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ICICI Prudential Retirement Fund - Pure Equity Plan download report


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.70 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.21 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
ICICI Pru Retirement Fund - Pure Equity Plan-G -0.52 0.18 0.65 5.16 6.53 -0.70 16.67 19.35 -- -- --
S&P BSE 500 TRI 1.34 0.70 1.07 8.69 6.71 2.18 8.93 20.34 -- -- --
Equity: Flexi Cap -1.81 0.53 0.87 7.43 6.91 -0.40 5.39 17.71 -- -- --
Rank within category 23 69 49 67 41 35 2 18 -- -- --
Number of funds in category 65 71 69 69 69 66 61 48 35 34 27

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Retirement Fund - Pure Equity Plan  | Invest Now
4 star
Feb-19 16.67 19.35 -- 2.55 176
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 5.02 18.78 14.43 1.63 26,218
UTI Flexi Cap Fund - Regular Plan  | Invest Online
4 star
May-92 -1.87 21.67 14.61 1.97 22,657
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 3.82 25.28 17.79 1.94 22,324
Mirae Asset Focused Fund - Regular Plan  | Invest Online
5 star
May-19 2.30 21.68 -- 1.75 8,062

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 11.85 01-Apr-2020 - 09-Apr-2020 -17.42 16-Mar-2020 - 23-Mar-2020
Month 17.70 23-Mar-2020 - 22-Apr-2020 -35.37 20-Feb-2020 - 23-Mar-2020
Quarter 31.74 15-Oct-2020 - 14-Jan-2021 -35.80 23-Dec-2019 - 23-Mar-2020
Year 88.05 23-Mar-2020 - 23-Mar-2021 -33.98 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
ICICI Pru Retirement Fund - Pure Equity Plan-G 19.17 21.58 0.73 0.77 0.87 1.02
S&P BSE 500 TRI 20.28 22.43 0.75 0.86 -- --
Equity: Flexi Cap 18.24 21.58 0.68 0.76 0.93 -0.83
Rank within category 22 25 18 20 15 13
Number of funds in category 50 50 50 50 50 50

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 45
Top 10 Stocks (%) 50.59
Top 5 Stocks (%) 29.63
Top 3 Sectors (%) 51.25
Portfolio P/B Ratio 2.88
Portfolio P/E Ratio 20.73

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,04,329 1,51,417
Giant (%) 41.45 52.79
Large (%) 27.38 19.58
Mid (%) 25.72 21.69
Small (%) 5.45 6.38
Tiny (%) -- 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bharti Airtel Communication 76.09 10.00 4.16 7.29
up Reliance Industries Energy 26.18 6.52 0.00 6.52
equal Ultratech Cement Materials 26.51 5.53 0.00 5.53
equal ICICI Bank Financial 21.32 6.71 3.82 5.15
equal Mahindra & Mahindra Automobile 18.93 6.31 1.59 5.13
equal Maruti Suzuki India Automobile 60.44 5.32 0.00 5.11
equal Sun Pharmaceutical Industries Healthcare 56.85 8.45 0.00 4.77
equal Lupin Healthcare -- 3.89 0.00 3.81
equal Hindustan Petroleum Corporation Energy -- 3.72 0.00 3.72
equal Tata Motors DVR Automobile -- 3.56 0.00 3.56
equal Cipla Healthcare 33.67 5.05 0.00 3.48
equal Dr. Reddy's Lab Healthcare 23.64 5.89 0.00 3.43
equal ICICI Lombard General Insurance Company Insurance 42.39 5.13 0.00 3.04
equal Bharat Petroleum Corporation Energy 26.63 2.96 0.00 2.94
equal SBI Life Insurance Company Insurance 83.14 4.74 2.54 2.82
down Infosys Technology 30.16 11.71 2.24 2.24
new Interglobe Aviation Services -- 2.10 0.00 2.10
equal Nestle India Consumer Staples 90.22 2.08 0.00 2.08
up Alkem Laboratories Healthcare 27.24 1.91 0.00 1.91
down Zydus Lifesciences Healthcare 8.14 2.27 0.00 1.90
new JK Lakshmi Cement Materials 12.32 1.40 0.00 1.40
equal Ashok Leyland Automobile -- 1.28 0.00 1.19
equal Gujarat Gas Energy 25.98 1.55 0.00 1.14
new NUVOCO Vistas Corp. Materials -- 1.12 0.00 1.12
equal AIA Engineering Metals & Mining 37.54 1.14 0.00 1.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Lalit Kumar since 04-May-2022

Education: Mr. Kumar is a PGDM (IIM) and B.Tech in Electrical Engineering (IIT).

Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with East Bridge Advisors Pvt. Ltd, Nomura Financial Advisory & Securities, Merrill Lynch and Cypress Semiconductors.

Funds Managed:

— Anuj Tagra since 07-Feb-2019

Education: Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience: Prior to joining ICICI Prudential AMC he has worked with Union Bank of India and Fidelity Investments.

Funds Managed:

— Manish Banthia since 07-Feb-2019

Education: Mr. Banthia is B.Com, CA and MBA

Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC - Fixed Income Investments - Aug 2007 to Oct 2009, ICICI Prudential AMC - New Product Development - Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. - From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. - From May 2004 to May 2005.

Funds Managed:


0.18%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 17.1300

IDCW: ₹ 17.1300


Investment Strategy

The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 6
Min. Withdrawal (₹) 1
Min. Balance (₹) --
Lock-in Period 5 Years
Exit Load 0

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 27-Feb-2019
Return Since Launch: 16.90%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 176 Cr (As on 31-Jul-2022)
Expense Ratio: 2.55% (As on 30-Jun-2022)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 105.00%

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Fax: 022-26528100

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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