ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

Name: ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan
Brand: ICICI Prudential Mutual Fund

Invest Now Fund Card

Value Research Rating

Our Opinion

Riskometer

Very High

₹28.9000 1.05%

As on 18-Mar-2026

Returns

Calculate SIP Returns of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

More Details about Returns

Risk

This fund has Very High risk.

Low

Low to Moderate

Moderate

Moderately High

High

Very High

As per SEBI's Riskometer.

More Details about Risk

Portfolio of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

Asset Allocation

Market Cap Weightage

We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.

Portfolio Breakdown

Peer Comparison

Fund name	Risk		Expense Ratio (%)
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan	Very High	loading...	0.78
ICICI Prudential Equity & Debt Fund - Direct Plan Invest Now	Very High	loading...	0.92
DSP Aggressive Hybrid Fund - Direct Plan	Very High	loading...	0.68
HDFC Children's Fund - Direct Plan Invest Online	Very High	loading...	0.92
Kotak Aggressive Hybrid Fund - Direct Plan Invest Online	Very High	loading...	0.47

Detailed Comparison

Other details of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

Assets

₹1,131 Cr

Exit Load (Days)

Min. Investment (₹)

5,000

Min. Withdrawal (₹)

Min. SIP Investment (₹)

100

Min. No of Cheques

More Details

About ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan is a hybrid mutual fund scheme of ICICI Prudential Mutual Fund. Launched on February 27, 2019, it is currently managed by Darshil Dedhia, Rohit Lakhotia and Manasvi Shah. The fund has an expense ratio of 0.78% with an overall AUM (Assets Under Management) of ₹1,131 Cr.

The scheme seeks to investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹100.

Investment Strategy

Suitability

Aggressive Hybrid funds are suitable for investors:

Looking to invest mostly in equity (~75%) with a small debt allocation (~25%) for moderately high returns
Aiming for long-term wealth creation
With a 5-8 year investment horizon
Who are new/unfamiliar with market's ups and downs

Note:

Invest only through SIP
The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier

Capital Gains Taxation

The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.

If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
No tax is to be paid as long as you continue to hold the units.

Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.

Dividend Taxation

Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Latest news on ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

Fund manager changes in various funds of ICICI Prudential Mutual Fund

2 min read•By News Desk

Fund Manager change for a few Schemes of ICICI Prudential Mutual Fund

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Fund Managers Change for a few Schemes of ICICI Prudential Mutual Fund

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ICICI Prudential Mutual Fund Announces Change in Fund Manager of its few Schemes

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All News

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FAQ for ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan

How to Invest in ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan?

Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan can be bought from the ICICI Prudential Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.

What is the current NAV of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan Today?

The latest declared NAV of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan, is ₹28.9000 as of 19-Mar-2026.

What are the top holdings of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan?

Company	Percentage of Portfolio
Vedanta Ltd SR I Debenture 9.31 03/12/2027	2.67
GOI Sec 6.79 07/10/2034	1.62
National Bank For Agriculture & Rural Development SR 23I Debenture 7.62 31/01/2028	1.34
Summit Digitel Infrastructure Pvt. Ltd Debenture 6.59 16/06/2026	1.32
LIC Housing Finance Ltd Debenture 8.75 08/12/2028	0.92

What is the return of ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan in the last 5 years?

Over the past five years, ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan has delivered an annualised return of 17.17% as of 19-Mar-2026.

What is the minimum investment required in ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan?

The minimum investment required to start investing in ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.