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Unrated

Aditya Birla Sun Life Bal Bhavishya Yojna - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.35 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.38 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 17.23 -0.73 0.20 1.02 6.43 16.41 35.21 -- -- -- --
S&P BSE 500 TRI 38.25 -0.81 1.79 4.87 15.95 31.24 64.39 -- -- -- --
Equity: Flexi Cap 37.63 -0.64 1.58 4.25 14.40 31.06 62.50 -- -- -- --
Rank within category 54 32 62 60 59 57 53 -- -- -- --
Number of funds in category 54 62 62 62 59 57 53 41 35 30 1

As on 19-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Bal Bhavishya Yojna - Direct Plan  | Invest Online
Unrated
Feb-19 35.21 -- -- 0.96% 507
UTI Flexi Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 73.05 29.99 20.88 1.09% 23,599
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 71.55 28.14 19.89 0.72% 20,372
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 66.00 27.07 21.22 0.59% 20,334
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 65.90 32.36 23.33 0.87% 16,076

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 11.18 24-Mar-2020 - 31-Mar-2020 -18.66 16-Mar-2020 - 23-Mar-2020
Month 20.42 23-Mar-2020 - 22-Apr-2020 -32.68 20-Feb-2020 - 23-Mar-2020
Quarter 33.42 23-Mar-2020 - 22-Jun-2020 -31.20 23-Dec-2019 - 23-Mar-2020
Year 75.07 23-Mar-2020 - 23-Mar-2021 -27.85 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
S&P BSE 500 TRI* 20.70 22.02 0.76 0.86 -- --
Equity: Flexi Cap* 20.84 21.23 0.80 0.86 0.93 1.27
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 40
Top 10 Stocks (%) 53.83
Top 5 Stocks (%) 34.66
Top 3 Sectors (%) 51.22
Portfolio P/B Ratio 4.91
Portfolio P/E Ratio 38.99

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 67,682 1,49,277
Giant (%) 36.99 52.25
Large (%) 2.81 18.34
Mid (%) 50.35 22.84
Small (%) 9.84 7.13
Tiny (%) -- 0.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Financial 25.30 9.34 5.01 8.33
up Reliance Industries Ltd - Partly Paid Equity Energy -- 8.15
equal Honeywell Automation Engineering 83.43 9.82 6.49 7.97
up Pfizer Healthcare 42.28 9.42 4.69 6.80
equal Kotak Mahindra Bank Financial 40.59 6.94 3.46 6.20
up Bayer CropScience Chemicals 47.26 8.03 4.12 5.36
up Larsen & Toubro Construction 20.82 4.47 2.66 4.47
equal ICICI Bank Financial 25.89 4.44 1.27 4.12
up Glaxosmithkline Pharma Healthcare 67.38 5.66 3.62 3.88
equal Gillette FMCG 60.92 7.27 3.71 3.71
equal HDFC Bank Financial 27.33 3.34 1.77 2.99
equal Fortis Healthcare Healthcare 58.24 3.31 0.00 2.86
equal Kansai Nerolac Paints Chemicals 50.82 3.04 1.37 2.66
equal Shree Cement Construction 38.94 3.05 1.37 2.56
up Quess Corp Financial 191.37 2.24 0.00 2.24
equal Sundaram-Clayton Automobile 15.67 3.08 1.24 2.11
up Johnson Controls - Hitachi Air Conditioning India Consumer Durable 129.85 3.53 1.97 1.97
equal IDFC First Bank Financial -- 2.99 1.31 1.88
up P&G Hygiene & Health Care FMCG 69.84 2.29 0.77 1.87
equal Tata Consultancy Services Technology 36.75 2.04 0.89 1.78
equal Biocon Healthcare 61.19 2.93 1.41 1.72
up Container Corporation Of India Services 57.75 1.52 0.05 1.44
equal MRF Automobile 24.65 1.89 1.02 1.28
up Shoppers Stop Ltd. Services -- 3.03 0.64 1.26
equal Bata India FMCG -- 1.60 0.90 1.14

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager


-0.73%

Change from previous, NAV as on 19-Oct-2021

Growth: ₹ 14.9000

IDCW: ₹ 14.9000


Investment Strategy

The scheme seeks generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 11-Feb-2019
Return Since Launch: 15.99%
Benchmark: S&P BSE 200 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 507 Cr (As on 30-Sep-2021)
Expense: 0.96% (As on 31-Aug-2021)
Risk Grade: --
Return Grade: --
Turnover: 4.00%

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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