Groww Dynamic Term Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Moderate
₹1,474.1649
As on 14-May-2026
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of Groww Dynamic Term Fund - Regular Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Groww Dynamic Term Fund - Regular Plan
|
|
|
Moderate
|
|
1.46 |
|
 |
|
Moderate
|
|
0.75 |
||
 |
|
Moderate
|
|
0.63 |
||
|
|
Moderately High
|
|
0.59 |
||
|
|
Moderately High
|
|
1.27 |
Other details of Groww Dynamic Term Fund - Regular Plan
Assets
₹38 Cr
Exit Load (Days)
--
Min. Investment (₹)
500
Min. Withdrawal (₹)
100
Min. SIP Investment (₹)
500
Min. No of Cheques
12
About Groww Dynamic Term Fund - Regular Plan
Groww Dynamic Term Fund - Regular Plan is a debt mutual fund scheme of Groww Mutual Fund. Launched on December 06, 2018, it is currently managed by Kaustubh Sule. The fund has an expense ratio of 1.46% with an overall AUM (Assets Under Management) of ₹38 Cr.
Groww Dynamic Bond Fund - Regular Plan is a dynamic bond fund having the flexibility to invest in bonds of any duration. Depending on where it expects to earn maximum returns, the fund management team actively decides whether to invest in short maturity bonds or in those maturing several years later. The fund allows minimum lumpsum investment of ₹500 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to generate reasonable returns commensurate with the risk taken by active duration management of the portfolio. The Scheme would be investing in debt instruments including but not limited to bonds, debentures, government securities and money market instruments over various maturity periods.
Suitability
Dynamic Bond funds are avoidable for most investors because:
- They are very actively managed depending upon fund manager's outlook on interest rates
- If wrong-footed, they may undergo sharp declines in investment value, which is typically not favoured by fixed-income investors
- Short Duration funds are a better choice for debt allocation in a portfolio
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Groww Dynamic Term Fund - Regular Plan
FAQ for Groww Dynamic Term Fund - Regular Plan
How to Invest in Groww Dynamic Term Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Groww Dynamic Term Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Groww Dynamic Term Fund - Regular Plan can be bought from the Groww Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Groww Dynamic Term Fund - Regular Plan Today?
The latest declared NAV of Groww Dynamic Term Fund - Regular Plan, is ₹1,474.1649 as of 15-May-2026.
What are the top holdings of Groww Dynamic Term Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 6.68 07/07/2040 |
25.00
|
|
National Bank For Agriculture & Rural Development CD 18/03/2027 |
7.48
|
|
Small Industries Devp. Bank of India Ltd CD 18/02/2027 |
7.26
|
|
Axis Bank Ltd CD 14/01/2027 |
7.06
|
|
Indian Bank CD 22/01/2027 |
7.05
|
What is the return of Groww Dynamic Term Fund - Regular Plan in the last 5 years?
Over the past five years, Groww Dynamic Term Fund - Regular Plan has delivered an annualised return of 4.30% as of 15-May-2026.
What is the minimum investment required in Groww Dynamic Term Fund - Regular Plan?
The minimum investment required to start investing in Groww Dynamic Term Fund - Regular Plan is ₹500 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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