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Unrated

ICICI Prudential Retirement Fund - Pure Equity Plan


Equity: Multi Cap

1 Lakh

Investment declined to
₹ 0.88 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.17 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -13.28 -0.65 0.99 4.22 13.97 -14.10 -11.86 -- -- -- --
S&P BSE 500 TRI -10.03 -0.42 1.44 6.45 18.81 -10.99 -4.74 -- -- -- --
Equity: Multi Cap -9.95 -0.33 1.26 5.45 15.34 -10.79 -4.30 -- -- -- --
Rank within category 49 55 41 50 39 50 48 -- -- -- --
Number of funds in category 60 62 62 61 61 60 55 42 40 34 30

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Retirement Fund - Pure Equity Plan  | Invest Now
Unrated
Feb-19 -11.86 -- -- 2.54 63
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -5.81 2.38 7.58 1.64 27,976
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 1.66 6.25 9.13 1.92 10,399
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 3.57 5.61 6.78 1.85 9,750
SBI Focused Equity Fund  | Invest Online
5 star
Oct-04 -0.64 6.46 9.16 1.99 8,962

Best & Worst Performance

Best (Period) Worst (Period)
Week 11.85 (01-Apr-2020 - 09-Apr-2020) -17.42 (16-Mar-2020 - 23-Mar-2020)
Month 17.70 (23-Mar-2020 - 22-Apr-2020) -35.37 (20-Feb-2020 - 23-Mar-2020)
Quarter 30.91 (24-Mar-2020 - 23-Jun-2020) -35.80 (23-Dec-2019 - 23-Mar-2020)
Year -1.89 (05-Mar-2019 - 04-Mar-2020) -33.98 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap* 3.15 21.19 -0.10 -0.11 0.95 -1.19
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 59.92
Top 5 Stocks (%) 37.47
Top 3 Sectors (%) 57.78
Portfolio P/B Ratio 1.52
Portfolio P/E Ratio 16.46

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,17,178 99,654
Giant (%) 71.62 54.63
Large (%) 15.80 16.72
Mid (%) 10.86 21.15
Small (%) 1.72 8.41
Tiny (%) -- 0.35

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 20.49 10.63 0.00 9.67
equal HDFC Bank Financial 21.67 9.89 0.00 8.95
equal Sun Pharmaceutical Inds. Healthcare 31.78 8.45 0.00 7.82
equal Mahindra & Mahindra Automobile 542.06 5.52 0.00 5.52
equal ICICI Bank Financial 24.19 5.61 0.00 5.51
equal Bharti Airtel Communication -- 6.09 0.00 5.02
equal HCL Technologies Technology 14.74 5.04 0.00 4.47
equal NTPC Energy 13.36 5.39 0.00 4.43
equal Wipro Technology 13.34 4.47 0.00 4.29
equal Larsen & Toubro Construction 13.77 5.89 0.00 4.24
equal SBI Life Insurance Company Financial 59.89 4.74 0.00 3.77
equal Axis Bank Financial 66.70 5.07 0.00 3.36
equal Tata Power Energy 13.32 2.86 0.00 2.86
equal Bank of Baroda Financial 25.28 4.05 0.00 2.58
equal Grasim Industries Construction 9.13 2.17 0.00 2.12
new Ultratech Cement Construction 18.86 2.11 0.00 2.11
equal State Bank of India Financial 8.72 8.99 0.00 1.79
equal Coal India Energy 4.83 1.62 0.00 1.22
equal ONGC Energy 9.13 1.32 0.00 1.20
equal LIC Housing Fin. Financial 5.79 2.19 0.00 1.20
equal Power Grid Corporation Energy 9.47 1.96 0.00 1.10
equal Hindustan Aeronautics Services 10.82 1.07 0.00 1.06
equal Exide Industries Engineering 17.07 1.12 0.00 0.94
equal Apollo Tyres Automobile 13.57 1.99 0.00 0.92
equal Lupin Healthcare -- 0.69 0.00 0.67

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Ashwin Jain since 07-Feb-2019

Education: Mr. Jain is a B.E. and PGDM.

Experience: Prior to joining ICICI Prudential Asset Management Co. Ltd. in 2010 he has worked with HCL Technologies, Irevana and Merill Lynch.

Funds Managed:

— Mrinal Singh since 07-Feb-2019

Education: Mr. Singh is B.E (Mechanical) and PGDM from SPJIMR Mumbai.

Experience: He has been associated with ICICI Prudential AMC since June 2008.

Interviews:

Funds Managed:

— Anuj Tagra since 07-Feb-2019

Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience: Prior to joining ICICI Prudential AMC he has worked with Union Bank of India and Fidelity Investments.

Funds Managed:

— Manish Banthia since 07-Feb-2019

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:


-0.65%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 9.1400

Dividend: ₹ 9.1400


Investment Strategy

The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 27-Feb-2019
Return Since Launch: -6.37%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 63 Cr (As on 30-Jun-2020)
Expense: 2.54% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 25.00%

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

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dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM