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Unrated

ICICI Prudential Retirement Fund - Pure Equity Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.56 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.48 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.93 0.40 -1.65 -3.40 -0.48 29.00 56.25 -- -- -- --
S&P BSE 500 TRI 7.29 0.49 -1.83 -1.65 3.50 28.70 68.29 -- -- -- --
Equity: Flexi Cap 6.46 0.55 -1.80 -1.97 2.66 26.39 57.71 -- -- -- --
Rank within category 26 41 15 50 55 19 32 -- -- -- --
Number of funds in category 56 58 58 58 57 55 52 37 35 29 24

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Retirement Fund - Pure Equity Plan  | Invest Now
Unrated
Feb-19 56.25 -- -- 2.42 91
Kotak Flexicap Fund Regular Plan  | Invest Online
4 star
Sep-09 57.44 10.60 14.66 1.62 34,744
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 74.23 16.13 16.69 2.04 16,717
Axis Focused 25 Fund
4 star
Jun-12 56.55 11.64 16.73 1.71 15,007
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 50.42 11.27 15.06 1.90 14,253

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 11.85 01-Apr-2020 - 09-Apr-2020 -17.42 16-Mar-2020 - 23-Mar-2020
Month 17.70 23-Mar-2020 - 22-Apr-2020 -35.37 20-Feb-2020 - 23-Mar-2020
Quarter 31.74 15-Oct-2020 - 14-Jan-2021 -35.80 23-Dec-2019 - 23-Mar-2020
Year 88.05 23-Mar-2020 - 23-Mar-2021 -33.98 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 14.92 22.86 0.46 0.53 -- --
Equity: Flexi Cap* 13.26 22.23 0.40 0.45 0.94 -1.05
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 22
Top 10 Stocks (%) 67.95
Top 5 Stocks (%) 40.04
Top 3 Sectors (%) 63.69
Portfolio P/B Ratio 2.98
Portfolio P/E Ratio 26.67

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,00,846 1,25,425
Giant (%) 70.12 52.40
Large (%) 23.14 16.62
Mid (%) 3.93 23.15
Small (%) 2.81 8.24
Tiny (%) -- 0.20

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 29.78 11.71 0.00 10.52
equal Bharti Airtel Communication -- 9.97 0.00 8.56
equal Tech Mahindra Technology 23.58 7.71 0.00 7.71
equal Sun Pharmaceutical Inds. Healthcare 64.33 8.45 0.00 6.78
equal HDFC Bank Financial 25.67 9.89 0.00 6.47
equal ICICI Bank Financial 26.57 6.71 0.00 6.26
equal Axis Bank Financial 68.55 6.74 0.00 6.21
equal Mahindra & Mahindra Automobile -- 6.31 0.00 5.89
equal HCL Technologies Technology 20.79 5.82 0.00 5.17
equal Larsen & Toubro Construction 16.63 5.89 0.00 4.37
equal Kotak Mahindra Bank Financial 37.60 3.77 0.00 3.55
equal NTPC Energy 13.22 5.39 0.00 3.32
equal Reliance Industries Energy 30.95 3.21 0.00 2.95
equal SBI Life Insurance Company Financial 62.86 4.74 0.00 2.82
equal State Bank of India Financial 13.08 8.99 0.00 2.51
equal Ultratech Cement Construction 28.27 2.51 0.00 2.51
equal INOX Leisure Services -- 2.27 0.00 2.01
new Indusind Bank Financial 28.86 1.99 0.00 1.99
equal LIC Housing Fin. Financial 7.17 2.19 0.00 1.33
up Natco Pharma Healthcare 34.87 1.32 0.00 1.32
new Glaxosmithkline Pharma Healthcare 51.66 1.05 0.00 1.05
equal Triveni Turbine Engineering 35.39 0.93 0.00 0.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Ashwin Jain since 07-Feb-2019

Education: Mr. Jain is a B.E. and PGDM.

Experience: Prior to joining ICICI Prudential Asset Management Co. Ltd. he has worked with HCL Technologies, Irevana and Merill Lynch.

Funds Managed:

— Anuj Tagra since 07-Feb-2019

Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience: Prior to joining ICICI Prudential AMC he has worked with Union Bank of India and Fidelity Investments.

Funds Managed:

— Manish Banthia since 07-Feb-2019

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:


0.40%

Change from previous, NAV as on 16-Apr-2021

Growth: ₹ 12.5000

IDCW: ₹ 12.5000


Investment Strategy

The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 27-Feb-2019
Return Since Launch: 11.02%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 91 Cr (As on 31-Mar-2021)
Expense: 2.42% (As on 28-Feb-2021)
Risk Grade: --
Return Grade: --
Turnover: 36.00%

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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