This is a guest login. You can create a regular account or login to an existing one.

VR Logo

Unrated

ICICI Prudential Retirement Fund - Pure Equity Plan - Direct Plan


1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 0.31 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund -- 1.82 4.63 -- -- -- --
S&P BSE 500 TRI -- 1.57 8.28 -- -- -- --
Equity: Multi Cap -- 1.35 8.54 -- -- -- --
Rank within category -- 21 56 -- -- -- --
Number of funds in category 49 58 58 49 41 37 1

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 6.42 (07-Oct-2019 - 07-Nov-2019) -6.32 (03-Jul-2019 - 02-Aug-2019)
Quarter 7.29 (01-Mar-2019 - 03-Jun-2019) -7.20 (04-Jun-2019 - 03-Sep-2019)
Year -- ( - ) -- ( - )

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 13.11 13.17 0.56 0.86 -- --
Equity: Multi Cap* 12.41 13.53 0.49 0.75 0.95 -0.37
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Nov-2019

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 26
Top 10 Stocks (%) 53.74
Top 5 Stocks (%) 32.77
Top 3 Sectors (%) 54.70
Portfolio P/B Ratio 2.28
Portfolio P/E Ratio 17.95

Portfolio Aggregates

Fund Benchmark Category
Average Mkt Cap (Rs Cr) 1,44,835 2,78,517 1,02,715
Giant (%) 64.56 59.50 53.71
Large (%) 26.00 18.52 15.51
Mid (%) 8.44 16.63 23.22
Small (%) 1.01 5.32 8.92
Tiny (%) -- 0.01 0.33

Value Research Fund Style

Sector Allocation vis-à-vis Benchmark

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Infosys Technology 19.54 8.72 0.00 8.72
equal State Bank of India Financial 29.35 8.99 0.00 7.10
equal HDFC Bank Financial 29.57 7.39 0.00 6.60
equal Bharti Airtel Communication 6.08 0.00 5.99
equal Sun Pharmaceutical Inds. Healthcare 24.31 6.17 0.00 4.35
equal HCL Technologies Technology 14.61 5.04 0.00 4.32
equal Larsen & Toubro Construction 19.37 5.89 0.00 4.32
equal SBI Life Insurance Company Financial 79.64 4.74 0.00 4.28
equal ICICI Bank Financial 67.66 4.31 0.00 4.06
up NTPC Energy 9.75 5.39 0.00 4.00
equal Tech Mahindra Technology 16.63 4.32 0.00 3.97
up Mahindra & Mahindra Automobile 11.77 3.93 0.00 3.90
equal Axis Bank Financial 47.71 3.07 0.00 2.58
equal Indian Oil Corp. Energy 10.80 3.71 0.00 2.07
equal LIC Housing Fin. Financial 8.28 2.19 0.00 2.00
equal Oracle Fin Ser Software Technology 18.36 2.67 0.00 1.88
equal Grasim Industries Construction 11.87 2.09 0.00 1.62
equal Apollo Tyres Automobile 18.82 1.99 0.00 1.37
equal Power Grid Corporation Energy 6.24 1.96 0.00 1.32
equal Wipro Technology 14.02 2.14 0.00 1.17
equal Hindustan Aeronautics Services 8.99 1.07 0.00 1.01
equal Triveni Turbine Engineering 22.76 0.93 0.00 0.80
equal Vedanta Metals 7.21 1.22 0.00 0.66
equal Hindalco Inds. Metals 80.15 0.98 0.00 0.66
equal Coal India Energy 6.45 1.06 0.00 0.62

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Anuj Tagra since 07-Feb-2019

Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience: Prior to joining ICICI Prudential AMC he has worked with Union Bank of India and Fidelity Investments.

Funds Managed:

— Ashwin Jain since 07-Feb-2019

Education: Mr. Jain is a B.E. and PGDM.

Experience: Prior to joining ICICI Prudential Asset Management Co. Ltd. in 2010 he has worked with HCL Technologies, Irevana and Merill Lynch.

Funds Managed:

— Manish Banthia since 07-Feb-2019

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:

— Mrinal Singh since 07-Feb-2019

Education: Mr. Singh is B.E (Mechanical) and PGDM from SPJIMR Mumbai.

Experience: He has been associated with ICICI Prudential AMC since June 2008.

Interviews:

Funds Managed:


0.95%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 10.6300

Dividend: ₹ 10.6300


Investment Strategy

The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 27-Feb-2019
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 66 Cr (As on 30-Nov-2019)
Expense: 0.31% (As on 31-Oct-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM