0000
 25-Jan-20077.0000
 19-Dec-20056.0000
 14-Jun-20054.0000
 26-Mar-20044.0000
 19-Dec-20034.0000
 30-Jun-20030.8000
 17-Mar-20003.5000
 18-Jun-19992.0000

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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