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Unrated

ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan


1 Lakh

Investment declined to
₹ 0.83 Lakh

₹ 10000

Monthly SIP Declined to
₹ 0.97 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -21.08 0.59 -1.85 -20.34 -21.30 -17.79 -16.99 -- -- -- --
VR Balanced TRI -23.70 0.32 -0.50 -21.04 -24.11 -19.73 -18.19 -- -- -- --
Hybrid: Aggressive Hybrid -20.57 0.45 -1.55 -20.50 -20.78 -17.52 -16.25 -- -- -- --
Rank within category 29 17 27 21 27 25 24 -- -- -- --
Number of funds in category 44 44 44 44 44 43 41 32 25 23 0

As on 27-Mar-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.35 (13-May-2019 - 20-May-2019) -13.61 (16-Mar-2020 - 23-Mar-2020)
Month 5.23 (07-Oct-2019 - 06-Nov-2019) -28.00 (20-Feb-2020 - 23-Mar-2020)
Quarter 7.31 (22-Aug-2019 - 21-Nov-2019) -26.99 (23-Dec-2019 - 23-Mar-2020)
Year 4.28 (05-Mar-2019 - 04-Mar-2020) -23.22 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 9.24 10.73 0.34 0.53 -- --
Hybrid: Aggressive Hybrid* 7.28 10.04 0.17 0.28 0.82 -1.29
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 29-Feb-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 20
Top 10 Holdings (%) 55.53
Top 5 Holdings (%) 32.81
Top 3 Sectors (%) 50.33
Portfolio P/B Ratio 2.09
Portfolio P/E Ratio 14.35

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.41% HUDCO 15/03/2029 Debenture AAA 3.82 - 5.40 4.07
equal 9.15% ICICI Bank Debenture AA+ 3.69 - 5.21 3.87
equal 8.75% Axis Bank Bonds/Debentures AA+ 3.63 - 5.19 3.79
equal 8.20% Power Finance Corp. 27/05/2022 Non Convertible Debenture AAA 0.00 - 3.11 2.57
equal PVR 2021 Debenture AA 0.00 - 2.54 2.54
equal 8.80% REC 25/10/2020 Bonds AAA 0.00 - 3.13 2.53
equal 8.95% Pipeline Infrastructure 22/03/2024 Non Convertible Debenture AAA 0.00 - 3.11 2.53

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 18.88 9.60 0.00 9.60
up HCL Technologies Technology 11.23 6.20 0.00 6.20
equal Infosys Technology 17.03 7.09 0.00 6.08
equal Axis Bank Financial 21.20 5.98 0.00 5.57
equal Tech Mahindra Technology 11.15 5.51 0.00 5.36
equal ICICI Bank Financial 23.21 5.68 0.00 5.36
equal Bharti Airtel Communication -- 5.32 0.00 4.86
equal Larsen & Toubro Construction 12.02 5.71 0.00 4.48
new CPSE Exchange Traded Fund Financial -- 3.96
equal NTPC Energy 4.24 4.33 0.00 3.02
equal Mahindra & Mahindra Automobile 17.06 3.82 0.00 2.57
equal Sun Pharmaceutical Inds. Healthcare 20.28 3.42 0.00 2.09
up Wipro Technology 10.61 3.12 0.00 1.87
equal Indian Oil Corp. Energy 5.62 2.99 0.00 1.56
equal Hindustan Aeronautics Services 6.22 1.31 0.00 1.16
equal Oracle Fin Ser Software Technology 10.18 1.93 0.00 1.07
equal Grasim Industries Construction 7.47 1.67 0.00 0.94
equal LIC Housing Fin. Financial 4.48 1.22 0.00 0.87
equal Vedanta Metals 2.80 1.03 0.00 0.45
equal Hindalco Inds. Metals 4.81 0.79 0.00 0.42
new SBI Life Insurance Company Financial 44.89 0.31 0.00 0.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Ashwin Jain since 07-Feb-2019

Education: Mr. Jain is a B.E. and PGDM.

Experience: Prior to joining ICICI Prudential Asset Management Co. Ltd. in 2010 he has worked with HCL Technologies, Irevana and Merill Lynch.

Funds Managed:

— Mrinal Singh since 07-Feb-2019

Education: Mr. Singh is B.E (Mechanical) and PGDM from SPJIMR Mumbai.

Experience: He has been associated with ICICI Prudential AMC since June 2008.

Interviews:

Funds Managed:

— Anuj Tagra since 07-Feb-2019

Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience: Prior to joining ICICI Prudential AMC he has worked with Union Bank of India and Fidelity Investments.

Funds Managed:

— Manish Banthia since 07-Feb-2019

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:


0.59%

Change from previous, NAV as on 27-Mar-2020

Growth: ₹ 8.5000

Dividend: ₹ 8.5000


Investment Strategy

The scheme seeks to investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 27-Feb-2019
Return Since Launch: -13.98%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 80 Cr (As on 29-Feb-2020)
Expense: 0.30% (As on 29-Feb-2020)
Risk Grade: --
Return Grade: --
Turnover: 0.26%

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

5 ways to deal with market panic

dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

Registration Over