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Unrated

Nippon India Nivesh Lakshya Fund - Regular Plan download report


Debt: Long Duration

1 Lakh

Investment declined to
₹ 0.98 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.18 Lakh

Suitability:

"Long Duration debt funds invest mainly in bonds maturing in more than seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they can be fairly volatile in response to changes in interest rates.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with a long investment horizon of seven years or more may consider investing at least some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss is substantially reduced if you invest for seven years and more."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Nippon India Nivesh Lakshya Fund Reg-G -3.17 -0.22 -0.12 -1.52 -3.68 -3.40 -1.75 6.67 -- -- --
VR Bond -0.46 -0.01 0.03 -0.32 -0.88 -0.49 1.53 4.84 -- -- --
Debt: Long Duration -2.45 -0.05 -0.05 -1.60 -2.72 -2.35 0.02 6.13 -- -- --
Rank within category 8 8 6 5 9 5 5 1 -- -- --
Number of funds in category 8 9 9 9 9 6 6 2 1 1 1

As on 20-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Nivesh Lakshya Fund - Regular Plan
Unrated
Jul-18 -1.75 6.67 -- 0.52% 1,890
BHARAT Bond ETF - April 2030  | Invest Online
Unrated
Dec-19 1.48 -- -- 0.00% 13,159
BHARAT Bond ETF - April 2031  | Invest Online
Unrated
Jul-20 0.70 -- -- 0.00% 10,577
BHARAT Bond ETF - April 2032  | Invest Online
Unrated
Dec-21 -- -- -- 0.00% 6,440
BHARAT Bond FOF - April 2030 - Regular Plan  | Invest Online
Unrated
Dec-19 1.41 -- -- 0.05% 3,273

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.96 01-Jul-2019 - 08-Jul-2019 -3.22 02-May-2022 - 09-May-2022
Month 6.73 21-May-2019 - 20-Jun-2019 -3.84 09-Mar-2020 - 09-Apr-2020
Quarter 13.81 16-Apr-2019 - 16-Jul-2019 -3.68 18-Feb-2022 - 20-May-2022
Year 25.49 16-Jul-2018 - 16-Jul-2019 -2.71 06-May-2021 - 06-May-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Nippon India Nivesh Lakshya Fund Reg-G 7.96 6.51 0.68 1.10 6.31 8.66
VR Bond 5.18 2.13 0.78 1.13 -- --
Debt: Long Duration 7.21 5.64 0.65 1.04 6.30 7.91
Rank within category 1 2 1 1 2 1
Number of funds in category 2 2 2 2 2 2

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 5 5 3 8
Modified Duration (yrs) 10.47 10.93 10.47 6.71
Average Maturity (yrs) 22.82 23.48 22.82 10.52
Yield to Maturity (%) 7.30 7.30 6.73 7.25
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.13% GOI 22/06/2045 GOI Securities SOV 39.01 - 41.09 39.01
up 8.17% GOI 2044 Central Government Loan SOV 32.33 - 35.83 35.83
up 7.06% GOI 2046 Central Government Loan SOV 20.12 - 20.81 20.30
equal 6.67% GOI 17/12/2050 GOI Securities SOV 0.00 - 0.50 0.48
equal 8.30% GOI 31/12/2042 Central Government Loan SOV 0.00 - 1.59 0.29
equal Others Margin Money -- - 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Pranay Sinha since 31-Mar-2021

Education: Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.

Experience: Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).

Funds Managed:


-0.22%

Change from previous, NAV as on 20-May-2022

Growth: ₹ 13.6301

IDCW Yearly: ₹ 11.2507

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IDCW Quarterly: ₹ 11.2908

IDCW Monthly: ₹ 11.2905

IDCW Half Yearly: ₹ 11.4562

IDCW: ₹ 13.6293


Investment Strategy

The scheme seeks to generate optimal returns consistent with moderate levels of risk.This income may be complemented by capital appreciation of the portfolio.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 100
Min. No of Cheques 60
Min. Withdrawal (₹) 100
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 20% of the investment,1% will be charged for redemption within 1080 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 06-Jul-2018
Return Since Launch: 8.32%
Benchmark: CRISIL Long Duration Fund AIII Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 1,890 Cr (As on 30-Apr-2022)
Expense: 0.52% (As on 30-Apr-2022)
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Yearly21-Mar-20220.2382

 19-Mar-20210.6410
 19-Mar-20200.6531
 19-Mar-20190.3153
IDCW Monthly21-Feb-20220.0384

 20-Dec-20210.0450
 22-Nov-20210.0116
 20-Sep-20210.0600
 19-Jan-20210.0882
 21-Dec-20200.1346
 19-Nov-20200.1357
 19-Oct-20200.0122
 20-Jul-20200.0603
 19-Jun-20200.0627
 19-May-20200.1782
 20-Feb-20200.1865
 19-Nov-20190.0148
 22-Oct-20190.1719
 19-Jul-20190.0593
 19-Jun-20190.0715
 20-May-20190.1274
 22-Apr-20190.0843
 19-Mar-20190.0136
 20-Feb-20190.0092
 19-Dec-20180.0592
 19-Nov-20180.1342
IDCW Quarterly20-Dec-20210.0500

 20-Sep-20210.1488
 21-Jun-20210.0938
 21-Dec-20200.2654
 21-Sep-20200.0900
 22-Jun-20200.1851
 20-Mar-20200.2043
 20-Dec-20190.1129
 20-Sep-20190.1458
 20-Jun-20190.3159
 20-Dec-20180.1753
IDCW Half Yearly20-Sep-20210.1983

 19-Mar-20210.0632
 21-Sep-20200.3819
 19-Mar-20200.3398
 19-Sep-20190.3046
 19-Mar-20190.3167

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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