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Unrated

SBI Debt Fund Series C-25 (1100 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.10 Lakh

Analyst's Choice?

Suitability:

Fixed Maturity Plans, as the name suggests, are funds that have a fixed tenure which can vary from 3 months to 5 years or even more. Upon the completion of the stated tenure, the fund is wound up and investors' money is returned to them along with accumulated gains. Therefore, they are similar to bank fixed deposits except that they do not offer guaranteed returns even though they aim to better what an FD can fetch.

If you are looking to invest for a defined tenure during which you are sure you will not need to redeem your money, you may consider investing in an FMP of a matching duration. But avoid them if your investment horizon is more than 3 years. We believe that retail investors who are looking to invest for 3 years or more should have at least some portion of their money in equity because of its ability to earn much higher returns. That makes FMPs unsuitable.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.93 0.04 0.12 1.16 2.49 5.21 10.34 -- -- -- --
CCIL T Bill Liquidity Weight 0.52 -0.03 0.04 0.28 0.83 1.77 4.03 -- -- -- --
Debt: FMP 1.49 0.06 0.08 0.93 2.06 4.18 8.84 -- -- -- --
Rank within category 112 639 123 134 118 66 190 -- -- -- --
Number of funds in category 712 715 715 714 709 701 622 40 7 0 0

As on 24-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.71 (26-Mar-2019 - 02-Apr-2019) -0.26 (29-Jan-2019 - 05-Feb-2019)
Month 1.79 (03-Mar-2019 - 02-Apr-2019) -0.15 (03-Apr-2019 - 03-May-2019)
Quarter 3.11 (01-Jan-2019 - 02-Apr-2019) 1.34 (02-Apr-2019 - 02-Jul-2019)
Year 10.55 (06-Feb-2019 - 06-Feb-2020) 9.51 (14-Jan-2019 - 14-Jan-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
CCIL T Bill Liquidity Weight* 4.06 0.27 -6.06 -10.48 -- --
Debt: FMP* 6.98 1.65 1.01 1.46 3.03 6.18
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 21 21 -- 15
Modified Duration (yrs) -- -- -- --
Average Maturity (yrs) -- -- -- --
Yield to Maturity (%) -- -- -- --

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Aditya Birla Fashion and Retail 14/08/2021 Non Convertible Debenture AA 9.49 - 9.57 9.55
equal 9.75% Mahindra Rural Housing Finance 27/09/2021 Debenture AA+ 8.55 - 9.25 8.55
equal 8.50% Vedanta 2021 Debenture AA 7.00 - 7.45 7.00
equal 8.75% Muthoot Finance 19/06/2021 Bonds/NCDs AA 6.95 - 7.37 6.95
equal 8.70% Reliance Jio Infocomm 18/07/2021 Debenture AAA 6.91 - 7.34 6.91
equal 8.37% National Bank Agr. Rur. Devp 2021 Debenture AAA 6.91 - 7.41 6.91
equal 7.47% Power Finance Corp. 16/09/2021 Bonds AAA 6.82 - 7.19 6.82
equal 8.40% SIDBI 2021 Debenture AAA 6.63 - 7.42 6.63
equal 8.66% NUVOCO Vistas Corp. 14/09/2021 Debenture AA 5.65 - 6.02 5.65
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 5.44 - 5.97 5.52
equal 8.82% Aditya Birla Housing Finance 26/07/2021 Debenture AAA 4.48 - 4.53 4.50
equal 9.15% Coastal Gujarat Power 14/06/2021 Debenture AA 0.00 - 4.34 4.25
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 0.00 - 3.34 3.34
equal 8.95% Crompton Greaves Consumer Electricals 24/06/2021 Debenture AA+ 0.00 - 3.31 3.09
equal 11.30% Cholamandalam Invest. & Fin. 18/06/2021 Debenture AA+ 2.89 - 3.15 2.89
equal 8.40% Power Grid Corporation 14/09/2021 Bonds AAA 0.00 - 1.22 1.16
equal 8.82% L&T Finance 2021 Debenture AAA 0.85 - 0.91 0.85
equal Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 0.85 0.84
equal Indusind Bank 2020 Certificate of Deposit A1+ 0.00 - 0.57 0.56
equal Bank of Baroda 2020 Certificate of Deposit A1+ 0.00 - 0.42 0.41
equal Kotak Mahindra Bank 29/05/2020 Certificate of Deposit A1+ 0.00 - 0.28 0.25

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Ranjana Gupta since 11-Sep-2018

Education: She is a Commerce graduate from Mumbai University

Experience: Ms Ranjana joined SBIFMPL in 2008 as Fixed Income Dealer and has over 21 years of experience in capital market. prior to joining SBIFMPL, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.

Funds Managed:

  • FMPs - since Feb 2017

0.04%

Change from previous, NAV as on 24-Feb-2020

Growth: ₹ 11.4939

Dividend: ₹ 11.4948


Investment Strategy

The Scheme seeks to generate income by investing in debt and money market securities, which mature on or before the maturity of the scheme.

Tenure (Days) 1100
Maturity date 27-Sep-2021

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 24-Sep-2018
Return Since Launch: 10.31%
Benchmark: CRISIL Short-Term Bond
Riskometer: Moderate
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Time to bet big on mid- and small-cap funds?

dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM