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Unrated

Invesco India Liquid Fund - Retail Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.10 0.01 0.06 0.22 0.69 1.35 2.64 4.34 5.13 5.76 6.45
CCIL T Bill Liquidity Weight 1.64 0.03 0.06 0.17 0.57 1.12 2.12 3.34 3.63 4.07 4.53
Debt: Liquid 2.47 0.01 0.07 0.26 0.79 1.58 3.12 4.81 5.58 6.29 7.17

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Liquid Fund - Retail Plan  | Invest Online
Unrated
Nov-06 2.64 4.34 5.13 0.13 4,261
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.16 5.00 5.76 0.32 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.18 5.04 5.79 0.32 28,554
Axis Liquid Fund
4 star
Oct-09 3.20 5.02 5.80 0.25 24,318
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.14 5.03 5.79 0.32 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.44 24-Mar-2020 - 31-Mar-2020 -0.21 17-Mar-2020 - 24-Mar-2020
Month 0.83 22-Mar-2012 - 23-Apr-2012 0.08 23-Feb-2020 - 24-Mar-2020
Quarter 2.35 24-Jul-2013 - 23-Oct-2013 0.60 23-Oct-2020 - 22-Jan-2021
Year 8.81 12-Aug-2011 - 13-Aug-2012 2.61 02-Jul-2020 - 02-Jul-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.32 0.49 0.75 3.00 1.04 1.01
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid 4.76 0.49 1.63 6.49 1.02 1.44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 40 61 40 34
Modified Duration (yrs) 0.11 0.12 0.07 --
Average Maturity (yrs) 0.11 0.12 0.08 --
Yield to Maturity (%) 3.27 3.48 2.94 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 04/11/2021 Treasury Bills SOV 0.00 - 5.85 5.85
equal Reserve Bank of India 91-D 28/10/2021 Treasury Bills SOV 0.00 - 4.68 4.68
equal Reserve Bank of India 91-D 19/11/2021 Treasury Bills SOV 0.00 - 4.67 4.67
equal National Bank Agr. Rur. Devp 90-D 21/10/2021 Commercial Paper A1+ 0.00 - 3.51 3.51
equal Reliance Jio Infocomm 91-D 29/10/2021 Commercial Paper A1+ 0.00 - 3.51 3.51
new Reserve Bank of India 182-D 16/12/2021 Treasury Bills SOV 0.00 - 3.50 3.50
new Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 3.49 3.49
equal LIC Housing Fin. 25/10/2021 Commercial Paper A1+ 0.00 - 2.93 2.93
equal Reliance Retail Ventures 89-D 03/11/2021 Commercial Paper A1+ 0.00 - 2.34 2.34
equal ICICI Home Finance Company 91-D 14/10/2021 Commercial Paper A1+ 0.00 - 2.34 2.34
equal Reserve Bank of India 91-D 14/10/2021 Treasury Bills SOV 0.00 - 2.34 2.34
new Indian Oil Corporation 46-D 29/10/2021 Commercial Paper A1+ 0.00 - 2.34 2.34
equal Bajaj Housing Finance 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 2.34 2.34
new Indian Oil Corporation 46-D 22/10/2021 Commercial Paper A1+ 0.00 - 2.34 2.34
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 2.34 2.34
new Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.33 2.33
new Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.33 2.33
new Berger Paints India 29-D 28/10/2021 Commercial Paper A1+ 0.00 - 1.76 1.76
equal Reserve Bank of India 182-D 14/10/2021 Treasury Bills SOV 0.00 - 1.76 1.76
equal Axis Finance 60-D 22/10/2021 Commercial Paper A1+ 0.00 - 1.76 1.76
equal Bahadur Chand Investments 90-D 27/10/2021 Commercial Paper A1+ 0.00 - 1.76 1.76
equal Reliance Industries 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 1.75 1.75
equal Muthoot Finance 91-D 25/11/2021 Commercial Paper A1+ 0.00 - 1.75 1.75
equal Kotak Mahindra Prime 91-D 30/11/2021 Commercial Paper A1+ 0.00 - 1.75 1.75
equal Muthoot Finance 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 1.75 1.75

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

*As on 31-Aug-2021

Fund Manager

— Krishna Venkat Cheemalapati since 25-Apr-2011

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:

— Vikas Garg since 27-Jul-2021

Education: Mr. Garg is CFA MBA Finance, B-Tech and M- Tech

Experience: Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Funds Managed:


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Change from previous, NAV as on 17-Oct-2021

Growth: ₹ 2,582.7363

IDCW Weekly: ₹ 1,002.3406


Investment Strategy

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) --
Minimum No of Cheques --
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 17-Nov-2006
Return Since Launch: 6.57%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 4,261 Cr (As on 30-Sep-2021)
Expense: 0.13% (As on 28-Feb-2017)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Weekly11-Oct-20210.5701

 04-Oct-20210.4975
 27-Sep-20210.4590
 20-Sep-20210.4716
 13-Sep-20210.4646
 06-Sep-20210.5010
 30-Aug-20210.5394
 23-Aug-20210.4453
 17-Aug-20210.6305
 09-Aug-20210.5131
 02-Aug-20210.5187
 26-Jul-20210.5499
 19-Jul-20210.5357
 12-Jul-20210.5209
 05-Jul-20210.5348
 28-Jun-20210.5677
 21-Jun-20210.4860
 14-Jun-20210.5196
 07-Jun-20210.5263
 31-May-20210.5263
 24-May-20210.5043
 17-May-20210.5121
 10-May-20210.4244
 03-May-20210.4581
 26-Apr-20210.5218

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

Webinar: All about MF Central

DateThursday, 14-Oct-2021
Time12:30 PM - 01:00 PM

Registration Over