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Unrated

Aditya Birla Sun Life Dual Advantage Fund Series 2 - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.08 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.51 -0.11 0.60 2.50 6.45 1.87 7.88 -- -- -- --
VR MIP TRI -0.09 -0.04 0.75 2.53 7.50 -0.44 3.22 -- -- -- --
Hybrid: Conservative Hybrid 0.84 -0.06 0.28 1.38 3.98 0.43 4.49 -- -- -- --
Rank within category 20 52 4 5 7 21 11 -- -- -- --
Number of funds in category 66 69 69 69 69 66 64 37 3 0 0

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Dual Advantage Fund Series 2 - Regular Plan
Unrated
Feb-19 7.88 -- -- 1.00 52
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.59 -- -- 1.08 2,614
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 4.13 -- -- 0.84 2,548
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 5.07 -- -- 1.08 2,487
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.41 -- -- 1.08 2,108

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.21 (24-Mar-2020 - 31-Mar-2020) -4.83 (16-Mar-2020 - 23-Mar-2020)
Month 5.02 (24-Mar-2020 - 23-Apr-2020) -8.88 (20-Feb-2020 - 24-Mar-2020)
Quarter 9.24 (24-Mar-2020 - 23-Jun-2020) -6.88 (24-Dec-2019 - 24-Mar-2020)
Year 13.25 (12-Feb-2019 - 12-Feb-2020) 1.11 (25-Mar-2019 - 24-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid* 4.21 4.41 -0.20 -0.24 0.58 -1.54
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Bajaj Finance 2022 Zero Coupon Bonds AAA 9.74 - 10.40 10.25
equal 8.23% HUDCO 15/04/2022 Non Convertible Debenture AAA 9.96 - 10.51 10.14
equal 8.69% LIC Housing Fin. 19/04/2022 Zero Coupon Bonds AAA 9.91 - 10.48 10.12
equal Bajaj Housing Finance 2022 Debenture AAA 9.67 - 10.29 10.10
equal 8.30% Reliance Industries 2022 Debenture AAA 9.94 - 10.44 10.10
equal 8.35% REC 13/03/2022 Debenture AAA 9.93 - 10.44 10.09
equal 9.49% M&M Financial Services 22/02/2022 Bonds AAA 6.99 - 7.40 7.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Metropolis Healthcare Healthcare 62.46 2.72 0.00 1.99
equal ICICI Bank Financial 24.19 2.04 1.47 1.79
equal HDFC Bank Financial 21.67 1.72 1.43 1.72
equal HDFC Financial 14.98 1.75 1.43 1.55
equal Whirlpool Cons Durable 56.64 1.32 0.76 1.29
equal Sanofi India Healthcare 43.20 1.23 0.68 1.21
equal Shree Cement Construction 52.63 1.20 0.72 1.20
equal State Bank of India Financial 8.72 1.87 1.06 1.14
equal Atul Chemicals 20.53 1.25 0.72 1.14
equal Marico FMCG 43.84 0.88 0.58 0.88
equal Voltas Cons Durable 35.51 0.89 0.72 0.80
equal Hero Motocorp Automobile 14.76 0.78 0.51 0.78
equal NTPC Energy 13.36 0.87 0.62 0.74
equal Moil Ltd. Metals 14.10 0.68 0.00 0.68
equal Bandhan Bank Financial 19.84 0.95 0.00 0.61
equal Larsen & Toubro Construction 13.77 0.87 0.55 0.60
equal Castrol India Energy 15.74 0.79 0.46 0.55

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Vineet Maloo since 17-Jan-2019

Education: Mr. Maloo is a Chartered Accountant.

Experience: Prior to joining Birla Sun Life AMC he has worked with Hindalco.

Funds Managed:

— Mohit Sharma since 17-Jan-2019

Education: Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

Experience: He has around 10 years of experience of which 7 years is in financial markets. He joined Birla Sun AMC in October 2015. Prior to joining Birla AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Funds Managed:


-0.11%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 11.4007

Dividend: ₹ 11.4007


Investment Strategy

The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the maturity of the scheme. The secondary objective is to generate capital appreciation by investing a portion of the scheme corpus in Equity and equity related instruments.

Tenure (Days) 1180
Maturity date 28-Apr-2022

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 04-Feb-2019
Return Since Launch: 9.60%
Benchmark: CRISIL Hybrid 75+25 Conservative Index
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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